release: 1.205.0

.release-please-manifest.json

@@ -1,3 +1,3 @@
 {
-  ".": "1.204.0"
+  ".": "1.205.0"
 }

.stats.yml

@@ -1,4 +1,4 @@
 configured_endpoints: 232
-openapi_spec_url: https://storage.googleapis.com/stainless-sdk-openapi-specs/increase%2Fincrease-845aba046473ba39ae898570153537fb31dd6f8cb260dd8478a14fd4275ca97f.yml
-openapi_spec_hash: 8afbe65f9d6614f0960f141ae0de0c39
+openapi_spec_url: https://storage.googleapis.com/stainless-sdk-openapi-specs/increase%2Fincrease-ef12157473e772a7d34639fb936e204d29f3a3383e02201c969fb3b9b92d8578.yml
+openapi_spec_hash: 4d23fee0569197b7fea4f10371c0494e
 config_hash: 27e44ed36b9c5617b580ead7231a594a

CHANGELOG.md

@@ -1,5 +1,13 @@
 # Changelog
 
+## 1.205.0 (2026-02-07)
+
+Full Changelog: [v1.204.0...v1.205.0](https://github.com/Increase/increase-ruby/compare/v1.204.0...v1.205.0)
+
+### Features
+
+* **api:** api update ([2cfbf48](https://github.com/Increase/increase-ruby/commit/2cfbf484dc0b54d67f94891c4f0894024a447d82))
+
 ## 1.204.0 (2026-02-07)
 
 Full Changelog: [v1.203.0...v1.204.0](https://github.com/Increase/increase-ruby/compare/v1.203.0...v1.204.0)

Gemfile.lock

@@ -11,7 +11,7 @@ GIT
 PATH
   remote: .
   specs:
-    increase (1.204.0)
+    increase (1.205.0)
       cgi
       connection_pool
 

README.md

@@ -15,7 +15,7 @@ To use this gem, install via Bundler by adding the following to your application
 <!-- x-release-please-start-version -->
 
 ```ruby
-gem "increase", "~> 1.204.0"
+gem "increase", "~> 1.205.0"
 ```
 
 <!-- x-release-please-end -->

lib/increase/models/ach_prenotification.rb

@@ -342,7 +342,7 @@ class PrenotificationReturn < Increase::Internal::Type::BaseModel
         module ReturnReasonCode
           extend Increase::Internal::Type::Enum
 
-          # Code R01. Insufficient funds in the receiving account. Sometimes abbreviated to NSF.
+          # Code R01. Insufficient funds in the receiving account. Sometimes abbreviated to "NSF."
           INSUFFICIENT_FUND = :insufficient_fund
 
           # Code R03. The account does not exist or the receiving bank was unable to locate it.
@@ -354,13 +354,13 @@ module ReturnReasonCode
           # Code R04. The account number is invalid at the receiving bank.
           INVALID_ACCOUNT_NUMBER_STRUCTURE = :invalid_account_number_structure
 
-          # Code R16. The account at the receiving bank was frozen per the Office of Foreign Assets Control.
+          # Code R16. This return code has two separate meanings. (1) The receiving bank froze the account or (2) the Office of Foreign Assets Control (OFAC) instructed the receiving bank to return the entry.
           ACCOUNT_FROZEN_ENTRY_RETURNED_PER_OFAC_INSTRUCTION = :account_frozen_entry_returned_per_ofac_instruction
 
-          # Code R23. The receiving bank account refused a credit transfer.
+          # Code R23. The receiving bank refused the credit transfer.
           CREDIT_ENTRY_REFUSED_BY_RECEIVER = :credit_entry_refused_by_receiver
 
-          # Code R05. The receiving bank rejected because of an incorrect Standard Entry Class code.
+          # Code R05. The receiving bank rejected because of an incorrect Standard Entry Class code. Consumer accounts cannot be debited as `corporate_credit_or_debit` or `corporate_trade_exchange`.
           UNAUTHORIZED_DEBIT_TO_CONSUMER_ACCOUNT_USING_CORPORATE_SEC_CODE =
             :unauthorized_debit_to_consumer_account_using_corporate_sec_code
 
@@ -370,7 +370,7 @@ module ReturnReasonCode
           # Code R08. The receiving bank stopped payment on this transfer.
           PAYMENT_STOPPED = :payment_stopped
 
-          # Code R20. The receiving bank account does not perform transfers.
+          # Code R20. The account is not eligible for ACH, such as a savings account with transaction limits.
           NON_TRANSACTION_ACCOUNT = :non_transaction_account
 
           # Code R09. The receiving bank account does not have enough available balance for the transfer.
@@ -386,7 +386,7 @@ module ReturnReasonCode
           # Code R19. The amount field is incorrect or too large.
           AMOUNT_FIELD_ERROR = :amount_field_error
 
-          # Code R07. The customer at the receiving institution informed their bank that they have revoked authorization for a previously authorized transfer.
+          # Code R07. The customer revoked their authorization for a previously authorized transfer.
           AUTHORIZATION_REVOKED_BY_CUSTOMER = :authorization_revoked_by_customer
 
           # Code R13. The routing number is invalid.
@@ -395,7 +395,7 @@ module ReturnReasonCode
           # Code R17. The receiving bank is unable to process a field in the transfer.
           FILE_RECORD_EDIT_CRITERIA = :file_record_edit_criteria
 
-          # Code R45. The individual name field was invalid.
+          # Code R45. A rare return reason. The individual name field was invalid.
           ENR_INVALID_INDIVIDUAL_NAME = :enr_invalid_individual_name
 
           # Code R06. The originating financial institution asked for this transfer to be returned. The receiving bank is complying with the request.
@@ -528,7 +528,7 @@ module ReturnReasonCode
           # Code R35. A rare return reason. Return of a malformed debit entry.
           RETURN_OF_IMPROPER_DEBIT_ENTRY = :return_of_improper_debit_entry
 
-          # Code R33. A rare return reason. Return of a Destroyed Check ("XKC") entry.
+          # Code R33. A rare return reason. Return of a destroyed check ("XCK") entry.
           RETURN_OF_XCK_ENTRY = :return_of_xck_entry
 
           # Code R37. A rare return reason. The source document related to this ACH, usually an ACH check conversion, was presented to the bank.

lib/increase/models/ach_transfer.rb

@@ -1049,7 +1049,7 @@ class Return < Increase::Internal::Type::BaseModel
         module ReturnReasonCode
           extend Increase::Internal::Type::Enum
 
-          # Code R01. Insufficient funds in the receiving account. Sometimes abbreviated to NSF.
+          # Code R01. Insufficient funds in the receiving account. Sometimes abbreviated to "NSF."
           INSUFFICIENT_FUND = :insufficient_fund
 
           # Code R03. The account does not exist or the receiving bank was unable to locate it.
@@ -1061,13 +1061,13 @@ module ReturnReasonCode
           # Code R04. The account number is invalid at the receiving bank.
           INVALID_ACCOUNT_NUMBER_STRUCTURE = :invalid_account_number_structure
 
-          # Code R16. The account at the receiving bank was frozen per the Office of Foreign Assets Control.
+          # Code R16. This return code has two separate meanings. (1) The receiving bank froze the account or (2) the Office of Foreign Assets Control (OFAC) instructed the receiving bank to return the entry.
           ACCOUNT_FROZEN_ENTRY_RETURNED_PER_OFAC_INSTRUCTION = :account_frozen_entry_returned_per_ofac_instruction
 
-          # Code R23. The receiving bank account refused a credit transfer.
+          # Code R23. The receiving bank refused the credit transfer.
           CREDIT_ENTRY_REFUSED_BY_RECEIVER = :credit_entry_refused_by_receiver
 
-          # Code R05. The receiving bank rejected because of an incorrect Standard Entry Class code.
+          # Code R05. The receiving bank rejected because of an incorrect Standard Entry Class code. Consumer accounts cannot be debited as `corporate_credit_or_debit` or `corporate_trade_exchange`.
           UNAUTHORIZED_DEBIT_TO_CONSUMER_ACCOUNT_USING_CORPORATE_SEC_CODE =
             :unauthorized_debit_to_consumer_account_using_corporate_sec_code
 
@@ -1077,7 +1077,7 @@ module ReturnReasonCode
           # Code R08. The receiving bank stopped payment on this transfer.
           PAYMENT_STOPPED = :payment_stopped
 
-          # Code R20. The receiving bank account does not perform transfers.
+          # Code R20. The account is not eligible for ACH, such as a savings account with transaction limits.
           NON_TRANSACTION_ACCOUNT = :non_transaction_account
 
           # Code R09. The receiving bank account does not have enough available balance for the transfer.
@@ -1093,7 +1093,7 @@ module ReturnReasonCode
           # Code R19. The amount field is incorrect or too large.
           AMOUNT_FIELD_ERROR = :amount_field_error
 
-          # Code R07. The customer at the receiving institution informed their bank that they have revoked authorization for a previously authorized transfer.
+          # Code R07. The customer revoked their authorization for a previously authorized transfer.
           AUTHORIZATION_REVOKED_BY_CUSTOMER = :authorization_revoked_by_customer
 
           # Code R13. The routing number is invalid.
@@ -1102,7 +1102,7 @@ module ReturnReasonCode
           # Code R17. The receiving bank is unable to process a field in the transfer.
           FILE_RECORD_EDIT_CRITERIA = :file_record_edit_criteria
 
-          # Code R45. The individual name field was invalid.
+          # Code R45. A rare return reason. The individual name field was invalid.
           ENR_INVALID_INDIVIDUAL_NAME = :enr_invalid_individual_name
 
           # Code R06. The originating financial institution asked for this transfer to be returned. The receiving bank is complying with the request.
@@ -1235,7 +1235,7 @@ module ReturnReasonCode
           # Code R35. A rare return reason. Return of a malformed debit entry.
           RETURN_OF_IMPROPER_DEBIT_ENTRY = :return_of_improper_debit_entry
 
-          # Code R33. A rare return reason. Return of a Destroyed Check ("XKC") entry.
+          # Code R33. A rare return reason. Return of a destroyed check ("XCK") entry.
           RETURN_OF_XCK_ENTRY = :return_of_xck_entry
 
           # Code R37. A rare return reason. The source document related to this ACH, usually an ACH check conversion, was presented to the bank.

lib/increase/models/simulations/ach_transfer_return_params.rb

@@ -28,7 +28,7 @@ class ACHTransferReturnParams < Increase::Internal::Type::BaseModel
         module Reason
           extend Increase::Internal::Type::Enum
 
-          # Code R01. Insufficient funds in the receiving account. Sometimes abbreviated to NSF.
+          # Code R01. Insufficient funds in the receiving account. Sometimes abbreviated to "NSF."
           INSUFFICIENT_FUND = :insufficient_fund
 
           # Code R03. The account does not exist or the receiving bank was unable to locate it.
@@ -40,13 +40,13 @@ module Reason
           # Code R04. The account number is invalid at the receiving bank.
           INVALID_ACCOUNT_NUMBER_STRUCTURE = :invalid_account_number_structure
 
-          # Code R16. The account at the receiving bank was frozen per the Office of Foreign Assets Control.
+          # Code R16. This return code has two separate meanings. (1) The receiving bank froze the account or (2) the Office of Foreign Assets Control (OFAC) instructed the receiving bank to return the entry.
           ACCOUNT_FROZEN_ENTRY_RETURNED_PER_OFAC_INSTRUCTION = :account_frozen_entry_returned_per_ofac_instruction
 
-          # Code R23. The receiving bank account refused a credit transfer.
+          # Code R23. The receiving bank refused the credit transfer.
           CREDIT_ENTRY_REFUSED_BY_RECEIVER = :credit_entry_refused_by_receiver
 
-          # Code R05. The receiving bank rejected because of an incorrect Standard Entry Class code.
+          # Code R05. The receiving bank rejected because of an incorrect Standard Entry Class code. Consumer accounts cannot be debited as `corporate_credit_or_debit` or `corporate_trade_exchange`.
           UNAUTHORIZED_DEBIT_TO_CONSUMER_ACCOUNT_USING_CORPORATE_SEC_CODE =
             :unauthorized_debit_to_consumer_account_using_corporate_sec_code
 
@@ -56,7 +56,7 @@ module Reason
           # Code R08. The receiving bank stopped payment on this transfer.
           PAYMENT_STOPPED = :payment_stopped
 
-          # Code R20. The receiving bank account does not perform transfers.
+          # Code R20. The account is not eligible for ACH, such as a savings account with transaction limits.
           NON_TRANSACTION_ACCOUNT = :non_transaction_account
 
           # Code R09. The receiving bank account does not have enough available balance for the transfer.
@@ -72,7 +72,7 @@ module Reason
           # Code R19. The amount field is incorrect or too large.
           AMOUNT_FIELD_ERROR = :amount_field_error
 
-          # Code R07. The customer at the receiving institution informed their bank that they have revoked authorization for a previously authorized transfer.
+          # Code R07. The customer revoked their authorization for a previously authorized transfer.
           AUTHORIZATION_REVOKED_BY_CUSTOMER = :authorization_revoked_by_customer
 
           # Code R13. The routing number is invalid.
@@ -81,7 +81,7 @@ module Reason
           # Code R17. The receiving bank is unable to process a field in the transfer.
           FILE_RECORD_EDIT_CRITERIA = :file_record_edit_criteria
 
-          # Code R45. The individual name field was invalid.
+          # Code R45. A rare return reason. The individual name field was invalid.
           ENR_INVALID_INDIVIDUAL_NAME = :enr_invalid_individual_name
 
           # Code R06. The originating financial institution asked for this transfer to be returned. The receiving bank is complying with the request.
@@ -214,7 +214,7 @@ module Reason
           # Code R35. A rare return reason. Return of a malformed debit entry.
           RETURN_OF_IMPROPER_DEBIT_ENTRY = :return_of_improper_debit_entry
 
-          # Code R33. A rare return reason. Return of a Destroyed Check ("XKC") entry.
+          # Code R33. A rare return reason. Return of a destroyed check ("XCK") entry.
           RETURN_OF_XCK_ENTRY = :return_of_xck_entry
 
           # Code R37. A rare return reason. The source document related to this ACH, usually an ACH check conversion, was presented to the bank.

lib/increase/models/transaction.rb

@@ -1010,7 +1010,7 @@ class ACHTransferReturn < Increase::Internal::Type::BaseModel
           module ReturnReasonCode
             extend Increase::Internal::Type::Enum
 
-            # Code R01. Insufficient funds in the receiving account. Sometimes abbreviated to NSF.
+            # Code R01. Insufficient funds in the receiving account. Sometimes abbreviated to "NSF."
             INSUFFICIENT_FUND = :insufficient_fund
 
             # Code R03. The account does not exist or the receiving bank was unable to locate it.
@@ -1022,13 +1022,13 @@ module ReturnReasonCode
             # Code R04. The account number is invalid at the receiving bank.
             INVALID_ACCOUNT_NUMBER_STRUCTURE = :invalid_account_number_structure
 
-            # Code R16. The account at the receiving bank was frozen per the Office of Foreign Assets Control.
+            # Code R16. This return code has two separate meanings. (1) The receiving bank froze the account or (2) the Office of Foreign Assets Control (OFAC) instructed the receiving bank to return the entry.
             ACCOUNT_FROZEN_ENTRY_RETURNED_PER_OFAC_INSTRUCTION = :account_frozen_entry_returned_per_ofac_instruction
 
-            # Code R23. The receiving bank account refused a credit transfer.
+            # Code R23. The receiving bank refused the credit transfer.
             CREDIT_ENTRY_REFUSED_BY_RECEIVER = :credit_entry_refused_by_receiver
 
-            # Code R05. The receiving bank rejected because of an incorrect Standard Entry Class code.
+            # Code R05. The receiving bank rejected because of an incorrect Standard Entry Class code. Consumer accounts cannot be debited as `corporate_credit_or_debit` or `corporate_trade_exchange`.
             UNAUTHORIZED_DEBIT_TO_CONSUMER_ACCOUNT_USING_CORPORATE_SEC_CODE =
               :unauthorized_debit_to_consumer_account_using_corporate_sec_code
 
@@ -1038,7 +1038,7 @@ module ReturnReasonCode
             # Code R08. The receiving bank stopped payment on this transfer.
             PAYMENT_STOPPED = :payment_stopped
 
-            # Code R20. The receiving bank account does not perform transfers.
+            # Code R20. The account is not eligible for ACH, such as a savings account with transaction limits.
             NON_TRANSACTION_ACCOUNT = :non_transaction_account
 
             # Code R09. The receiving bank account does not have enough available balance for the transfer.
@@ -1054,7 +1054,7 @@ module ReturnReasonCode
             # Code R19. The amount field is incorrect or too large.
             AMOUNT_FIELD_ERROR = :amount_field_error
 
-            # Code R07. The customer at the receiving institution informed their bank that they have revoked authorization for a previously authorized transfer.
+            # Code R07. The customer revoked their authorization for a previously authorized transfer.
             AUTHORIZATION_REVOKED_BY_CUSTOMER = :authorization_revoked_by_customer
 
             # Code R13. The routing number is invalid.
@@ -1063,7 +1063,7 @@ module ReturnReasonCode
             # Code R17. The receiving bank is unable to process a field in the transfer.
             FILE_RECORD_EDIT_CRITERIA = :file_record_edit_criteria
 
-            # Code R45. The individual name field was invalid.
+            # Code R45. A rare return reason. The individual name field was invalid.
             ENR_INVALID_INDIVIDUAL_NAME = :enr_invalid_individual_name
 
             # Code R06. The originating financial institution asked for this transfer to be returned. The receiving bank is complying with the request.
@@ -1196,7 +1196,7 @@ module ReturnReasonCode
             # Code R35. A rare return reason. Return of a malformed debit entry.
             RETURN_OF_IMPROPER_DEBIT_ENTRY = :return_of_improper_debit_entry
 
-            # Code R33. A rare return reason. Return of a Destroyed Check ("XKC") entry.
+            # Code R33. A rare return reason. Return of a destroyed check ("XCK") entry.
             RETURN_OF_XCK_ENTRY = :return_of_xck_entry
 
             # Code R37. A rare return reason. The source document related to this ACH, usually an ACH check conversion, was presented to the bank.

lib/increase/version.rb

@@ -1,5 +1,5 @@
 # frozen_string_literal: true
 
 module Increase
-  VERSION = "1.204.0"
+  VERSION = "1.205.0"
 end