v1.0.0

PrivateLedger v1.0.0

The first stable release of PrivateLedger - a local-only personal finance application that helps you understand your monthly spending across multiple bank accounts and credit cards, without giving any third-party access to your financial data.

Features

Transaction Management

• Import transactions from OFX/QFX files (supported by most US, Canada, and UK banks)
• Multi-account consolidation (chequing, savings, credit cards)
• Automatic deduplication on import
• Search, filter, and paginate transactions
• Import history tracking

Smart Categorization

• Pattern-based automatic categorization (e.g., transaction inclduing "COSTCO" will categorize as Groceries)
• Manual category override for any transaction
• Re-categorize uncategorized transactions with new patterns
• Category icons and colors for visual organization

Category Types

• Expense - Everyday spending (Groceries, Dining, Housing)
• Income - Money coming in (Salary, Side Income)
• Investment - Transfers to investments (RRSP/401(k), brokerage)
• General - Non-spending transactions (Internal transfers, credit card payments)

Dashboard & Insights

• Monthly spending summary with income, expenses, and investments
• Spending breakdown by category with interactive charts
• Monthly expense trend visualization
• Click-through from category breakdown to filtered transactions