WISH: migrate to a BIP44 derivation path

[BeardPower]

The old Ledger apps, including the Red wallet, use a legacy derivation path of m/purpose'/coin_type'/account'/address_index, but the new Ledger Live app uses the BIP44 derivation path of m/purpose'/coin_type'/account'/change/address_index.

So I suggest migrating the Red wallet derivation path to BIP44.

[BeardPower]

Will you also patch wallet.red, because it is passing an index, not the path ids like in your BIP44 derivation path?

[bitbegin]

i don't if necessary to use this address for master branch