Increase · stainless-app · Sep 12, 2025 · Sep 12, 2025 · Sep 12, 2025
diff --git a/.release-please-manifest.json b/.release-please-manifest.json
@@ -1,3 +1,3 @@
 {
-  ".": "1.74.0"
+  ".": "1.75.0"
 }
diff --git a/.stats.yml b/.stats.yml
@@ -1,4 +1,4 @@
 configured_endpoints: 217
-openapi_spec_url: https://storage.googleapis.com/stainless-sdk-openapi-specs/increase%2Fincrease-94d559b14c3611637885b103aa75adb26dff816369b1fdb758440e288d1ea83b.yml
-openapi_spec_hash: 4e257b20b410526bc54fd6ced9db3a5d
+openapi_spec_url: https://storage.googleapis.com/stainless-sdk-openapi-specs/increase%2Fincrease-0099e03e7fa522327e05de8b00e0d0f8873c9267bbb39a29d22b2aa6bb571d16.yml
+openapi_spec_hash: 8691ea0b11ed2570986fadb52e6b87db
 config_hash: e1885b38eded054b77308a024c5d80cc
diff --git a/CHANGELOG.md b/CHANGELOG.md
@@ -1,5 +1,13 @@
 # Changelog
 
+## 1.75.0 (2025-09-12)
+
+Full Changelog: [v1.74.0...v1.75.0](https://github.com/Increase/increase-ruby/compare/v1.74.0...v1.75.0)
+
+### Features
+
+* **api:** api update ([21b0ffb](https://github.com/Increase/increase-ruby/commit/21b0ffbca60d9fabfde03cec0620a98e39bffe19))
+
 ## 1.74.0 (2025-09-12)
 
 Full Changelog: [v1.73.0...v1.74.0](https://github.com/Increase/increase-ruby/compare/v1.73.0...v1.74.0)

diff --git a/Gemfile.lock b/Gemfile.lock
@@ -11,7 +11,7 @@ GIT
 PATH
   remote: .
   specs:
-    increase (1.74.0)
+    increase (1.75.0)
       connection_pool
 
 GEM

diff --git a/README.md b/README.md
@@ -15,7 +15,7 @@ To use this gem, install via Bundler by adding the following to your application
 <!-- x-release-please-start-version -->
 
 ```ruby
-gem "increase", "~> 1.74.0"
+gem "increase", "~> 1.75.0"
 ```
 
 <!-- x-release-please-end -->

diff --git a/lib/increase/models/pending_transaction.rb b/lib/increase/models/pending_transaction.rb
@@ -263,6 +263,15 @@ class Source < Increase::Internal::Type::BaseModel
                  -> { Increase::PendingTransaction::Source::CheckTransferInstruction },
                  nil?: true
 
+        # @!attribute fed_now_transfer_instruction
+        #   A FedNow Transfer Instruction object. This field will be present in the JSON
+        #   response if and only if `category` is equal to `fed_now_transfer_instruction`.
+        #
+        #   @return [Increase::Models::PendingTransaction::Source::FedNowTransferInstruction, nil]
+        required :fed_now_transfer_instruction,
+                 -> { Increase::PendingTransaction::Source::FedNowTransferInstruction },
+                 nil?: true
+
         # @!attribute inbound_funds_hold
         #   An Inbound Funds Hold object. This field will be present in the JSON response if
         #   and only if `category` is equal to `inbound_funds_hold`. We hold funds for
@@ -330,7 +339,7 @@ class Source < Increase::Internal::Type::BaseModel
                  -> { Increase::PendingTransaction::Source::WireTransferInstruction },
                  nil?: true
 
-        # @!method initialize(account_transfer_instruction:, ach_transfer_instruction:, card_authorization:, card_push_transfer_instruction:, category:, check_deposit_instruction:, check_transfer_instruction:, inbound_funds_hold:, inbound_wire_transfer_reversal:, other:, real_time_payments_transfer_instruction:, swift_transfer_instruction:, user_initiated_hold:, wire_transfer_instruction:)
+        # @!method initialize(account_transfer_instruction:, ach_transfer_instruction:, card_authorization:, card_push_transfer_instruction:, category:, check_deposit_instruction:, check_transfer_instruction:, fed_now_transfer_instruction:, inbound_funds_hold:, inbound_wire_transfer_reversal:, other:, real_time_payments_transfer_instruction:, swift_transfer_instruction:, user_initiated_hold:, wire_transfer_instruction:)
         #   Some parameter documentations has been truncated, see
         #   {Increase::Models::PendingTransaction::Source} for more details.
         #
@@ -352,6 +361,8 @@ class Source < Increase::Internal::Type::BaseModel
         #
         #   @param check_transfer_instruction [Increase::Models::PendingTransaction::Source::CheckTransferInstruction, nil] A Check Transfer Instruction object. This field will be present in the JSON resp
         #
+        #   @param fed_now_transfer_instruction [Increase::Models::PendingTransaction::Source::FedNowTransferInstruction, nil] A FedNow Transfer Instruction object. This field will be present in the JSON res
+        #
         #   @param inbound_funds_hold [Increase::Models::PendingTransaction::Source::InboundFundsHold, nil] An Inbound Funds Hold object. This field will be present in the JSON response if
         #
         #   @param inbound_wire_transfer_reversal [Increase::Models::PendingTransaction::Source::InboundWireTransferReversal, nil] An Inbound Wire Transfer Reversal object. This field will be present in the JSON
@@ -1623,6 +1634,9 @@ module Category
           # Check Transfer Instruction: details will be under the `check_transfer_instruction` object.
           CHECK_TRANSFER_INSTRUCTION = :check_transfer_instruction
 
+          # FedNow Transfer Instruction: details will be under the `fed_now_transfer_instruction` object.
+          FED_NOW_TRANSFER_INSTRUCTION = :fed_now_transfer_instruction
+
           # Inbound Funds Hold: details will be under the `inbound_funds_hold` object.
           INBOUND_FUNDS_HOLD = :inbound_funds_hold
 
@@ -1799,6 +1813,21 @@ module Currency
           end
         end
 
+        # @see Increase::Models::PendingTransaction::Source#fed_now_transfer_instruction
+        class FedNowTransferInstruction < Increase::Internal::Type::BaseModel
+          # @!attribute transfer_id
+          #   The identifier of the FedNow Transfer that led to this Pending Transaction.
+          #
+          #   @return [String]
+          required :transfer_id, String
+
+          # @!method initialize(transfer_id:)
+          #   A FedNow Transfer Instruction object. This field will be present in the JSON
+          #   response if and only if `category` is equal to `fed_now_transfer_instruction`.
+          #
+          #   @param transfer_id [String] The identifier of the FedNow Transfer that led to this Pending Transaction.
+        end
+
         # @see Increase::Models::PendingTransaction::Source#inbound_funds_hold
         class InboundFundsHold < Increase::Internal::Type::BaseModel
           # @!attribute amount

diff --git a/lib/increase/models/pending_transaction_list_params.rb b/lib/increase/models/pending_transaction_list_params.rb
@@ -103,6 +103,9 @@ module In
           # Check Transfer Instruction: details will be under the `check_transfer_instruction` object.
           CHECK_TRANSFER_INSTRUCTION = :check_transfer_instruction
 
+          # FedNow Transfer Instruction: details will be under the `fed_now_transfer_instruction` object.
+          FED_NOW_TRANSFER_INSTRUCTION = :fed_now_transfer_instruction
+
           # Inbound Funds Hold: details will be under the `inbound_funds_hold` object.
           INBOUND_FUNDS_HOLD = :inbound_funds_hold
 

diff --git a/lib/increase/models/transaction.rb b/lib/increase/models/transaction.rb
@@ -338,6 +338,17 @@ class Source < Increase::Internal::Type::BaseModel
                  },
                  nil?: true
 
+        # @!attribute fed_now_transfer_acknowledgement
+        #   A FedNow Transfer Acknowledgement object. This field will be present in the JSON
+        #   response if and only if `category` is equal to
+        #   `fed_now_transfer_acknowledgement`. A FedNow Transfer Acknowledgement is created
+        #   when a FedNow Transfer sent from Increase is acknowledged by the receiving bank.
+        #
+        #   @return [Increase::Models::Transaction::Source::FedNowTransferAcknowledgement, nil]
+        required :fed_now_transfer_acknowledgement,
+                 -> { Increase::Transaction::Source::FedNowTransferAcknowledgement },
+                 nil?: true
+
         # @!attribute fee_payment
         #   A Fee Payment object. This field will be present in the JSON response if and
         #   only if `category` is equal to `fee_payment`. A Fee Payment represents a payment
@@ -507,7 +518,7 @@ class Source < Increase::Internal::Type::BaseModel
                  },
                  nil?: true
 
-        # @!method initialize(account_revenue_payment:, account_transfer_intention:, ach_transfer_intention:, ach_transfer_rejection:, ach_transfer_return:, card_dispute_acceptance:, card_dispute_financial:, card_dispute_loss:, card_push_transfer_acceptance:, card_refund:, card_revenue_payment:, card_settlement:, cashback_payment:, category:, check_deposit_acceptance:, check_deposit_return:, check_transfer_deposit:, fee_payment:, inbound_ach_transfer:, inbound_ach_transfer_return_intention:, inbound_check_adjustment:, inbound_check_deposit_return_intention:, inbound_real_time_payments_transfer_confirmation:, inbound_wire_reversal:, inbound_wire_transfer:, inbound_wire_transfer_reversal:, interest_payment:, internal_source:, other:, real_time_payments_transfer_acknowledgement:, sample_funds:, swift_transfer_intention:, swift_transfer_return:, wire_transfer_intention:)
+        # @!method initialize(account_revenue_payment:, account_transfer_intention:, ach_transfer_intention:, ach_transfer_rejection:, ach_transfer_return:, card_dispute_acceptance:, card_dispute_financial:, card_dispute_loss:, card_push_transfer_acceptance:, card_refund:, card_revenue_payment:, card_settlement:, cashback_payment:, category:, check_deposit_acceptance:, check_deposit_return:, check_transfer_deposit:, fed_now_transfer_acknowledgement:, fee_payment:, inbound_ach_transfer:, inbound_ach_transfer_return_intention:, inbound_check_adjustment:, inbound_check_deposit_return_intention:, inbound_real_time_payments_transfer_confirmation:, inbound_wire_reversal:, inbound_wire_transfer:, inbound_wire_transfer_reversal:, interest_payment:, internal_source:, other:, real_time_payments_transfer_acknowledgement:, sample_funds:, swift_transfer_intention:, swift_transfer_return:, wire_transfer_intention:)
         #   Some parameter documentations has been truncated, see
         #   {Increase::Models::Transaction::Source} for more details.
         #
@@ -550,6 +561,8 @@ class Source < Increase::Internal::Type::BaseModel
         #
         #   @param check_transfer_deposit [Increase::Models::Transaction::Source::CheckTransferDeposit, nil] A Check Transfer Deposit object. This field will be present in the JSON response
         #
+        #   @param fed_now_transfer_acknowledgement [Increase::Models::Transaction::Source::FedNowTransferAcknowledgement, nil] A FedNow Transfer Acknowledgement object. This field will be present in the JSON
+        #
         #   @param fee_payment [Increase::Models::Transaction::Source::FeePayment, nil] A Fee Payment object. This field will be present in the JSON response if and onl
         #
         #   @param inbound_ach_transfer [Increase::Models::Transaction::Source::InboundACHTransfer, nil] An Inbound ACH Transfer Intention object. This field will be present in the JSON
@@ -4247,6 +4260,9 @@ module Category
           # Check Deposit Return: details will be under the `check_deposit_return` object.
           CHECK_DEPOSIT_RETURN = :check_deposit_return
 
+          # FedNow Transfer Acknowledgement: details will be under the `fed_now_transfer_acknowledgement` object.
+          FED_NOW_TRANSFER_ACKNOWLEDGEMENT = :fed_now_transfer_acknowledgement
+
           # Check Transfer Deposit: details will be under the `check_transfer_deposit` object.
           CHECK_TRANSFER_DEPOSIT = :check_transfer_deposit
 
@@ -4693,6 +4709,23 @@ module Type
           end
         end
 
+        # @see Increase::Models::Transaction::Source#fed_now_transfer_acknowledgement
+        class FedNowTransferAcknowledgement < Increase::Internal::Type::BaseModel
+          # @!attribute transfer_id
+          #   The identifier of the FedNow Transfer that led to this Transaction.
+          #
+          #   @return [String]
+          required :transfer_id, String
+
+          # @!method initialize(transfer_id:)
+          #   A FedNow Transfer Acknowledgement object. This field will be present in the JSON
+          #   response if and only if `category` is equal to
+          #   `fed_now_transfer_acknowledgement`. A FedNow Transfer Acknowledgement is created
+          #   when a FedNow Transfer sent from Increase is acknowledged by the receiving bank.
+          #
+          #   @param transfer_id [String] The identifier of the FedNow Transfer that led to this Transaction.
+        end
+
         # @see Increase::Models::Transaction::Source#fee_payment
         class FeePayment < Increase::Internal::Type::BaseModel
           # @!attribute amount

diff --git a/lib/increase/models/transaction_list_params.rb b/lib/increase/models/transaction_list_params.rb
@@ -121,6 +121,9 @@ module In
           # Check Deposit Return: details will be under the `check_deposit_return` object.
           CHECK_DEPOSIT_RETURN = :check_deposit_return
 
+          # FedNow Transfer Acknowledgement: details will be under the `fed_now_transfer_acknowledgement` object.
+          FED_NOW_TRANSFER_ACKNOWLEDGEMENT = :fed_now_transfer_acknowledgement
+
           # Check Transfer Deposit: details will be under the `check_transfer_deposit` object.
           CHECK_TRANSFER_DEPOSIT = :check_transfer_deposit
 

diff --git a/lib/increase/version.rb b/lib/increase/version.rb
@@ -1,5 +1,5 @@
 # frozen_string_literal: true
 
 module Increase
-  VERSION = "1.74.0"
+  VERSION = "1.75.0"
 end
diff --git a/rbi/increase/models/pending_transaction.rbi b/rbi/increase/models/pending_transaction.rbi
@@ -416,6 +416,27 @@ module Increase
         end
         attr_writer :check_transfer_instruction
 
+        # A FedNow Transfer Instruction object. This field will be present in the JSON
+        # response if and only if `category` is equal to `fed_now_transfer_instruction`.
+        sig do
+          returns(
+            T.nilable(
+              Increase::PendingTransaction::Source::FedNowTransferInstruction
+            )
+          )
+        end
+        attr_reader :fed_now_transfer_instruction
+
+        sig do
+          params(
+            fed_now_transfer_instruction:
+              T.nilable(
+                Increase::PendingTransaction::Source::FedNowTransferInstruction::OrHash
+              )
+          ).void
+        end
+        attr_writer :fed_now_transfer_instruction
+
         # An Inbound Funds Hold object. This field will be present in the JSON response if
         # and only if `category` is equal to `inbound_funds_hold`. We hold funds for
         # certain transaction types to account for return windows where funds might still
@@ -565,6 +586,10 @@ module Increase
               T.nilable(
                 Increase::PendingTransaction::Source::CheckTransferInstruction::OrHash
               ),
+            fed_now_transfer_instruction:
+              T.nilable(
+                Increase::PendingTransaction::Source::FedNowTransferInstruction::OrHash
+              ),
             inbound_funds_hold:
               T.nilable(
                 Increase::PendingTransaction::Source::InboundFundsHold::OrHash
@@ -613,6 +638,9 @@ module Increase
           # A Check Transfer Instruction object. This field will be present in the JSON
           # response if and only if `category` is equal to `check_transfer_instruction`.
           check_transfer_instruction:,
+          # A FedNow Transfer Instruction object. This field will be present in the JSON
+          # response if and only if `category` is equal to `fed_now_transfer_instruction`.
+          fed_now_transfer_instruction:,
           # An Inbound Funds Hold object. This field will be present in the JSON response if
           # and only if `category` is equal to `inbound_funds_hold`. We hold funds for
           # certain transaction types to account for return windows where funds might still
@@ -672,6 +700,10 @@ module Increase
                 T.nilable(
                   Increase::PendingTransaction::Source::CheckTransferInstruction
                 ),
+              fed_now_transfer_instruction:
+                T.nilable(
+                  Increase::PendingTransaction::Source::FedNowTransferInstruction
+                ),
               inbound_funds_hold:
                 T.nilable(
                   Increase::PendingTransaction::Source::InboundFundsHold
@@ -3057,6 +3089,13 @@ module Increase
               Increase::PendingTransaction::Source::Category::TaggedSymbol
             )
 
+          # FedNow Transfer Instruction: details will be under the `fed_now_transfer_instruction` object.
+          FED_NOW_TRANSFER_INSTRUCTION =
+            T.let(
+              :fed_now_transfer_instruction,
+              Increase::PendingTransaction::Source::Category::TaggedSymbol
+            )
+
           # Inbound Funds Hold: details will be under the `inbound_funds_hold` object.
           INBOUND_FUNDS_HOLD =
             T.let(
@@ -3400,6 +3439,33 @@ module Increase
           end
         end
 
+        class FedNowTransferInstruction < Increase::Internal::Type::BaseModel
+          OrHash =
+            T.type_alias do
+              T.any(
+                Increase::PendingTransaction::Source::FedNowTransferInstruction,
+                Increase::Internal::AnyHash
+              )
+            end
+
+          # The identifier of the FedNow Transfer that led to this Pending Transaction.
+          sig { returns(String) }
+          attr_accessor :transfer_id
+
+          # A FedNow Transfer Instruction object. This field will be present in the JSON
+          # response if and only if `category` is equal to `fed_now_transfer_instruction`.
+          sig { params(transfer_id: String).returns(T.attached_class) }
+          def self.new(
+            # The identifier of the FedNow Transfer that led to this Pending Transaction.
+            transfer_id:
+          )
+          end
+
+          sig { override.returns({ transfer_id: String }) }
+          def to_hash
+          end
+        end
+
         class InboundFundsHold < Increase::Internal::Type::BaseModel
           OrHash =
             T.type_alias do

diff --git a/rbi/increase/models/pending_transaction_list_params.rbi b/rbi/increase/models/pending_transaction_list_params.rbi
@@ -230,6 +230,13 @@ module Increase
               Increase::PendingTransactionListParams::Category::In::TaggedSymbol
             )
 
+          # FedNow Transfer Instruction: details will be under the `fed_now_transfer_instruction` object.
+          FED_NOW_TRANSFER_INSTRUCTION =
+            T.let(
+              :fed_now_transfer_instruction,
+              Increase::PendingTransactionListParams::Category::In::TaggedSymbol
+            )
+
           # Inbound Funds Hold: details will be under the `inbound_funds_hold` object.
           INBOUND_FUNDS_HOLD =
             T.let(