Crypto loans without collateral aim to solve the capital lock-up problem in traditional crypto lending and flash loans. This document explains how overcollateralization and smart-contract constraints limit access, and how crypto-native capital access models attempt to bridge this gap responsibly.

Crypto loans without collateral aim to solve the capital lock-up problem in traditional crypto lending and flash loans. This document explains how overcollateralization and smart-contract constraints limit access, and how crypto-native capital access models attempt to bridge this gap responsibly.