feat: reduce ERC721 transfer gas

[thorseldon]

• For Borrow: Transfer ERC721 directly to LendPoolLoan;
• For Repay: Transfer ERC721 directly to Borrower;

[codecov]

Codecov Report

All modified and coverable lines are covered by tests ✅

Project coverage is 90.62%. Comparing base (b7b36e1) to head (1ca1888).

Additional details and impacted files

@@            Coverage Diff             @@
##             main     #123      +/-   ##
==========================================
- Coverage   90.82%   90.62%   -0.21%     
==========================================
  Files          37       37              
  Lines        2868     2868              
  Branches      450      453       +3     
==========================================
- Hits         2605     2599       -6     
- Misses        263      269       +6     

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