💴 Movecash is a PayFi and infrastructure project offering a comprehensive Aptos-based prepaid card and payment solution. Our goal is to bridge the gap between crypto and fiat, enabling seamless spending and settlement for both users and merchants.

Movecash is positioned to become the premier Aptos-native PayFi solution, offering both a DeFi-composable prepaid card and a cross-chain payment gateway with fiat on-ramp/off-ramp. By leveraging Aptos’s speed and upcoming on-chain features, Movecash will deliver a secure, high-utility bridge between crypto and fiat for users and merchants alike.

• Website: movecash.top
• GitHub: github.com/movecash-top
• X (Twitter): @movecashtop

• Telegram: @MovecashOfficial

Movecash is a dual‐component solution centered on an Aptos‐based crypto prepaid card system:

1. 🍺Movecash Card
   A turnkey Aptos prepaid card issuance platform that delivers:

   • CardFi SDK & Open Contracts: A modular smart‐contract interface allowing third‐party DeFi integrations (e.g., lending/borrowing cards, farming/staking cards). Users retain ownership of their APT while spending fiat, or hold APT for POS transactions with real‐time fiat settlement.
   • Telegram Miniapp & Bot Dashboard: A lightweight card management and top‐up interface directly within Telegram for maximum flexibility and engagement.

2. 💵Movecash Payment
   A merchant‐focused Aptos payment settlement system that supports:

   • Cross‐chain Token Acceptance: Allowing customers to pay with any chain or token, converted in real time to Aptos assets (APT or stablecoins) for merchant settlement.
   • Crypto‐to‐Fiat On-Ramp & Off-Ramp: Enabling merchants to accept fiat settlements and withdraw crypto securely.
   • On-chain Mixer Integration: A privacy layer to filter out flagged assets and mitigate compliance risks for merchants.

1. Aptos Prepaid Card Infrastructure

   • Issue virtual Aptos prepaid cards via a modular CardFi SDK and open smart‐contract interfaces.
   • Enable combined DeFi functionalities (lending, staking, yield farming) within a single card product—allowing users to spend fiat without relinquishing APT ownership or to spend APT via POS with instant fiat conversion.

2. Integrated Payment & Settlement Ecosystem

   • Build a scalable, cross-chain payment gateway that settles into Aptos assets for merchants.
   • Offer a compliant fiat on-ramp and off-ramp, leveraging on-chain mixers to protect merchants from receiving flagged funds.
   • Expand PayFi liquidity by supporting multi-chain token acceptance, unified settlement in APT or stablecoins, and optional fiat payout.

• High Throughput & Low Latency: Aptos currently delivers high TPS, positioning it to handle real‐time payments at scale.
• Upcoming On-Chain Features: Aptos’s roadmap includes on-chain scheduling and advanced smart-contract capabilities, enabling novel PayFi use cases.
• Underserved PayFi Ecosystem: No mature Aptos-based prepaid card or integrated payment solution exists. Movecash fills this gap and fully leverages Aptos’s blockchain performance and future features.