Build Plan: Idea 1.3
A platform that enables businesses to pay employees and contractors globally using Bitcoin (BTC), with an optional auto-conversion to local fiat currencies. The system simplifies cross-border payroll, leverages BTC as a payment rail, and provides flexibility for recipients.
- Global Payroll Engine – Pay employees/contractors in BTC anywhere.
- Auto Fiat Conversion – Optional BTC-to-fiat conversion on receipt.
- Employer Dashboard – Manage recipients, payroll schedules, and compliance.
- Recipient Portal/App – View history, manage preferences, and link bank/mobile wallets.
- Secure BTC Custody – MPC/Multisig or 3rd-party custodian integration.
- Fiat Payouts – Via APIs like Coinbase, Kraken, Strike, or mobile money services.
- Compliance – KYC/AML, transaction monitoring, tax reporting.
- Frontend: React (Next.js), Tailwind CSS, React Native (mobile)
- Backend: Rust (Actix-web/Axum), PostgreSQL, Redis
- Smart Contracts (Optional): Solidity (EVM L2), Clarity (Stacks)
- Infrastructure: Docker, Kubernetes, AWS/GCP/Azure, HashiCorp Vault
- User auth, payroll logic, BTC transactions, dashboard, basic KYC
- Exchange integration, fiat payouts, recipient preferences, expanded compliance
- On-chain treasury/payment scheduling, performance optimization, advanced features
- MPC/Multisig BTC custody
- Secure handling of fiat payout details
- Exchange fallback strategies
- AML & transaction monitoring
- GDPR/CCPA compliance
- Smart contract audits (if used)
- CI/CD for testing and rollout
- Region-based phased launch
- Full system monitoring & customer support
- Regular security and financial audits
- Frontend: TypeScript, React/Next.js, Tailwind, React Native
- Backend: Rust, PostgreSQL, Redis
- Blockchain: Solidity, Clarity, Ethers.js, Leather
- Custody: Fireblocks, BitGo, ZenGo MPC
- APIs: Coinbase, Kraken, Strike, Plaid
- Compliance: Veriff, Jumio, Chainalysis
This is a build plan. Implementation phases may evolve with regulatory and infrastructure requirements.