Personal-Finance-Tips-Generator-Using-GenAI

A Generative AI-based tool that provides personalized budgeting advice and money-saving suggestions. It takes in basic financial information (income, spending habits, and savings goals) and uses both hard-coded financial logic and GPT-3.5 to generate actionable, friendly advice.

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Features

• Accepts user input:

  • Monthly Income
  • Spending Habits
  • Savings Goal

• Performs financial analysis:

  • Estimates fixed & discretionary expenses
  • Assesses feasibility of savings goal
  • Highlights potential problem areas in spending

• Uses GPT-3.5 to:

  • Craft human-friendly advice and encouragement
  • Suggest specific actions to improve financial habits

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Tools & Technologies

• Python 3.8+
• OpenAI GPT-3.5 API
• Libraries: openai, python-docx (optional for reports)

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Project Structure

personal_finance_tip_generator.py # Main script README.txt # This file requirements.txt # Required Python packages

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Setup Instructions

1. Clone the repository

git clone "https://github.com/soham-v14/Personal-Finance-Tips-Generator-Using-GenAI.git"
cd personal-finance-tip-generator

2. Install dependencies

pip install -r requirements.txt

Contents of requirements.txt: openai python-docx

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Usage

Run the script:

python personal_finance_tip_generator.py

You’ll be prompted to provide:

• Your monthly income
• A description of your spending habits
• Your savings goal

The tool will output friendly and actionable financial advice tailored to your situation.

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Example Output

✅ Your goal of saving $500 per month is realistic given your income — great job setting that goal!

Here are some tips to help you reach it:

1. Track your expenses with a simple app or spreadsheet.
2. Limit dining out and plan more meals at home.
3. Set a monthly shopping budget and stick to it.
4. Automate your savings transfer right after payday.

You’re already on the right track — keep it up!

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Future Enhancements

• Web-based interface using Streamlit or Flask
• Historical tracking of user inputs & progress
• Multi-language support
• Advanced budgeting strategies & calculators
• User feedback loop to improve suggestions

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Contributing

Pull requests are welcome! If you’d like to contribute, please fork the repo and submit a PR.

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License

This project is licensed under the MIT License.

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Contact

College Name, Student Name, Email to be added here GitHub: https://github.com/your-username