diff --git a/payment-gateway/README.txt b/payment-gateway/README.txt
new file mode 100644
index 0000000..001045c
--- /dev/null
+++ b/payment-gateway/README.txt
@@ -0,0 +1,9 @@
+
+Run with:
+
+node app.js -p 3000
+
+and then visit:
+http://localhost:3000/buy
+
+
diff --git a/payment-gateway/app.js b/payment-gateway/app.js
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+++ b/payment-gateway/app.js
@@ -0,0 +1,98 @@
+/* Copyright (c) 2012-2013 Richard Rodger, MIT License */
+"use strict";
+
+
+var http = require('http')
+
+var uuid      = require('node-uuid');
+var express = require('express');
+var argv    = require('optimist').argv;
+
+
+// create a seneca instance
+var seneca  = require('seneca')({
+  log:'print'
+})
+
+// load configuration for plugins
+// top level properties match plugin names
+// copy template config.template.js to config.mine.js and customize
+seneca.use('config',{file:'./config.mine.js'})
+
+
+var conf = {
+  port: argv.p || 3000
+}
+
+/*
+seneca.use('mongo-store',{
+  name:'seneca-pay',
+  host:'127.0.0.1',
+  port:27017
+})
+*/
+
+seneca.use('seneca-pay')
+seneca.use('seneca-stripe-pay')
+
+
+// use the express module in the normal way
+var app = express()
+app.enable('trust proxy')
+
+app.use(express.cookieParser())
+app.use(express.query())
+app.use(express.bodyParser())
+app.use(express.methodOverride())
+app.use(express.json())
+
+app.use(express.session({secret:'seneca'}))
+
+app.use(express.static(__dirname + '/public'))
+
+
+// add any middleware provided by seneca plugins
+app.use( seneca.service() )
+
+
+// some express views
+app.engine('ejs',require('ejs-locals'))
+app.set('views', __dirname + '/views')
+app.set('view engine','ejs')
+
+app.get('/buy', function(req, res){
+  res.render('buy.ejs',{
+    currencyCode: 'USD',
+    amount: 399,
+    description: 'One marry Christmas',
+    refno: new Buffer(uuid.v1(null, [])).toString('hex')
+  })
+})
+
+app.get('/completed', function(req, res){
+  var refno = req.query['refno'];
+  seneca.act({role:'transaction', cmd:'find', q:{'refno':refno}}, function(err, out) {
+    if (err) {
+      res.render('completed.ejs', {output:'Transaction not available'})
+    }
+    else {
+      res.render('completed.ejs', { output:JSON.stringify(out.transaction) })
+    }
+  })
+})
+
+app.get('/cancelled', function(req, res){
+  res.render('cancelled.ejs',{})
+})
+
+
+// create a HTTP server using the core Node API
+// this lets the admin plugin use web sockets
+var server = http.createServer(app)
+server.listen(conf.port)
+
+
+// visit http://localhost[:port]/admin to see the admin page
+// you'll need to logged in as an admin - user 'a1' above
+seneca.use('admin',{server:server})
+
diff --git a/payment-gateway/config.template.js b/payment-gateway/config.template.js
new file mode 100644
index 0000000..fd62e22
--- /dev/null
+++ b/payment-gateway/config.template.js
@@ -0,0 +1,20 @@
+{
+  "pay": {  
+    "paypal": {
+      "useSandbox": true/false,
+      "username": "PAYPAL_API_USERNAME",
+      "password": "PAYPAL_API_PASSWORD",
+      "signature": "PAYPAL_API_SIGNATURE"
+    },
+    "stripe": {
+      "secretKey": "STRIPE_SECRET_KEY",
+      "publishableKey": "STRIPE_PUBLISHABLE_KEY",
+      "showAddress": true/false
+    },
+    "redirect": {
+      "hostUrl": "http://localhost:3000",
+      "success": "/completed",
+      "fail": "/cancelled"
+    }
+  }
+}
\ No newline at end of file
diff --git a/payment-gateway/package.json b/payment-gateway/package.json
new file mode 100644
index 0000000..c453381
--- /dev/null
+++ b/payment-gateway/package.json
@@ -0,0 +1,29 @@
+{
+  "name": "seneca-pay-example",
+  "version": "0.0.1",
+  "description": "Seneca payment module example",
+  "subdomain": "seneca-pay-example",
+  "main": "app.js",
+  "scripts": {
+    "start": "app.js"
+  },
+  "repository": "",
+  "author": "Cristian iantor",
+  "license": "MIT",
+  "dependencies": {
+    "express": "~3.1.0",
+    "optimist": "~0.3.5",
+    "node-uuid": "~1.4.0",
+    "ejs": "~0.8.3",
+    "ejs-locals": "~1.0.2",
+    "seneca": "~0.5.x",
+    "seneca-pay": "~0.0.1",
+    "seneca-stripe-pay": "~0.0.1"
+  },
+  "files": [
+    "app.js"
+  ],
+  "engines": {
+    "node": "0.10.x"
+  }
+}
diff --git a/payment-gateway/views/buy.ejs b/payment-gateway/views/buy.ejs
new file mode 100644
index 0000000..7c69a80
--- /dev/null
+++ b/payment-gateway/views/buy.ejs
@@ -0,0 +1,66 @@
+<% layout('layout') -%>
+
+<h1>Buy some</h1>
+<form id="buy" method="post">
+
+<p>
+<label for="amount">Amount:</label><br />
+<input id="amount" name="amount" value="<%-amount%>" />
+</p>
+
+<input type="hidden" id="description" name="description" value="<%-description%>" />
+<input type="hidden" id="currencyCode" name="currencyCode" value="<%-currencyCode%>" />
+
+<!-- leave this empty and a refno will be generated automatically -->
+<input type="hidden" id="refno" name="refno" value="<%-refno%>" />
+
+<p>
+<button id="postPayPal">PayPal</button>
+<button id="postStripe">Stripe</button>
+<button id="openStripe">Stripe JS</button>
+</p>
+
+<script src="https://checkout.stripe.com/v2/checkout.js"></script>
+<script src="https://ajax.googleapis.com/ajax/libs/jquery/1.7.2/jquery.js"></script>
+
+<script>
+  $('#postPayPal').click(function(){
+    $('form').attr('action', '/pay/paypal-express/pay');
+    $('form').submit()
+  })
+
+  $('#postStripe').click(function(){
+    $('form').attr('action', '/pay/stripe-checkout/pay');
+    $('form').submit()
+  })
+
+  $('#openStripe').click(function(){
+    $('form').attr('action', '/pay/stripe-checkout/callback-complete');
+    var token = function(res){
+      var $input = $('<input type=hidden name=stripeToken />').val(res.id);
+      $('form').append($input).submit();
+    };
+
+    StripeCheckout.open({
+      key:         'pk_test_1ccNWMm1bVQuLlNb0Hww4GOb',
+      address:     true,
+      amount:      parseFloat($('#amount').val())*100,
+      currency:    $('#currencyCode').val(),
+      name:        'The magic store',
+      description: $('#description').val(),
+      panelLabel:  'Checkout',
+      token:       token,
+      closed:      stripeClosed
+    });
+
+    return false;
+  })
+
+  var stripeClosed = function() {
+    //
+  }
+
+</script>
+
+</form>
+
diff --git a/payment-gateway/views/cancelled.ejs b/payment-gateway/views/cancelled.ejs
new file mode 100644
index 0000000..c87d590
--- /dev/null
+++ b/payment-gateway/views/cancelled.ejs
@@ -0,0 +1,4 @@
+<% layout('layout') -%>
+
+<h1>No game</h1>
+
diff --git a/payment-gateway/views/completed.ejs b/payment-gateway/views/completed.ejs
new file mode 100644
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--- /dev/null
+++ b/payment-gateway/views/completed.ejs
@@ -0,0 +1,7 @@
+<% layout('layout') -%>
+
+<h1>You just bought some</h1>
+
+<p>
+  <%-output%>
+</p>
\ No newline at end of file
diff --git a/payment-gateway/views/layout.ejs b/payment-gateway/views/layout.ejs
new file mode 100644
index 0000000..36f6495
--- /dev/null
+++ b/payment-gateway/views/layout.ejs
@@ -0,0 +1,9 @@
+<!DOCTYPE html>
+<html>
+<head>
+</head>
+<body>
+<%- body %>
+</body>
+</html>
+
diff --git a/user-accounts/package.json b/user-accounts/package.json
index 866ede5..c5b4aee 100644
--- a/user-accounts/package.json
+++ b/user-accounts/package.json
@@ -15,6 +15,7 @@
     "optimist": "~0.3.5",
     "ejs": "~0.8.3",
     "ejs-locals": "~1.0.2",
+    "node-uuid": "~1.4.0",
     "seneca": "~0.5.x",
     "seneca-user": "~0.2.1",
     "seneca-auth": "~0.2.4"