Increase · stainless-app · Oct 31, 2025 · Oct 31, 2025 · Oct 31, 2025
diff --git a/.release-please-manifest.json b/.release-please-manifest.json
@@ -1,3 +1,3 @@
 {
-  ".": "1.126.0"
+  ".": "1.127.0"
 }
diff --git a/.stats.yml b/.stats.yml
@@ -1,4 +1,4 @@
 configured_endpoints: 228
-openapi_spec_url: https://storage.googleapis.com/stainless-sdk-openapi-specs/increase%2Fincrease-44b5f1aa7877231cd00051536df52b79d7cdc9cdd18194e9d58416a23c0e3080.yml
-openapi_spec_hash: 60f0bd1ca37c9a57996238e105cca091
+openapi_spec_url: https://storage.googleapis.com/stainless-sdk-openapi-specs/increase%2Fincrease-f07048979577d746042198f73c1bac07529dd48f26402f60def922a12b6e01e0.yml
+openapi_spec_hash: 6d1ca8aa0b64f414db957540bbeab5ee
 config_hash: eb2035151c7b49c2f12caf55469b8f9a
diff --git a/CHANGELOG.md b/CHANGELOG.md
@@ -1,5 +1,13 @@
 # Changelog
 
+## 1.127.0 (2025-10-31)
+
+Full Changelog: [v1.126.0...v1.127.0](https://github.com/Increase/increase-ruby/compare/v1.126.0...v1.127.0)
+
+### Features
+
+* **api:** api update ([9a07f39](https://github.com/Increase/increase-ruby/commit/9a07f39ddb7aa466e35b7dbb8c88a136baa2ab59))
+
 ## 1.126.0 (2025-10-31)
 
 Full Changelog: [v1.125.0...v1.126.0](https://github.com/Increase/increase-ruby/compare/v1.125.0...v1.126.0)

diff --git a/Gemfile.lock b/Gemfile.lock
@@ -11,7 +11,7 @@ GIT
 PATH
   remote: .
   specs:
-    increase (1.126.0)
+    increase (1.127.0)
       connection_pool
 
 GEM

diff --git a/README.md b/README.md
@@ -15,7 +15,7 @@ To use this gem, install via Bundler by adding the following to your application
 <!-- x-release-please-start-version -->
 
 ```ruby
-gem "increase", "~> 1.126.0"
+gem "increase", "~> 1.127.0"
 ```
 
 <!-- x-release-please-end -->

diff --git a/lib/increase/models/pending_transaction.rb b/lib/increase/models/pending_transaction.rb
@@ -23,13 +23,6 @@ class PendingTransaction < Increase::Internal::Type::BaseModel
       #   @return [Integer]
       required :amount, Integer
 
-      # @!attribute balance_impact
-      #   How the Pending Transaction affects the balance of its Account while its status
-      #   is `pending`.
-      #
-      #   @return [Symbol, Increase::Models::PendingTransaction::BalanceImpact]
-      required :balance_impact, enum: -> { Increase::PendingTransaction::BalanceImpact }
-
       # @!attribute completed_at
       #   The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date on which the Pending
       #   Transaction was completed.
@@ -60,6 +53,14 @@ class PendingTransaction < Increase::Internal::Type::BaseModel
       #   @return [String]
       required :description, String
 
+      # @!attribute held_amount
+      #   The amount that this Pending Transaction decrements the available balance of its
+      #   Account. This is usually the same as `amount`, but will differ if the amount is
+      #   positive.
+      #
+      #   @return [Integer]
+      required :held_amount, Integer
+
       # @!attribute route_id
       #   The identifier for the route this Pending Transaction came through. Routes are
       #   things like cards and ACH details.
@@ -95,7 +96,7 @@ class PendingTransaction < Increase::Internal::Type::BaseModel
       #   @return [Symbol, Increase::Models::PendingTransaction::Type]
       required :type, enum: -> { Increase::PendingTransaction::Type }
 
-      # @!method initialize(id:, account_id:, amount:, balance_impact:, completed_at:, created_at:, currency:, description:, route_id:, route_type:, source:, status:, type:)
+      # @!method initialize(id:, account_id:, amount:, completed_at:, created_at:, currency:, description:, held_amount:, route_id:, route_type:, source:, status:, type:)
       #   Some parameter documentations has been truncated, see
       #   {Increase::Models::PendingTransaction} for more details.
       #
@@ -110,8 +111,6 @@ class PendingTransaction < Increase::Internal::Type::BaseModel
       #
       #   @param amount [Integer] The Pending Transaction amount in the minor unit of its currency. For dollars, f
       #
-      #   @param balance_impact [Symbol, Increase::Models::PendingTransaction::BalanceImpact] How the Pending Transaction affects the balance of its Account while its status
-      #
       #   @param completed_at [Time, nil] The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date on which the Pending
       #
       #   @param created_at [Time] The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date on which the Pending
@@ -120,6 +119,8 @@ class PendingTransaction < Increase::Internal::Type::BaseModel
       #
       #   @param description [String] For a Pending Transaction related to a transfer, this is the description you pro
       #
+      #   @param held_amount [Integer] The amount that this Pending Transaction decrements the available balance of its
+      #
       #   @param route_id [String, nil] The identifier for the route this Pending Transaction came through. Routes are t
       #
       #   @param route_type [Symbol, Increase::Models::PendingTransaction::RouteType, nil] The type of the route this Pending Transaction came through.
@@ -130,23 +131,6 @@ class PendingTransaction < Increase::Internal::Type::BaseModel
       #
       #   @param type [Symbol, Increase::Models::PendingTransaction::Type] A constant representing the object's type. For this resource it will always be `
 
-      # How the Pending Transaction affects the balance of its Account while its status
-      # is `pending`.
-      #
-      # @see Increase::Models::PendingTransaction#balance_impact
-      module BalanceImpact
-        extend Increase::Internal::Type::Enum
-
-        # This Pending Transaction will decrement the available balance on the Account while its status is `pending`.
-        AFFECTS_AVAILABLE_BALANCE = :affects_available_balance
-
-        # This Pending Transaction does not affect the available balance on the Account.
-        NONE = :none
-
-        # @!method self.values
-        #   @return [Array<Symbol>]
-      end
-
       # The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the Pending
       # Transaction's currency. This will match the currency on the Pending
       # Transaction's Account.

diff --git a/lib/increase/version.rb b/lib/increase/version.rb
@@ -1,5 +1,5 @@
 # frozen_string_literal: true
 
 module Increase
-  VERSION = "1.126.0"
+  VERSION = "1.127.0"
 end
diff --git a/rbi/increase/models/pending_transaction.rbi b/rbi/increase/models/pending_transaction.rbi
@@ -21,11 +21,6 @@ module Increase
       sig { returns(Integer) }
       attr_accessor :amount
 
-      # How the Pending Transaction affects the balance of its Account while its status
-      # is `pending`.
-      sig { returns(Increase::PendingTransaction::BalanceImpact::TaggedSymbol) }
-      attr_accessor :balance_impact
-
       # The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date on which the Pending
       # Transaction was completed.
       sig { returns(T.nilable(Time)) }
@@ -48,6 +43,12 @@ module Increase
       sig { returns(String) }
       attr_accessor :description
 
+      # The amount that this Pending Transaction decrements the available balance of its
+      # Account. This is usually the same as `amount`, but will differ if the amount is
+      # positive.
+      sig { returns(Integer) }
+      attr_accessor :held_amount
+
       # The identifier for the route this Pending Transaction came through. Routes are
       # things like cards and ACH details.
       sig { returns(T.nilable(String)) }
@@ -89,11 +90,11 @@ module Increase
           id: String,
           account_id: String,
           amount: Integer,
-          balance_impact: Increase::PendingTransaction::BalanceImpact::OrSymbol,
           completed_at: T.nilable(Time),
           created_at: Time,
           currency: Increase::PendingTransaction::Currency::OrSymbol,
           description: String,
+          held_amount: Integer,
           route_id: T.nilable(String),
           route_type:
             T.nilable(Increase::PendingTransaction::RouteType::OrSymbol),
@@ -110,9 +111,6 @@ module Increase
         # The Pending Transaction amount in the minor unit of its currency. For dollars,
         # for example, this is cents.
         amount:,
-        # How the Pending Transaction affects the balance of its Account while its status
-        # is `pending`.
-        balance_impact:,
         # The [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) date on which the Pending
         # Transaction was completed.
         completed_at:,
@@ -127,6 +125,10 @@ module Increase
         # provide. For a Pending Transaction related to a payment, this is the description
         # the vendor provides.
         description:,
+        # The amount that this Pending Transaction decrements the available balance of its
+        # Account. This is usually the same as `amount`, but will differ if the amount is
+        # positive.
+        held_amount:,
         # The identifier for the route this Pending Transaction came through. Routes are
         # things like cards and ACH details.
         route_id:,
@@ -151,12 +153,11 @@ module Increase
             id: String,
             account_id: String,
             amount: Integer,
-            balance_impact:
-              Increase::PendingTransaction::BalanceImpact::TaggedSymbol,
             completed_at: T.nilable(Time),
             created_at: Time,
             currency: Increase::PendingTransaction::Currency::TaggedSymbol,
             description: String,
+            held_amount: Integer,
             route_id: T.nilable(String),
             route_type:
               T.nilable(Increase::PendingTransaction::RouteType::TaggedSymbol),
@@ -169,40 +170,6 @@ module Increase
       def to_hash
       end
 
-      # How the Pending Transaction affects the balance of its Account while its status
-      # is `pending`.
-      module BalanceImpact
-        extend Increase::Internal::Type::Enum
-
-        TaggedSymbol =
-          T.type_alias do
-            T.all(Symbol, Increase::PendingTransaction::BalanceImpact)
-          end
-        OrSymbol = T.type_alias { T.any(Symbol, String) }
-
-        # This Pending Transaction will decrement the available balance on the Account while its status is `pending`.
-        AFFECTS_AVAILABLE_BALANCE =
-          T.let(
-            :affects_available_balance,
-            Increase::PendingTransaction::BalanceImpact::TaggedSymbol
-          )
-
-        # This Pending Transaction does not affect the available balance on the Account.
-        NONE =
-          T.let(
-            :none,
-            Increase::PendingTransaction::BalanceImpact::TaggedSymbol
-          )
-
-        sig do
-          override.returns(
-            T::Array[Increase::PendingTransaction::BalanceImpact::TaggedSymbol]
-          )
-        end
-        def self.values
-        end
-      end
-
       # The [ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) code for the Pending
       # Transaction's currency. This will match the currency on the Pending
       # Transaction's Account.

diff --git a/sig/increase/models/pending_transaction.rbs b/sig/increase/models/pending_transaction.rbs
@@ -5,11 +5,11 @@ module Increase
         id: String,
         account_id: String,
         amount: Integer,
-        balance_impact: Increase::Models::PendingTransaction::balance_impact,
         completed_at: Time?,
         created_at: Time,
         currency: Increase::Models::PendingTransaction::currency,
         description: String,
+        held_amount: Integer,
         route_id: String?,
         route_type: Increase::Models::PendingTransaction::route_type?,
         source: Increase::PendingTransaction::Source,
@@ -24,8 +24,6 @@ module Increase
 
       attr_accessor amount: Integer
 
-      attr_accessor balance_impact: Increase::Models::PendingTransaction::balance_impact
-
       attr_accessor completed_at: Time?
 
       attr_accessor created_at: Time
@@ -34,6 +32,8 @@ module Increase
 
       attr_accessor description: String
 
+      attr_accessor held_amount: Integer
+
       attr_accessor route_id: String?
 
       attr_accessor route_type: Increase::Models::PendingTransaction::route_type?
@@ -48,11 +48,11 @@ module Increase
         id: String,
         account_id: String,
         amount: Integer,
-        balance_impact: Increase::Models::PendingTransaction::balance_impact,
         completed_at: Time?,
         created_at: Time,
         currency: Increase::Models::PendingTransaction::currency,
         description: String,
+        held_amount: Integer,
         route_id: String?,
         route_type: Increase::Models::PendingTransaction::route_type?,
         source: Increase::PendingTransaction::Source,
@@ -64,32 +64,18 @@ module Increase
         id: String,
         account_id: String,
         amount: Integer,
-        balance_impact: Increase::Models::PendingTransaction::balance_impact,
         completed_at: Time?,
         created_at: Time,
         currency: Increase::Models::PendingTransaction::currency,
         description: String,
+        held_amount: Integer,
         route_id: String?,
         route_type: Increase::Models::PendingTransaction::route_type?,
         source: Increase::PendingTransaction::Source,
         status: Increase::Models::PendingTransaction::status,
         type: Increase::Models::PendingTransaction::type_
       }
 
-      type balance_impact = :affects_available_balance | :none
-
-      module BalanceImpact
-        extend Increase::Internal::Type::Enum
-
-        # This Pending Transaction will decrement the available balance on the Account while its status is `pending`.
-        AFFECTS_AVAILABLE_BALANCE: :affects_available_balance
-
-        # This Pending Transaction does not affect the available balance on the Account.
-        NONE: :none
-
-        def self?.values: -> ::Array[Increase::Models::PendingTransaction::balance_impact]
-      end
-
       type currency = :CAD | :CHF | :EUR | :GBP | :JPY | :USD
 
       module Currency

diff --git a/test/increase/resources/pending_transactions_test.rb b/test/increase/resources/pending_transactions_test.rb
@@ -16,11 +16,11 @@ def test_create_required_params
         id: String,
         account_id: String,
         amount: Integer,
-        balance_impact: Increase::PendingTransaction::BalanceImpact,
         completed_at: Time | nil,
         created_at: Time,
         currency: Increase::PendingTransaction::Currency,
         description: String,
+        held_amount: Integer,
         route_id: String | nil,
         route_type: Increase::PendingTransaction::RouteType | nil,
         source: Increase::PendingTransaction::Source,
@@ -42,11 +42,11 @@ def test_retrieve
         id: String,
         account_id: String,
         amount: Integer,
-        balance_impact: Increase::PendingTransaction::BalanceImpact,
         completed_at: Time | nil,
         created_at: Time,
         currency: Increase::PendingTransaction::Currency,
         description: String,
+        held_amount: Integer,
         route_id: String | nil,
         route_type: Increase::PendingTransaction::RouteType | nil,
         source: Increase::PendingTransaction::Source,
@@ -75,11 +75,11 @@ def test_list
         id: String,
         account_id: String,
         amount: Integer,
-        balance_impact: Increase::PendingTransaction::BalanceImpact,
         completed_at: Time | nil,
         created_at: Time,
         currency: Increase::PendingTransaction::Currency,
         description: String,
+        held_amount: Integer,
         route_id: String | nil,
         route_type: Increase::PendingTransaction::RouteType | nil,
         source: Increase::PendingTransaction::Source,
@@ -101,11 +101,11 @@ def test_release
         id: String,
         account_id: String,
         amount: Integer,
-        balance_impact: Increase::PendingTransaction::BalanceImpact,
         completed_at: Time | nil,
         created_at: Time,
         currency: Increase::PendingTransaction::Currency,
         description: String,
+        held_amount: Integer,
         route_id: String | nil,
         route_type: Increase::PendingTransaction::RouteType | nil,
         source: Increase::PendingTransaction::Source,

diff --git a/test/increase/resources/simulations/pending_transactions_test.rb b/test/increase/resources/simulations/pending_transactions_test.rb
@@ -18,11 +18,11 @@ def test_release_inbound_funds_hold
         id: String,
         account_id: String,
         amount: Integer,
-        balance_impact: Increase::PendingTransaction::BalanceImpact,
         completed_at: Time | nil,
         created_at: Time,
         currency: Increase::PendingTransaction::Currency,
         description: String,
+        held_amount: Integer,
         route_id: String | nil,
         route_type: Increase::PendingTransaction::RouteType | nil,
         source: Increase::PendingTransaction::Source,