Increase · stainless-app · Sep 12, 2025 · Sep 9, 2025 · Sep 12, 2025
diff --git a/.release-please-manifest.json b/.release-please-manifest.json
@@ -1,3 +1,3 @@
 {
-  ".": "1.73.0"
+  ".": "1.74.0"
 }
diff --git a/.stats.yml b/.stats.yml
@@ -1,4 +1,4 @@
 configured_endpoints: 217
-openapi_spec_url: https://storage.googleapis.com/stainless-sdk-openapi-specs/increase%2Fincrease-10d8a2e25ff71893e14a81477ef7dbbf761af689e6ff074e13da10729a75cc9d.yml
-openapi_spec_hash: 77a4f7c4b166e73a84c3b7f4e177631c
+openapi_spec_url: https://storage.googleapis.com/stainless-sdk-openapi-specs/increase%2Fincrease-94d559b14c3611637885b103aa75adb26dff816369b1fdb758440e288d1ea83b.yml
+openapi_spec_hash: 4e257b20b410526bc54fd6ced9db3a5d
 config_hash: e1885b38eded054b77308a024c5d80cc
diff --git a/CHANGELOG.md b/CHANGELOG.md
@@ -1,5 +1,13 @@
 # Changelog
 
+## 1.74.0 (2025-09-12)
+
+Full Changelog: [v1.73.0...v1.74.0](https://github.com/Increase/increase-ruby/compare/v1.73.0...v1.74.0)
+
+### Features
+
+* **api:** api update ([a039096](https://github.com/Increase/increase-ruby/commit/a039096e79751ab557fae350119599801bcebb1c))
+
 ## 1.73.0 (2025-09-09)
 
 Full Changelog: [v1.72.0...v1.73.0](https://github.com/Increase/increase-ruby/compare/v1.72.0...v1.73.0)

diff --git a/Gemfile.lock b/Gemfile.lock
@@ -11,7 +11,7 @@ GIT
 PATH
   remote: .
   specs:
-    increase (1.73.0)
+    increase (1.74.0)
       connection_pool
 
 GEM

diff --git a/README.md b/README.md
@@ -15,7 +15,7 @@ To use this gem, install via Bundler by adding the following to your application
 <!-- x-release-please-start-version -->
 
 ```ruby
-gem "increase", "~> 1.73.0"
+gem "increase", "~> 1.74.0"
 ```
 
 <!-- x-release-please-end -->

diff --git a/lib/increase/models/real_time_decision_action_params.rb b/lib/increase/models/real_time_decision_action_params.rb
@@ -152,17 +152,7 @@ class CardAuthorization < Increase::Internal::Type::BaseModel
         #   @return [Increase::Models::RealTimeDecisionActionParams::CardAuthorization::Decline, nil]
         optional :decline, -> { Increase::RealTimeDecisionActionParams::CardAuthorization::Decline }
 
-        # @!attribute decline_reason
-        #   The reason the card authorization was declined. This translates to a specific
-        #   decline code that is sent to the card network. This field is deprecated, please
-        #   transition to using the `decline` object as this field will be removed in a
-        #   future release.
-        #
-        #   @return [Symbol, Increase::Models::RealTimeDecisionActionParams::CardAuthorization::DeclineReason, nil]
-        optional :decline_reason,
-                 enum: -> { Increase::RealTimeDecisionActionParams::CardAuthorization::DeclineReason }
-
-        # @!method initialize(decision:, approval: nil, decline: nil, decline_reason: nil)
+        # @!method initialize(decision:, approval: nil, decline: nil)
         #   Some parameter documentations has been truncated, see
         #   {Increase::Models::RealTimeDecisionActionParams::CardAuthorization} for more
         #   details.
@@ -175,8 +165,6 @@ class CardAuthorization < Increase::Internal::Type::BaseModel
         #   @param approval [Increase::Models::RealTimeDecisionActionParams::CardAuthorization::Approval] If your application approves the authorization, this contains metadata about you
         #
         #   @param decline [Increase::Models::RealTimeDecisionActionParams::CardAuthorization::Decline] If your application declines the authorization, this contains details about the
-        #
-        #   @param decline_reason [Symbol, Increase::Models::RealTimeDecisionActionParams::CardAuthorization::DeclineReason] The reason the card authorization was declined. This translates to a specific de
 
         # Whether the card authorization should be approved or declined.
         #
@@ -340,37 +328,6 @@ module Reason
             #   @return [Array<Symbol>]
           end
         end
-
-        # The reason the card authorization was declined. This translates to a specific
-        # decline code that is sent to the card network. This field is deprecated, please
-        # transition to using the `decline` object as this field will be removed in a
-        # future release.
-        #
-        # @see Increase::Models::RealTimeDecisionActionParams::CardAuthorization#decline_reason
-        module DeclineReason
-          extend Increase::Internal::Type::Enum
-
-          # The cardholder does not have sufficient funds to cover the transaction. The merchant may attempt to process the transaction again.
-          INSUFFICIENT_FUNDS = :insufficient_funds
-
-          # This type of transaction is not allowed for this card. This transaction should not be retried.
-          TRANSACTION_NEVER_ALLOWED = :transaction_never_allowed
-
-          # The transaction amount exceeds the cardholder's approval limit. The merchant may attempt to process the transaction again.
-          EXCEEDS_APPROVAL_LIMIT = :exceeds_approval_limit
-
-          # The card has been temporarily disabled or not yet activated. The merchant may attempt to process the transaction again.
-          CARD_TEMPORARILY_DISABLED = :card_temporarily_disabled
-
-          # The transaction is suspected to be fraudulent. The merchant may attempt to process the transaction again.
-          SUSPECTED_FRAUD = :suspected_fraud
-
-          # The transaction was declined for another reason. The merchant may attempt to process the transaction again. This should be used sparingly.
-          OTHER = :other
-
-          # @!method self.values
-          #   @return [Array<Symbol>]
-        end
       end
 
       class DigitalWalletAuthentication < Increase::Internal::Type::BaseModel

diff --git a/lib/increase/version.rb b/lib/increase/version.rb
@@ -1,5 +1,5 @@
 # frozen_string_literal: true
 
 module Increase
-  VERSION = "1.73.0"
+  VERSION = "1.74.0"
 end
diff --git a/rbi/increase/models/real_time_decision_action_params.rbi b/rbi/increase/models/real_time_decision_action_params.rbi
@@ -387,27 +387,6 @@ module Increase
         end
         attr_writer :decline
 
-        # The reason the card authorization was declined. This translates to a specific
-        # decline code that is sent to the card network. This field is deprecated, please
-        # transition to using the `decline` object as this field will be removed in a
-        # future release.
-        sig do
-          returns(
-            T.nilable(
-              Increase::RealTimeDecisionActionParams::CardAuthorization::DeclineReason::OrSymbol
-            )
-          )
-        end
-        attr_reader :decline_reason
-
-        sig do
-          params(
-            decline_reason:
-              Increase::RealTimeDecisionActionParams::CardAuthorization::DeclineReason::OrSymbol
-          ).void
-        end
-        attr_writer :decline_reason
-
         # If the Real-Time Decision relates to a card authorization attempt, this object
         # contains your response to the authorization.
         sig do
@@ -417,9 +396,7 @@ module Increase
             approval:
               Increase::RealTimeDecisionActionParams::CardAuthorization::Approval::OrHash,
             decline:
-              Increase::RealTimeDecisionActionParams::CardAuthorization::Decline::OrHash,
-            decline_reason:
-              Increase::RealTimeDecisionActionParams::CardAuthorization::DeclineReason::OrSymbol
+              Increase::RealTimeDecisionActionParams::CardAuthorization::Decline::OrHash
           ).returns(T.attached_class)
         end
         def self.new(
@@ -432,12 +409,7 @@ module Increase
           approval: nil,
           # If your application declines the authorization, this contains details about the
           # decline.
-          decline: nil,
-          # The reason the card authorization was declined. This translates to a specific
-          # decline code that is sent to the card network. This field is deprecated, please
-          # transition to using the `decline` object as this field will be removed in a
-          # future release.
-          decline_reason: nil
+          decline: nil
         )
         end
 
@@ -449,9 +421,7 @@ module Increase
               approval:
                 Increase::RealTimeDecisionActionParams::CardAuthorization::Approval,
               decline:
-                Increase::RealTimeDecisionActionParams::CardAuthorization::Decline,
-              decline_reason:
-                Increase::RealTimeDecisionActionParams::CardAuthorization::DeclineReason::OrSymbol
+                Increase::RealTimeDecisionActionParams::CardAuthorization::Decline
             }
           )
         end
@@ -824,75 +794,6 @@ module Increase
             end
           end
         end
-
-        # The reason the card authorization was declined. This translates to a specific
-        # decline code that is sent to the card network. This field is deprecated, please
-        # transition to using the `decline` object as this field will be removed in a
-        # future release.
-        module DeclineReason
-          extend Increase::Internal::Type::Enum
-
-          TaggedSymbol =
-            T.type_alias do
-              T.all(
-                Symbol,
-                Increase::RealTimeDecisionActionParams::CardAuthorization::DeclineReason
-              )
-            end
-          OrSymbol = T.type_alias { T.any(Symbol, String) }
-
-          # The cardholder does not have sufficient funds to cover the transaction. The merchant may attempt to process the transaction again.
-          INSUFFICIENT_FUNDS =
-            T.let(
-              :insufficient_funds,
-              Increase::RealTimeDecisionActionParams::CardAuthorization::DeclineReason::TaggedSymbol
-            )
-
-          # This type of transaction is not allowed for this card. This transaction should not be retried.
-          TRANSACTION_NEVER_ALLOWED =
-            T.let(
-              :transaction_never_allowed,
-              Increase::RealTimeDecisionActionParams::CardAuthorization::DeclineReason::TaggedSymbol
-            )
-
-          # The transaction amount exceeds the cardholder's approval limit. The merchant may attempt to process the transaction again.
-          EXCEEDS_APPROVAL_LIMIT =
-            T.let(
-              :exceeds_approval_limit,
-              Increase::RealTimeDecisionActionParams::CardAuthorization::DeclineReason::TaggedSymbol
-            )
-
-          # The card has been temporarily disabled or not yet activated. The merchant may attempt to process the transaction again.
-          CARD_TEMPORARILY_DISABLED =
-            T.let(
-              :card_temporarily_disabled,
-              Increase::RealTimeDecisionActionParams::CardAuthorization::DeclineReason::TaggedSymbol
-            )
-
-          # The transaction is suspected to be fraudulent. The merchant may attempt to process the transaction again.
-          SUSPECTED_FRAUD =
-            T.let(
-              :suspected_fraud,
-              Increase::RealTimeDecisionActionParams::CardAuthorization::DeclineReason::TaggedSymbol
-            )
-
-          # The transaction was declined for another reason. The merchant may attempt to process the transaction again. This should be used sparingly.
-          OTHER =
-            T.let(
-              :other,
-              Increase::RealTimeDecisionActionParams::CardAuthorization::DeclineReason::TaggedSymbol
-            )
-
-          sig do
-            override.returns(
-              T::Array[
-                Increase::RealTimeDecisionActionParams::CardAuthorization::DeclineReason::TaggedSymbol
-              ]
-            )
-          end
-          def self.values
-          end
-        end
       end
 
       class DigitalWalletAuthentication < Increase::Internal::Type::BaseModel

diff --git a/sig/increase/models/real_time_decision_action_params.rbs b/sig/increase/models/real_time_decision_action_params.rbs
@@ -131,8 +131,7 @@ module Increase
         {
           decision: Increase::Models::RealTimeDecisionActionParams::CardAuthorization::decision,
           approval: Increase::RealTimeDecisionActionParams::CardAuthorization::Approval,
-          decline: Increase::RealTimeDecisionActionParams::CardAuthorization::Decline,
-          decline_reason: Increase::Models::RealTimeDecisionActionParams::CardAuthorization::decline_reason
+          decline: Increase::RealTimeDecisionActionParams::CardAuthorization::Decline
         }
 
       class CardAuthorization < Increase::Internal::Type::BaseModel
@@ -150,24 +149,16 @@ module Increase
           Increase::RealTimeDecisionActionParams::CardAuthorization::Decline
         ) -> Increase::RealTimeDecisionActionParams::CardAuthorization::Decline
 
-        attr_reader decline_reason: Increase::Models::RealTimeDecisionActionParams::CardAuthorization::decline_reason?
-
-        def decline_reason=: (
-          Increase::Models::RealTimeDecisionActionParams::CardAuthorization::decline_reason
-        ) -> Increase::Models::RealTimeDecisionActionParams::CardAuthorization::decline_reason
-
         def initialize: (
           decision: Increase::Models::RealTimeDecisionActionParams::CardAuthorization::decision,
           ?approval: Increase::RealTimeDecisionActionParams::CardAuthorization::Approval,
-          ?decline: Increase::RealTimeDecisionActionParams::CardAuthorization::Decline,
-          ?decline_reason: Increase::Models::RealTimeDecisionActionParams::CardAuthorization::decline_reason
+          ?decline: Increase::RealTimeDecisionActionParams::CardAuthorization::Decline
         ) -> void
 
         def to_hash: -> {
           decision: Increase::Models::RealTimeDecisionActionParams::CardAuthorization::decision,
           approval: Increase::RealTimeDecisionActionParams::CardAuthorization::Approval,
-          decline: Increase::RealTimeDecisionActionParams::CardAuthorization::Decline,
-          decline_reason: Increase::Models::RealTimeDecisionActionParams::CardAuthorization::decline_reason
+          decline: Increase::RealTimeDecisionActionParams::CardAuthorization::Decline
         }
 
         type decision = :approve | :decline
@@ -303,38 +294,6 @@ module Increase
             def self?.values: -> ::Array[Increase::Models::RealTimeDecisionActionParams::CardAuthorization::Decline::reason]
           end
         end
-
-        type decline_reason =
-          :insufficient_funds
-          | :transaction_never_allowed
-          | :exceeds_approval_limit
-          | :card_temporarily_disabled
-          | :suspected_fraud
-          | :other
-
-        module DeclineReason
-          extend Increase::Internal::Type::Enum
-
-          # The cardholder does not have sufficient funds to cover the transaction. The merchant may attempt to process the transaction again.
-          INSUFFICIENT_FUNDS: :insufficient_funds
-
-          # This type of transaction is not allowed for this card. This transaction should not be retried.
-          TRANSACTION_NEVER_ALLOWED: :transaction_never_allowed
-
-          # The transaction amount exceeds the cardholder's approval limit. The merchant may attempt to process the transaction again.
-          EXCEEDS_APPROVAL_LIMIT: :exceeds_approval_limit
-
-          # The card has been temporarily disabled or not yet activated. The merchant may attempt to process the transaction again.
-          CARD_TEMPORARILY_DISABLED: :card_temporarily_disabled
-
-          # The transaction is suspected to be fraudulent. The merchant may attempt to process the transaction again.
-          SUSPECTED_FRAUD: :suspected_fraud
-
-          # The transaction was declined for another reason. The merchant may attempt to process the transaction again. This should be used sparingly.
-          OTHER: :other
-
-          def self?.values: -> ::Array[Increase::Models::RealTimeDecisionActionParams::CardAuthorization::decline_reason]
-        end
       end
 
       type digital_wallet_authentication =