| Payment Method | Advantages | Limitations |
|---|---|---|
| Faster Payments | - Almost instant payments - Usually fee-free |
- Can only send within the UK |
| CHAPS | - Send high value payments - Same day transfers |
- Often has high fees - Can only send within the UK |
| BACS | - Ideal for everyday transfers - Usually fee-free |
- Can be slow (up to 3 working days) - Can only send within the UK |
| SWIFT | - Secure way to send international payments | - Can be slow (1–4 working days) - Fees apply, including correspondent fees |
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