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elvismusli/moneyclaw

MoneyClaw mascot

MoneyClaw

Real payments for OpenClaw agents.

Prepaid wallet. Virtual card. OTP and 3DS inbox. Auditable payment flows.

Website · Docs Site · OpenClaw Quickstart · Docs · Skill

License: MIT Status OpenClaw

What This Repo Is

This is the public MoneyClaw repository.

It is the place for:

  • public product docs
  • the MoneyClaw OpenClaw skill
  • examples and starter prompts
  • high-level architecture and safety model

It is not the full internal product monorepo.

Internal infrastructure, production runbooks, incidents, security hardening notes, deployment details, and provider-specific operational playbooks are intentionally not published here.

What MoneyClaw Does

MoneyClaw gives OpenClaw agents a real prepaid wallet and virtual card for online purchases.

With MoneyClaw, an agent can:

  • check wallet and card readiness
  • issue a virtual card
  • top up a card with prepaid funds
  • complete browser checkout
  • fetch OTP or 3DS codes from a dedicated inbox
  • verify the final transaction result

Secondary workflows include:

  • hosted invoices
  • merchant checkout links
  • merchant and acquiring flows when explicitly requested

Quick Start

Install the skill:

clawhub install moneyclaw

Then:

  1. Create a MoneyClaw API key.
  2. Store it in OpenClaw as MONEYCLAW_API_KEY.
  3. Start a fresh OpenClaw session.
  4. Ask the agent to inspect the account before its first purchase.

Starter prompt:

Check my MoneyClaw account, show wallet balance vs card balance, and tell me if it is ready for a purchase.

Safety Model

MoneyClaw is built around bounded, inspectable agent payments.

  • prepaid balances keep risk capped
  • wallet and card history stay separate
  • OTP and 3DS verification flows use a dedicated inbox
  • the user can operate in approval-based or pre-authorized mode

Important boundary:

MoneyClaw is for user-authorized payments. It is not designed to bypass issuer, merchant, fraud, KYC, sanctions, geography, or verification controls.

Read the full model in docs/security-model.md.

Reading Order

Start here:

  1. docs/getting-started.md
  2. docs/openclaw-quickstart.md
  3. docs/api-overview.md
  4. moneyclaw-skill/SKILL.md

Repo Map

assets/            branding and repo visuals
docs/              public documentation
examples/          prompts and curl examples
moneyclaw-skill/   public OpenClaw skill files

Scope Of This Public Repo

Published here:

  • what MoneyClaw is
  • how to use it
  • how the public skill is structured
  • how the public API is meant to be understood
  • how the safety and trust model works

Not published here:

  • production IPs and infra
  • internal incidents and postmortems
  • operational security notes
  • private merchant-specific tactics
  • internal team process and private agent instructions

Support

License

Code and docs in this repository are available under the MIT License, unless noted otherwise.

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Real payments for OpenClaw agents: prepaid wallet, virtual card, OTP inbox, public docs, and skill.

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