diff --git a/scripts/business_ch06_reconciliations_quality_control.py b/scripts/business_ch06_reconciliations_quality_control.py
index af11d41..be55d1a 100644
--- a/scripts/business_ch06_reconciliations_quality_control.py
+++ b/scripts/business_ch06_reconciliations_quality_control.py
@@ -23,6 +23,8 @@
 
 import pandas as pd
 
+from pystatsv1.trackd.loaders import load_table
+
 from scripts._cli import base_parser
 from scripts._business_recon import (
     build_ar_rollforward,
@@ -37,16 +39,11 @@ class Ch06Outputs:
     bank_exceptions: pd.DataFrame
     summary: dict[str, Any]
 
-def _read_csv(path: Path) -> pd.DataFrame:
-    if not path.exists():
-        raise FileNotFoundError(f"Missing required input: {path}")
-    return pd.read_csv(path)
-
 def analyze_ch06(datadir: Path) -> Ch06Outputs:
-    gl = _read_csv(datadir / "gl_journal.csv")
-    tb = _read_csv(datadir / "trial_balance_monthly.csv")
-    ar_events = _read_csv(datadir / "ar_events.csv")
-    bank = _read_csv(datadir / "bank_statement.csv")
+    gl = load_table(datadir, "gl_journal.csv")
+    tb = load_table(datadir, "trial_balance_monthly.csv")
+    ar_events = load_table(datadir, "ar_events.csv")
+    bank = load_table(datadir, "bank_statement.csv")
 
     # AR rollforward tie-out
 
diff --git a/scripts/business_ch08_descriptive_statistics_financial_performance.py b/scripts/business_ch08_descriptive_statistics_financial_performance.py
index 30f54cc..5a519f6 100644
--- a/scripts/business_ch08_descriptive_statistics_financial_performance.py
+++ b/scripts/business_ch08_descriptive_statistics_financial_performance.py
@@ -40,6 +40,8 @@
 import numpy as np
 import pandas as pd
 
+from pystatsv1.trackd.loaders import load_table, resolve_datadir
+
 from ._business_etl import build_gl_tidy_dataset
 from ._cli import base_parser
 
@@ -54,18 +56,19 @@ class Ch08Outputs:
 
 
 def _read_csv_required(datadir: Path, filename: str, *, fallbacks: list[str] | None = None) -> pd.DataFrame:
-    """Read a required CSV, optionally trying fallback filenames.
+    """Read a required input CSV.
 
-    This keeps chapters robust when the simulator/export names evolve.
+    Uses Track D's shared loader so errors are consistent and beginner-friendly.
+    Supports a small list of fallback filenames for backward-compatibility.
     """
+    root = resolve_datadir(datadir)
     candidates = [filename] + (fallbacks or [])
     for name in candidates:
-        path = datadir / name
+        path = root / name
         if path.exists():
-            return pd.read_csv(path)
-    # If none found, raise using the primary expected name (so error is clear)
-    raise FileNotFoundError(datadir / filename)
-
+            return load_table(root, name)
+    # Let the shared loader raise a friendly error for the primary expected name
+    return load_table(root, filename)
 
 def _pivot_statement(df: pd.DataFrame) -> pd.DataFrame:
     """Return a wide statement frame: index month, columns = line."""
@@ -481,4 +484,4 @@ def main(argv: list[str] | None = None) -> int:
 
 
 if __name__ == "__main__":
-    raise SystemExit(main())
+    raise SystemExit(main())
\ No newline at end of file
diff --git a/src/pystatsv1/assets/workbook_track_d.zip b/src/pystatsv1/assets/workbook_track_d.zip
index 3ccb56f..9c72423 100644
Binary files a/src/pystatsv1/assets/workbook_track_d.zip and b/src/pystatsv1/assets/workbook_track_d.zip differ
diff --git a/workbooks/track_d_template/scripts/business_ch06_reconciliations_quality_control.py b/workbooks/track_d_template/scripts/business_ch06_reconciliations_quality_control.py
index 7ede31a..8021539 100644
--- a/workbooks/track_d_template/scripts/business_ch06_reconciliations_quality_control.py
+++ b/workbooks/track_d_template/scripts/business_ch06_reconciliations_quality_control.py
@@ -24,6 +24,8 @@
 
 import pandas as pd
 
+from pystatsv1.trackd.loaders import load_table
+
 from scripts._cli import base_parser
 from scripts._business_recon import (
     build_ar_rollforward,
@@ -38,16 +40,11 @@ class Ch06Outputs:
     bank_exceptions: pd.DataFrame
     summary: dict[str, Any]
 
-def _read_csv(path: Path) -> pd.DataFrame:
-    if not path.exists():
-        raise FileNotFoundError(f"Missing required input: {path}")
-    return pd.read_csv(path)
-
 def analyze_ch06(datadir: Path) -> Ch06Outputs:
-    gl = _read_csv(datadir / "gl_journal.csv")
-    tb = _read_csv(datadir / "trial_balance_monthly.csv")
-    ar_events = _read_csv(datadir / "ar_events.csv")
-    bank = _read_csv(datadir / "bank_statement.csv")
+    gl = load_table(datadir, "gl_journal.csv")
+    tb = load_table(datadir, "trial_balance_monthly.csv")
+    ar_events = load_table(datadir, "ar_events.csv")
+    bank = load_table(datadir, "bank_statement.csv")
 
     # AR rollforward tie-out
 
diff --git a/workbooks/track_d_template/scripts/business_ch08_descriptive_statistics_financial_performance.py b/workbooks/track_d_template/scripts/business_ch08_descriptive_statistics_financial_performance.py
index 97a824e..6471211 100644
--- a/workbooks/track_d_template/scripts/business_ch08_descriptive_statistics_financial_performance.py
+++ b/workbooks/track_d_template/scripts/business_ch08_descriptive_statistics_financial_performance.py
@@ -47,6 +47,8 @@
 import numpy as np
 import pandas as pd
 
+from pystatsv1.trackd.loaders import load_table, resolve_datadir
+
 from ._business_etl import build_gl_tidy_dataset
 from ._cli import base_parser
 
@@ -61,18 +63,19 @@ class Ch08Outputs:
 
 
 def _read_csv_required(datadir: Path, filename: str, *, fallbacks: list[str] | None = None) -> pd.DataFrame:
-    """Read a required CSV, optionally trying fallback filenames.
+    """Read a required input CSV.
 
-    This keeps chapters robust when the simulator/export names evolve.
+    Uses Track D's shared loader so errors are consistent and beginner-friendly.
+    Supports a small list of fallback filenames for backward-compatibility.
     """
+    root = resolve_datadir(datadir)
     candidates = [filename] + (fallbacks or [])
     for name in candidates:
-        path = datadir / name
+        path = root / name
         if path.exists():
-            return pd.read_csv(path)
-    # If none found, raise using the primary expected name (so error is clear)
-    raise FileNotFoundError(datadir / filename)
-
+            return load_table(root, name)
+    # Let the shared loader raise a friendly error for the primary expected name
+    return load_table(root, filename)
 
 def _pivot_statement(df: pd.DataFrame) -> pd.DataFrame:
     """Return a wide statement frame: index month, columns = line."""
@@ -488,4 +491,4 @@ def main(argv: list[str] | None = None) -> int:
 
 
 if __name__ == "__main__":
-    raise SystemExit(main())
+    raise SystemExit(main())
\ No newline at end of file