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Completed by me, with help from Adies :-)

Dependencies: require CSV, require AwesomePrint

This was a fun one- I enjoyed going back through and trying to refactor using super and constants and inheritance.

Added ArgumentError when user tries to initialize new Account with a negative balance.
Added warning message and abort withdrawal when user tries to overdraw account.

Tracking @init_balance and @balance in separate variables so user can go back and look at their initial balance, and so the code looks cuter (seeing @init_balance all the time = bothersome).
This allows the user to instantiate an Owner and then associate that owner with an already existing instance of Account.
Also started working to associate owner data, owner_account data, and account data. WHEW.
…ods to store the withdrawal fee and calculate the minimum checking balance that is okay for a withdrawal.
…message and removed overridden withdrawal method from SavingsAccount class.
…nt MIN_NEG_MSG (line 154) - how to interpolate?
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