Includes EVERYTHING:
✓ TypeScript ✓ React Query ✓ Axios + refresh interceptors ✓ Secure Keychain storage (real implementation) ✓ Firebase Crashlytics logging ✓ Firebase App Check ✓ Navigation stack ✓ Auth + Transfer flows ✓ Jest ✓ GitHub CI ✓ Semantic release automation
Nothing removed. Nothing stubbed.