ServoLend 💸

An AI-powered lending platform that revolutionizes the loan processing experience for both financial institutions and borrowers.

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🛠️ Built With

Frontend & Design

Backend & API

Machine Learning & Data Science

AI & Analytics

Development & Deployment Tools

✨ Key Features

🏦 For Financial Institutions

• Automated Processing
  • Reduce manual work by 80% with AI-powered automation
  • Streamline loan application workflows
• Cost Reduction
  • Lower operational costs by up to 60% through digitization
  • Optimize resource allocation
• Risk Management
  • Advanced analytics for better risk assessment
  • Predictive modeling for default prevention
• Compliance
  • Automatic regulatory compliance checks and updates
  • Real-time regulation monitoring

👥 For Borrowers

• Quick Approvals
  • Get loan decisions in minutes, not days
  • Streamlined application process
• Transparent Process
  • Real-time updates and clear progress tracking
  • Detailed status notifications
• Better Rates
  • Competitive interest rates through smart matching
  • Personalized loan offers
• Digital Experience
  • Paperless process with digital document signing
  • Intuitive user interface

📂 Project Structure

chahatkesh-servolend-hacktu/
├── client/               # Web application (React with Vite)
├── client_mobile/       # Mobile application (Flutter)
├── ml-services/         # Machine learning services
├── model/              # ML model and datasets
└── server/             # Backend server (Node.js)

🚀 Getting Started

Prerequisites

• Node.js 16+
• Flutter SDK
• Python 3.8+
• npm

Step-by-Step Installation

1. Clone the Repository

git clone https://github.com/chahatkesh/servolend-hacktu.git
cd servolend-hacktu

2. Web Application Setup

cd client
npm install

3. Server Setup

cd ../server
npm install

4. Mobile App Setup

cd ../client_mobile/servolend_ai
flutter pub get

⚙️ Configuration

1. Create .env files in both client and server directories
2. Configure the following environment variables:

# Server
PORT=3000
MONGODB_URI=mongodb_url
JWT_SECRET=your_random_secret
GOOGLE_CLIENT_ID=google_client_id
GOOGLE_CLIENT_SECRET=google_client_secret
NODE_ENV=development

# Client
VITE_API_URL=http://localhost:3000/
VITE_GOOGLE_CLIENT_ID=google_client_id

🎯 Running the Application

Web Application

cd client
npm run dev

Server

cd server
npm run dev

Mobile Application

cd client_mobile/servolend_ai
flutter run

🔒 Security Features

• Bank-grade encryption for data protection
• JWT-based authentication
• Role-based access control
• Secure document handling
• Regular security audits

📱 Mobile Application Features

• Intuitive loan application process
• Document scanning and verification
• Real-time application status
• Push notifications
• Biometric authentication

👥 Meet the Team

• Frontend Development
  • Harshvardhan Agarwal
  • Chahat Kesharwani
• Backend Development
  • Chahat Kesharwani
• Machine Learning
  • Ratinderdeep Singh
• Mobile Development
  • Jagjit Singh
• Presentation
  • Saksham Gupta

Contributors

📬 Contact & Support

Need help? Reach out to us:

• 📧 Email: ckesharwani4@gmail.com
• 🌐 Website: https://servolend-ai.onrender.com

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Made with ❤️ by Team Rio