release: 1.188.0

.release-please-manifest.json

@@ -1,3 +1,3 @@
 {
-  ".": "1.187.0"
+  ".": "1.188.0"
 }

.stats.yml

@@ -1,4 +1,4 @@
 configured_endpoints: 232
-openapi_spec_url: https://storage.googleapis.com/stainless-sdk-openapi-specs/increase%2Fincrease-3309070d0c282e00842afa3021c80774f8e1f3a4517959927adfd9ffaa81c94c.yml
-openapi_spec_hash: 57927271c019ee8ddd428afa8a57baaf
+openapi_spec_url: https://storage.googleapis.com/stainless-sdk-openapi-specs/increase%2Fincrease-994727afca8b769c05b3531b0e560cfc71b7d2c45a49b54e09bbf73d0dbcaa1f.yml
+openapi_spec_hash: bb1c55d7e08fb038a7383976bba226d1
 config_hash: 27e44ed36b9c5617b580ead7231a594a

CHANGELOG.md

@@ -1,5 +1,13 @@
 # Changelog
 
+## 1.188.0 (2026-01-30)
+
+Full Changelog: [v1.187.0...v1.188.0](https://github.com/Increase/increase-ruby/compare/v1.187.0...v1.188.0)
+
+### Features
+
+* **api:** api update ([edc7e8c](https://github.com/Increase/increase-ruby/commit/edc7e8c374bf5a108ea08346136ed22be11beca2))
+
 ## 1.187.0 (2026-01-30)
 
 Full Changelog: [v1.186.0...v1.187.0](https://github.com/Increase/increase-ruby/compare/v1.186.0...v1.187.0)

Gemfile.lock

@@ -11,7 +11,7 @@ GIT
 PATH
   remote: .
   specs:
-    increase (1.187.0)
+    increase (1.188.0)
       cgi
       connection_pool
 

README.md

@@ -15,7 +15,7 @@ To use this gem, install via Bundler by adding the following to your application
 <!-- x-release-please-start-version -->
 
 ```ruby
-gem "increase", "~> 1.187.0"
+gem "increase", "~> 1.188.0"
 ```
 
 <!-- x-release-please-end -->
@@ -273,25 +273,25 @@ increase.accounts.create(**params)
 Since this library does not depend on `sorbet-runtime`, it cannot provide [`T::Enum`](https://sorbet.org/docs/tenum) instances. Instead, we provide "tagged symbols" instead, which is always a primitive at runtime:
 
 ```ruby
-# :active
-puts(Increase::AccountNumberUpdateParams::Status::ACTIVE)
+# :loan
+puts(Increase::AccountCreateParams::Funding::LOAN)
 
-# Revealed type: `T.all(Increase::AccountNumberUpdateParams::Status, Symbol)`
-T.reveal_type(Increase::AccountNumberUpdateParams::Status::ACTIVE)
+# Revealed type: `T.all(Increase::AccountCreateParams::Funding, Symbol)`
+T.reveal_type(Increase::AccountCreateParams::Funding::LOAN)
 ```
 
 Enum parameters have a "relaxed" type, so you can either pass in enum constants or their literal value:
 
 ```ruby
 # Using the enum constants preserves the tagged type information:
-increase.account_numbers.update(
-  status: Increase::AccountNumberUpdateParams::Status::ACTIVE,
+increase.accounts.create(
+  funding: Increase::AccountCreateParams::Funding::LOAN,
   # …
 )
 
 # Literal values are also permissible:
-increase.account_numbers.update(
-  status: :active,
+increase.accounts.create(
+  funding: :loan,
   # …
 )
 ```

lib/increase/models/account.rb

@@ -52,6 +52,12 @@ class Account < Increase::Internal::Type::BaseModel
       #   @return [String]
       required :entity_id, String
 
+      # @!attribute funding
+      #   Whether the Account is funded by a loan or by deposits.
+      #
+      #   @return [Symbol, Increase::Models::Account::Funding, nil]
+      required :funding, enum: -> { Increase::Account::Funding }, nil?: true
+
       # @!attribute idempotency_key
       #   The idempotency key you chose for this object. This value is unique across
       #   Increase and is used to ensure that a request is only processed once. Learn more
@@ -89,6 +95,12 @@ class Account < Increase::Internal::Type::BaseModel
       #   @return [String]
       required :interest_rate, String
 
+      # @!attribute loan
+      #   The Account's loan-related information, if the Account is a loan account.
+      #
+      #   @return [Increase::Models::Account::Loan, nil]
+      required :loan, -> { Increase::Account::Loan }, nil?: true
+
       # @!attribute name
       #   The name you choose for the Account.
       #
@@ -115,7 +127,7 @@ class Account < Increase::Internal::Type::BaseModel
       #   @return [Symbol, Increase::Models::Account::Type]
       required :type, enum: -> { Increase::Account::Type }
 
-      # @!method initialize(id:, account_revenue_rate:, bank:, closed_at:, created_at:, currency:, entity_id:, idempotency_key:, informational_entity_id:, interest_accrued:, interest_accrued_at:, interest_rate:, name:, program_id:, status:, type:)
+      # @!method initialize(id:, account_revenue_rate:, bank:, closed_at:, created_at:, currency:, entity_id:, funding:, idempotency_key:, informational_entity_id:, interest_accrued:, interest_accrued_at:, interest_rate:, loan:, name:, program_id:, status:, type:)
       #   Some parameter documentations has been truncated, see
       #   {Increase::Models::Account} for more details.
       #
@@ -136,6 +148,8 @@ class Account < Increase::Internal::Type::BaseModel
       #
       #   @param entity_id [String] The identifier for the Entity the Account belongs to.
       #
+      #   @param funding [Symbol, Increase::Models::Account::Funding, nil] Whether the Account is funded by a loan or by deposits.
+      #
       #   @param idempotency_key [String, nil] The idempotency key you chose for this object. This value is unique across Incre
       #
       #   @param informational_entity_id [String, nil] The identifier of an Entity that, while not owning the Account, is associated wi
@@ -146,6 +160,8 @@ class Account < Increase::Internal::Type::BaseModel
       #
       #   @param interest_rate [String] The interest rate currently being earned on the account, as a string containing
       #
+      #   @param loan [Increase::Models::Account::Loan, nil] The Account's loan-related information, if the Account is a loan account.
+      #
       #   @param name [String] The name you choose for the Account.
       #
       #   @param program_id [String] The identifier of the Program determining the compliance and commercial terms of
@@ -187,6 +203,88 @@ module Currency
         #   @return [Array<Symbol>]
       end
 
+      # Whether the Account is funded by a loan or by deposits.
+      #
+      # @see Increase::Models::Account#funding
+      module Funding
+        extend Increase::Internal::Type::Enum
+
+        # An account funded by a loan. Before opening a loan account, contact support@increase.com to set up a loan program.
+        LOAN = :loan
+
+        # An account funded by deposits.
+        DEPOSITS = :deposits
+
+        # @!method self.values
+        #   @return [Array<Symbol>]
+      end
+
+      # @see Increase::Models::Account#loan
+      class Loan < Increase::Internal::Type::BaseModel
+        # @!attribute credit_limit
+        #   The maximum amount of money that can be borrowed on the Account.
+        #
+        #   @return [Integer]
+        required :credit_limit, Integer
+
+        # @!attribute grace_period_days
+        #   The number of days after the statement date that the Account can be past due
+        #   before being considered delinquent.
+        #
+        #   @return [Integer]
+        required :grace_period_days, Integer
+
+        # @!attribute maturity_date
+        #   The date on which the loan matures.
+        #
+        #   @return [Date, nil]
+        required :maturity_date, Date, nil?: true
+
+        # @!attribute statement_day_of_month
+        #   The day of the month on which the loan statement is generated.
+        #
+        #   @return [Integer]
+        required :statement_day_of_month, Integer
+
+        # @!attribute statement_payment_type
+        #   The type of payment for the loan.
+        #
+        #   @return [Symbol, Increase::Models::Account::Loan::StatementPaymentType]
+        required :statement_payment_type, enum: -> { Increase::Account::Loan::StatementPaymentType }
+
+        # @!method initialize(credit_limit:, grace_period_days:, maturity_date:, statement_day_of_month:, statement_payment_type:)
+        #   Some parameter documentations has been truncated, see
+        #   {Increase::Models::Account::Loan} for more details.
+        #
+        #   The Account's loan-related information, if the Account is a loan account.
+        #
+        #   @param credit_limit [Integer] The maximum amount of money that can be borrowed on the Account.
+        #
+        #   @param grace_period_days [Integer] The number of days after the statement date that the Account can be past due bef
+        #
+        #   @param maturity_date [Date, nil] The date on which the loan matures.
+        #
+        #   @param statement_day_of_month [Integer] The day of the month on which the loan statement is generated.
+        #
+        #   @param statement_payment_type [Symbol, Increase::Models::Account::Loan::StatementPaymentType] The type of payment for the loan.
+
+        # The type of payment for the loan.
+        #
+        # @see Increase::Models::Account::Loan#statement_payment_type
+        module StatementPaymentType
+          extend Increase::Internal::Type::Enum
+
+          # The borrower must pay the full balance of the loan at the end of the statement period.
+          BALANCE = :balance
+
+          # The borrower must pay the accrued interest at the end of the statement period.
+          INTEREST_UNTIL_MATURITY = :interest_until_maturity
+
+          # @!method self.values
+          #   @return [Array<Symbol>]
+        end
+      end
+
       # The status of the Account.
       #
       # @see Increase::Models::Account#status

lib/increase/models/account_create_params.rb

@@ -19,33 +19,128 @@ class AccountCreateParams < Increase::Internal::Type::BaseModel
       #   @return [String, nil]
       optional :entity_id, String
 
+      # @!attribute funding
+      #   Whether the Account is funded by a loan or by deposits.
+      #
+      #   @return [Symbol, Increase::Models::AccountCreateParams::Funding, nil]
+      optional :funding, enum: -> { Increase::AccountCreateParams::Funding }
+
       # @!attribute informational_entity_id
       #   The identifier of an Entity that, while not owning the Account, is associated
       #   with its activity. This is generally the beneficiary of the funds.
       #
       #   @return [String, nil]
       optional :informational_entity_id, String
 
+      # @!attribute loan
+      #   The loan details for the account.
+      #
+      #   @return [Increase::Models::AccountCreateParams::Loan, nil]
+      optional :loan, -> { Increase::AccountCreateParams::Loan }
+
       # @!attribute program_id
       #   The identifier for the Program that this Account falls under. Required if you
       #   operate more than one Program.
       #
       #   @return [String, nil]
       optional :program_id, String
 
-      # @!method initialize(name:, entity_id: nil, informational_entity_id: nil, program_id: nil, request_options: {})
+      # @!method initialize(name:, entity_id: nil, funding: nil, informational_entity_id: nil, loan: nil, program_id: nil, request_options: {})
       #   Some parameter documentations has been truncated, see
       #   {Increase::Models::AccountCreateParams} for more details.
       #
       #   @param name [String] The name you choose for the Account.
       #
       #   @param entity_id [String] The identifier for the Entity that will own the Account.
       #
+      #   @param funding [Symbol, Increase::Models::AccountCreateParams::Funding] Whether the Account is funded by a loan or by deposits.
+      #
       #   @param informational_entity_id [String] The identifier of an Entity that, while not owning the Account, is associated wi
       #
+      #   @param loan [Increase::Models::AccountCreateParams::Loan] The loan details for the account.
+      #
       #   @param program_id [String] The identifier for the Program that this Account falls under. Required if you op
       #
       #   @param request_options [Increase::RequestOptions, Hash{Symbol=>Object}]
+
+      # Whether the Account is funded by a loan or by deposits.
+      module Funding
+        extend Increase::Internal::Type::Enum
+
+        # An account funded by a loan. Before opening a loan account, contact support@increase.com to set up a loan program.
+        LOAN = :loan
+
+        # An account funded by deposits.
+        DEPOSITS = :deposits
+
+        # @!method self.values
+        #   @return [Array<Symbol>]
+      end
+
+      class Loan < Increase::Internal::Type::BaseModel
+        # @!attribute credit_limit
+        #   The maximum amount of money that can be drawn from the Account.
+        #
+        #   @return [Integer]
+        required :credit_limit, Integer
+
+        # @!attribute grace_period_days
+        #   The number of days after the statement date that the Account can be past due
+        #   before being considered delinquent.
+        #
+        #   @return [Integer]
+        required :grace_period_days, Integer
+
+        # @!attribute statement_day_of_month
+        #   The day of the month on which the loan statement is generated.
+        #
+        #   @return [Integer]
+        required :statement_day_of_month, Integer
+
+        # @!attribute statement_payment_type
+        #   The type of statement payment for the account.
+        #
+        #   @return [Symbol, Increase::Models::AccountCreateParams::Loan::StatementPaymentType]
+        required :statement_payment_type, enum: -> { Increase::AccountCreateParams::Loan::StatementPaymentType }
+
+        # @!attribute maturity_date
+        #   The date on which the loan matures.
+        #
+        #   @return [Date, nil]
+        optional :maturity_date, Date
+
+        # @!method initialize(credit_limit:, grace_period_days:, statement_day_of_month:, statement_payment_type:, maturity_date: nil)
+        #   Some parameter documentations has been truncated, see
+        #   {Increase::Models::AccountCreateParams::Loan} for more details.
+        #
+        #   The loan details for the account.
+        #
+        #   @param credit_limit [Integer] The maximum amount of money that can be drawn from the Account.
+        #
+        #   @param grace_period_days [Integer] The number of days after the statement date that the Account can be past due bef
+        #
+        #   @param statement_day_of_month [Integer] The day of the month on which the loan statement is generated.
+        #
+        #   @param statement_payment_type [Symbol, Increase::Models::AccountCreateParams::Loan::StatementPaymentType] The type of statement payment for the account.
+        #
+        #   @param maturity_date [Date] The date on which the loan matures.
+
+        # The type of statement payment for the account.
+        #
+        # @see Increase::Models::AccountCreateParams::Loan#statement_payment_type
+        module StatementPaymentType
+          extend Increase::Internal::Type::Enum
+
+          # The borrower must pay the full balance of the loan at the end of the statement period.
+          BALANCE = :balance
+
+          # The borrower must pay the accrued interest at the end of the statement period.
+          INTEREST_UNTIL_MATURITY = :interest_until_maturity
+
+          # @!method self.values
+          #   @return [Array<Symbol>]
+        end
+      end
     end
   end
 end