diff --git a/.gitignore b/.gitignore
index faf42af..c3011d3 100644
--- a/.gitignore
+++ b/.gitignore
@@ -25,3 +25,5 @@ tmp
 tags
 pacto.log
 .polytrix/
+.ruby-gemset
+.ruby-version
diff --git a/lib/pacto/consumer/faraday_driver.rb b/lib/pacto/consumer/faraday_driver.rb
index 2d5b06d..e62d86e 100644
--- a/lib/pacto/consumer/faraday_driver.rb
+++ b/lib/pacto/consumer/faraday_driver.rb
@@ -11,7 +11,7 @@ def execute(req)
         response = conn.send(req.method) do |faraday_request|
           # faraday_request.url = req.uri
           faraday_request.headers = req.headers
-          faraday_request.body = req.body
+          faraday_request.body = (req.body.is_a?(String) ? req.body : req.body.to_json)
         end
 
         faraday_to_pacto_response response
diff --git a/lib/pacto/native_contract_factory.rb b/lib/pacto/native_contract_factory.rb
index f23d6a5..96095af 100644
--- a/lib/pacto/native_contract_factory.rb
+++ b/lib/pacto/native_contract_factory.rb
@@ -1,3 +1,5 @@
+require 'erb'
+
 module Pacto
   # Builds {Pacto::Contract} instances from Pacto's native Contract format.
   class NativeContractFactory
@@ -8,14 +10,14 @@ def initialize(options = {})
     end
 
     def build_from_file(contract_path, host)
-      contract_definition = File.read(contract_path)
-      definition = JSON.parse(contract_definition)
+      definition = parse_json(contract_path)
       schema.validate definition
-      definition['request'].merge!('host' => host)
+
       body_to_schema(definition, 'request', contract_path)
       body_to_schema(definition, 'response', contract_path)
       method_to_http_method(definition, contract_path)
-      request = RequestClause.new(definition['request'])
+
+      request = RequestClause.new(definition['request'].merge('host' => host))
       response = ResponseClause.new(definition['response'])
       Contract.new(request: request, response: response, file: contract_path, name: definition['name'], examples: definition['examples'])
     end
@@ -24,7 +26,7 @@ def files_for(contracts_dir)
       full_path = Pathname.new(contracts_dir).realpath
 
       if  full_path.directory?
-        all_json_files = "#{full_path}/**/*.json"
+        all_json_files = "#{full_path}/**/*{.json,.json.erb}"
         Dir.glob(all_json_files).map do |f|
           Pathname.new(f)
         end
@@ -35,6 +37,12 @@ def files_for(contracts_dir)
 
     private
 
+    def parse_json(path)
+      contents = File.read(path)
+      contents = ERB.new(contents).result if path.to_s.end_with? '.erb'
+      JSON.parse(contents)
+    end
+
     def body_to_schema(definition, section, file)
       schema = definition[section].delete 'body'
       return nil unless schema
diff --git a/lib/pacto/stubs/webmock_adapter.rb b/lib/pacto/stubs/webmock_adapter.rb
index e2547d8..375ee11 100644
--- a/lib/pacto/stubs/webmock_adapter.rb
+++ b/lib/pacto/stubs/webmock_adapter.rb
@@ -54,7 +54,9 @@ def stub_request!(contract)
         uri_pattern = UriPattern.for(request_clause)
         stub = WebMock.stub_request(request_clause.http_method, uri_pattern)
 
-        stub.request_pattern.with(strict_details(request_clause)) if Pacto.configuration.strict_matchers
+        if Pacto.configuration.strict_matchers && strict_details(request_clause).any?
+          stub.request_pattern.with(strict_details(request_clause))
+        end
 
         stub.to_return do |request|
           pacto_request = Pacto::Adapters::WebMock::PactoRequest.new request
diff --git a/spec/fixtures/contracts/contract.json.erb b/spec/fixtures/contracts/contract.json.erb
new file mode 100644
index 0000000..d54ce73
--- /dev/null
+++ b/spec/fixtures/contracts/contract.json.erb
@@ -0,0 +1,38 @@
+{
+  "request": {
+    "http_method": "GET",
+    "path": "/hello_world",
+    "headers": {
+      "Accept": "application/json"
+    },
+    "params": {}
+  },
+
+  "response": {
+    "status": 200,
+    "headers": {
+      "Content-Type": "application/json"
+    },
+    "schema": {
+      "description": "A simple response",
+      "type": "object",
+      "properties": {
+        "message": {
+          "type": "string"
+        }
+      }
+    }
+  },
+
+  "examples": {
+    "default": {
+      "request": {},
+      "response": {
+        "body": {
+          "message": "<%= "foo#{2+2}" %>",
+          "count": <%= 2+2 %>
+        }
+      }
+    }
+  }
+}
diff --git a/spec/unit/pacto/native_contract_factory_spec.rb b/spec/unit/pacto/native_contract_factory_spec.rb
index ed7be9b..da07469 100644
--- a/spec/unit/pacto/native_contract_factory_spec.rb
+++ b/spec/unit/pacto/native_contract_factory_spec.rb
@@ -13,6 +13,24 @@ module Pacto
       expect(contract).to be_a(Contract)
     end
 
+    context 'contract template ends with .erb' do
+      let(:contract_path) { File.join(contracts_path, "#{contract_name}.json.erb") }
+
+      it 'builds the contract' do
+        contract = contract_factory.build_from_file(contract_path, host)
+        expect(contract).to be_a(Contract)
+      end
+    end
+
+    context 'contract template does not end with .erb' do
+      let(:contract_name) { 'templating_contract' }
+
+      it 'builds the contract' do
+        contract = contract_factory.build_from_file(contract_path, host)
+        expect(contract).to be_a(Contract)
+      end
+    end
+
     context 'deprecated contracts' do
       let(:contracts_path)       { %w(spec fixtures deprecated_contracts) }
       let(:contract_name)        { 'deprecated_contract' }
@@ -21,5 +39,21 @@ module Pacto
         expect(contract).to be_a(Contract)
       end
     end
+
+    describe '#files_for' do
+      context 'given directory' do
+        let(:contract_path) { File.join(contracts_path) }
+
+        it 'includes .json files' do
+          files = contract_factory.files_for(contract_path).collect { |f| f.basename.to_s }
+          expect(files).to include('contract.json')
+        end
+
+        it 'includes .json.erb files' do
+          files = contract_factory.files_for(contract_path).collect { |f| f.basename.to_s }
+          expect(files).to include('contract.json.erb')
+        end
+      end
+    end
   end
 end
diff --git a/spec/unit/pacto/stubs/webmock_adapter_spec.rb b/spec/unit/pacto/stubs/webmock_adapter_spec.rb
index e5a1ae7..9e1d158 100644
--- a/spec/unit/pacto/stubs/webmock_adapter_spec.rb
+++ b/spec/unit/pacto/stubs/webmock_adapter_spec.rb
@@ -142,9 +142,7 @@ module Stubs
             end
 
             it 'uses WebMock to stub the request' do
-              expect(request_pattern).to receive(:with).
-                with({}).
-                and_return(stubbed_request)
+              expect(request_pattern).to_not receive(:with)
               adapter.stub_request! contract
             end
           end