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Designing decision-ready financial systems
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Designing decision-ready financial systems

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Raymond-Onwude/README.md

Raymond Okhia Onwude

Financial Systems Architect & Treasury Advisor
Founder, DPIO


I design financial systems that make money visible, controllable, and decision-ready.

My work sits above bookkeeping and accounting execution. I focus on how financial truth is produced, structured, and trusted so founders, executives, and boards can make decisions with confidence under growth pressure, cash constraints, or audit scrutiny.


What I Do

Financial Systems & Treasury Architecture

  • Cash-flow forecasting and runway analysis
  • “What breaks first” risk and liquidity scenarios
  • Ledger and chart-of-accounts design
  • Internal controls and audit readiness
  • Executive and board-level financial reporting

Business & ERP Systems Design

  • ERP and accounting system configuration
  • System workflows that reduce manual risk
  • Financial dashboards and decision frameworks
  • Advisory support for pricing, growth, and operations

I work with both growing small businesses and mission-driven organizations, operating in a fractional advisory capacity where senior financial clarity is required without full-time overhead.


Current Focus

Building DPIO

DPIO is a financial systems platform designed to enforce clarity, control, and accountability by design.

Product direction:

  1. DPIO Ledger – reporting, forecasting, controls (current focus)
  2. DPIO Forms – structured intake, approvals, audit trails
  3. DPIO CRM – revenue pipelines and billing visibility
  4. DPIO Agent – operational intelligence for finance and admin
  5. DPIO Compute – isolated client environments (long-term)

Positioning:
DPIO helps organizations know where the money is and what happens next.


Tools & Technical Stack

  • Python, SQL, Streamlit, FastAPI
  • PostgreSQL, Git/GitHub, Linux deployment
  • ERP and accounting platforms (including Odoo)
  • Financial modeling, reporting automation, and data pipelines

Technology is a means, not the product. The product is financial clarity and decision safety.


Professional Engagement

I operate as a fractional financial systems and treasury advisor, typically working with a small number of organizations at a time to ensure depth, accountability, and impact.

If you are building or leading an organization and need clarity around cash flow, controls, or financial decision-making, feel free to connect.


Location: Canada
LinkedIn: [www.linkedin.com/in/raymondonwude]
Email: [raymond@dpio.ca]

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