My writing on Bima Sugam, India's UPI moment for insurance. Focused on the technology decisions, integration challenges, and build choices that CTOs and tech leads are facing right now.
Most insurance tech teams slow down every time Bima Sugam extends. The teams that will win aren't waiting for the deadline. They built their own.
This article covers four things that have to be true before you go live, the build decision most teams are getting wrong, and the question worth taking into your next team meeting.
Who this is for: CTOs, tech leads, and product leaders at insurance companies building for Bima Sugam integration.
Bima Sugam is India's unified digital insurance marketplace, built under the guidance of the Insurance Regulatory and Development Authority of India (IRDAI). It is designed to do for insurance what UPI did for payments. One platform where any customer can compare, buy, manage, and claim any insurance policy from any insurer in the country.
The platform covers life, health, motor, and general insurance. Every IRDAI registered insurer and intermediary is mandated to integrate with it.
I am Praveen Kumar, a tech lead at Wednesday Solutions, a technology consulting firm that works with large private insurance companies in India. My work focuses on system modernisation and Bima Sugam integration readiness. I write about the technology decisions, build choices, and integration challenges that CTOs and tech leads at Indian insurers are facing right now.
I have worked firsthand with some of India's largest private insurers on modernising legacy systems and preparing for Bima Sugam. What I write comes from those projects and those conversations.
- dev.to
- Wednesday Solutions: wednesday.is
- Bima Sugam integration
- Insurance technology modernisation
- IRDAI digital infrastructure
- Legacy system transformation
- Insurtech India
- Digital Public Infrastructure for insurance