-
Notifications
You must be signed in to change notification settings - Fork 0
Expand file tree
/
Copy pathes.html
More file actions
407 lines (367 loc) · 23.9 KB
/
es.html
File metadata and controls
407 lines (367 loc) · 23.9 KB
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371
372
373
374
375
376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396
397
398
399
400
401
402
403
404
405
406
407
<!DOCTYPE html>
<html lang="es">
<head>
<link rel="preconnect" href="https://www.googletagmanager.com">
<!-- BTN:GA4:START -->
<script async src="https://www.googletagmanager.com/gtag/js?id=G-FTWLM223G7"></script>
<script>
window.dataLayer = window.dataLayer || [];
function gtag(){dataLayer.push(arguments);}
gtag('js', new Date());
gtag('set', 'allow_ad_personalization_signals', false);
gtag('config', 'G-FTWLM223G7');
gtag('config', 'G-053Z64N82F');
</script>
<!-- BTN:GA4:END -->
<meta charset="UTF-8">
<meta name="viewport" content="width=device-width, initial-scale=1.0">
<meta name="referrer" content="no-referrer-when-downgrade">
<title>Como Detener el Embargo de Salario</title>
<meta name="description" content="Learn about como detener el embargo de salario | stopgarnishment.org in our free 2026 guide. Clear explanations, real data, and practical steps.">
<link rel="canonical" href="https://stopgarnishment.org/es.html">
<link rel="alternate" hreflang="en" href="https://stopgarnishment.org/">
<link rel="alternate" hreflang="es" href="https://stopgarnishment.org/es.html">
<meta property="og:title" content="Como Detener el Embargo de Salario">
<meta property="og:description" content="Learn about como detener el embargo de salario | stopgarnishment.org in our free 2026 guide. Clear explanations, real data, and practical steps.">
<meta property="og:type" content="website">
<meta property="og:url" content="https://stopgarnishment.org/es.html">
<meta property="og:site_name" content="stopgarnishment.org">
<meta property="og:image" content="https://stopgarnishment.org/og-image.svg">
<meta name="twitter:card" content="summary_large_image">
<meta name="twitter:title" content="Como Detener el Embargo de Salario">
<meta name="twitter:description" content="Learn about como detener el embargo de salario | stopgarnishment.org in our free 2026 guide. Clear explanations, real data, and practical steps.">
<meta name="twitter:image" content="https://stopgarnishment.org/og-image.svg">
<link rel="icon" type="image/svg+xml" href="/favicon.svg">
<script type="application/ld+json">
{
"@context": "https://schema.org",
"@type": "Organization",
"name": "Open Bankruptcy Project",
"url": "https://1328f.org",
"description": "Información gratuita y de código abierto sobre bancarrota."
}
</script>
<script type="application/ld+json">
{
"@context": "https://schema.org",
"@type": "FAQPage",
"mainEntity": [
{
"@type": "Question",
"name": "Cuanto tarda la bancarrota en detener un embargo?",
"acceptedAnswer": {
"@type": "Answer",
"text": "La suspension automática es inmediata al presentar. Su empleador generalmente detiene el embargo dentro de 1-2 periodos de pago despues de recibir el aviso del tribunal."
}
},
{
"@type": "Question",
"name": "Puedo recuperar dinero ya embargado?",
"acceptedAnswer": {
"@type": "Answer",
"text": "En algunos casos, si. Si el embargo ocurrio dentro de los 90 dias antes de presentar bancarrota, los fondos pueden ser recuperables como transferencia preferencial."
}
},
{
"@type": "Question",
"name": "Mi empleador puede despedirme por presentar bancarrota?",
"acceptedAnswer": {
"@type": "Answer",
"text": "No. La ley federal (11 U.S.C. sección 525) prohibe a los empleadores despedirlo solo porque presento bancarrota."
}
}
]
}
</script>
<script type="application/ld+json">
{"@context": "https://schema.org", "@type": "WebPage", "name": "Como Detener el Embargo de Salario", "speakable": {"@type": "SpeakableSpecification", "cssSelector": ["h1", ".subtitle", ".faq-item h3", ".faq-item p"]}, "url": "https://stopgarnishment.org/es.html"}
</script>
<script type="application/ld+json">
{
"@context": "https://schema.org",
"@graph": [
{
"@type": "Article",
"headline": "Como Detener el Embargo de Salario",
"description": "Le estan embargando el salario? La bancarrota lo detiene inmediatamente. Conozca sus opciones y limites legales.",
"author": {
"@type": "Organization",
"name": "Open Bankruptcy Project"
},
"publisher": {
"@type": "Organization",
"name": "Open Bankruptcy Project",
"url": "https://1328f.org"
},
"datePublished": "2026-04-05",
"dateModified": "2026-04-05",
"mainEntityOfPage": "https://stopgarnishment.org/es.html"
},
{
"@type": "BreadcrumbList",
"itemListElement": [
{
"@type": "ListItem",
"position": 1,
"name": "Home",
"item": "https://stopgarnishment.org"
},
{
"@type": "ListItem",
"position": 2,
"name": "Como Detener el Embargo de Salario | stopgarnishment.org",
"item": "https://stopgarnishment.org"
},
{
"@type": "ListItem",
"position": 3,
"name": "Como Detener el Embargo de Salario",
"item": "https://stopgarnishment.org/es.html"
}
]
}
]
}
</script>
<style>
:root {
--bg: #0d1117;
--surface: #161b22;
--border: #30363d;
--text: #e6edf3;
--text-muted: #9eaab6;
--accent: #58a6ff;
--green: #3fb950;
--red: #f85149;
--yellow: #e3a835;
}
*{margin:0;padding:0;box-sizing:border-box}
body{font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.7}
a{color:var(--accent);text-decoration:none}
a:hover{text-decoration:underline}
a:focus-visible,button:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
.skip-link{position:absolute;left:-9999px;top:auto;width:1px;height:1px;overflow:hidden;z-index:9999;padding:1rem;background:#238636;color:#fff;font-weight:600;text-decoration:none}
.skip-link:focus{position:fixed;top:10px;left:10px;width:auto;height:auto;overflow:visible}
nav{background:var(--surface);border-bottom:1px solid var(--border);padding:0.75rem 2rem;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:0.5rem}
nav .site-name{color:#f0f6fc;font-weight:700;font-size:1.1rem;text-decoration:none}
nav .site-name:hover{text-decoration:none;color:var(--accent)}
.nav-links{display:flex;gap:1.25rem;flex-wrap:wrap;align-items:center}
.nav-links a{color:var(--text-muted);font-size:0.9rem}
.nav-links a:hover{color:var(--accent);text-decoration:none}
.nav-links a.active{color:var(--accent);font-weight:600}
.lang-toggle{color:var(--text-muted);font-size:0.85rem;border-left:1px solid var(--border);padding-left:1rem;margin-left:0.5rem}
.lang-toggle a{color:var(--text-muted);font-weight:600}
.lang-toggle a:hover{color:var(--accent)}
.lang-toggle .current{color:var(--accent);font-weight:700}
.hamburger{display:none;background:none;border:none;color:var(--text);font-size:1.5rem;cursor:pointer;padding:0.25rem}
header{background:var(--surface);border-bottom:1px solid var(--border);padding:3rem 2rem;text-align:center}
header h1{color:#f0f6fc;font-size:2rem;margin-bottom:0.75rem;line-height:1.3}
header h1 .accent{color:var(--accent)}
header .subtitle{color:var(--text-muted);font-size:1.05rem;max-width:700px;margin:0 auto}
main{max-width:820px;margin:0 auto;padding:2rem 1.5rem}
.content-section{background:var(--surface);border:1px solid var(--border);border-radius:6px;padding:2rem;margin-bottom:1.5rem}
.content-section h2{color:#f0f6fc;font-size:1.3rem;margin-bottom:1rem;padding-bottom:0.5rem;border-bottom:1px solid var(--border)}
.content-section h3{color:#f0f6fc;font-size:1.1rem;margin:1.5rem 0 0.75rem}
.content-section p{color:var(--text);margin-bottom:0.75rem;font-size:0.95rem}
.content-section ul,.content-section ol{margin:0.75rem 0 0.75rem 1.5rem;color:var(--text);font-size:0.95rem}
.content-section li{margin-bottom:0.4rem}
.statute-box{background:#21262d;border-left:3px solid var(--accent);padding:1rem 1.25rem;border-radius:0 6px 6px 0;margin:1rem 0}
.statute-box p{margin-bottom:0.5rem}
.statute-box p:last-child{margin-bottom:0}
.warning-box{background:#21262d;border-left:3px solid var(--red);padding:1rem 1.25rem;border-radius:0 6px 6px 0;margin:1rem 0}
.warning-box p{margin-bottom:0.5rem}
.warning-box p:last-child{margin-bottom:0}
.green-box{background:#21262d;border-left:3px solid var(--green);padding:1rem 1.25rem;border-radius:0 6px 6px 0;margin:1rem 0}
.green-box p{margin-bottom:0.5rem}
.green-box p:last-child{margin-bottom:0}
.glossary-table{width:100%;border-collapse:collapse;margin:1rem 0;font-size:0.9rem}
.glossary-table th{background:#21262d;color:var(--accent);padding:10px 12px;text-align:left;border:1px solid var(--border);font-weight:600}
.glossary-table td{padding:10px 12px;border:1px solid var(--border);color:var(--text)}
.glossary-table tr:nth-child(even){background:#0d1117}
.faq-item{background:var(--surface);border:1px solid var(--border);border-radius:8px;margin-bottom:12px;overflow:hidden}
.faq-q{padding:16px 20px;cursor:pointer;color:#f0f6fc;font-weight:600;font-size:15px;display:flex;justify-content:space-between;align-items:center}
.faq-q:hover{background:#21262d}
.faq-q::after{content:'+';font-size:20px;color:#888}
.faq-item.open .faq-q::after{content:'-'}
.faq-a{padding:0 20px 16px;color:var(--text-muted);font-size:14px;line-height:1.7;display:none}
.faq-item.open .faq-a{display:block}
.cta-box{background:var(--surface);border:2px solid var(--accent);border-radius:8px;padding:2rem;margin:2rem 0;text-align:center}
.cta-box h3{color:#f0f6fc;font-size:1.2rem;margin-bottom:0.75rem}
.cta-box p{color:var(--text-muted);font-size:0.95rem;margin-bottom:1rem}
.cta-btn{display:inline-block;padding:0.6rem 1.5rem;border-radius:6px;font-weight:600;font-size:0.95rem;text-decoration:none;margin:0.25rem}
.cta-btn.green{background:#238636;color:#fff}
.cta-btn.blue{background:#1f6feb;color:#fff}
.cta-btn:hover{text-decoration:none;opacity:0.9}
.spanish-network{background:var(--surface);border:1px solid var(--border);border-radius:6px;padding:1.5rem;margin:2rem 0;text-align:center}
.spanish-network h3{color:#f0f6fc;margin-bottom:1rem;font-size:1.1rem}
.spanish-network .links{display:flex;flex-wrap:wrap;justify-content:center;gap:0.75rem}
.spanish-network .links a{background:#21262d;border:1px solid var(--border);border-radius:6px;padding:0.5rem 1rem;font-size:0.85rem;color:var(--accent);text-decoration:none;transition:border-color 0.2s}
.spanish-network .links a:hover{border-color:var(--accent);text-decoration:none}
.network-footer{background:var(--surface);border-top:1px solid var(--border);padding:2rem 24px;text-align:center;margin-top:48px}
.network-footer p{color:#888;font-size:0.85rem;margin-bottom:0.5rem}
.network-footer .links{display:flex;justify-content:center;flex-wrap:wrap;gap:1rem;margin-top:0.75rem}
.network-footer .links a{color:#888;font-size:0.85rem}
.network-footer .links a:hover{color:var(--accent)}
.network-footer .disclaimer{margin-top:1rem;font-size:0.75rem;color:#666}
@media(max-width:768px){
header h1{font-size:1.5rem}
main{padding:1rem}
.content-section{padding:1.25rem}
nav{padding:0.75rem 1rem}
.nav-links{display:none}
.hamburger{display:block}
.nav-links.open{display:flex;flex-direction:column;width:100%;gap:0.75rem;padding-top:0.5rem}
.lang-toggle{border-left:none;padding-left:0;margin-left:0}
.glossary-table{font-size:0.8rem}
.glossary-table th,.glossary-table td{padding:6px 8px}
}
.breadcrumb-nav{font-size:0.85rem;color:#8b949e;padding:0.5rem 0;max-width:900px;margin:0 auto}.breadcrumb-nav a{color:#58a6ff;text-decoration:none}.breadcrumb-nav a:hover{text-decoration:underline}.breadcrumb-nav .separator{margin:0 0.5rem;color:#484f58}
</style>
<script type="application/ld+json">
{
"@context": "https://schema.org",
"@type": "NonprofitOrganization",
"name": "Open Bankruptcy Project",
"alternateName": "OBP",
"url": "https://openbankruptcyproject.org",
"email": "info@openbankruptcyproject.org",
"taxID": "41-5159631",
"nonprofitStatus": "Nonprofit501c3",
"description": "The Open Bankruptcy Project is a 501(c)(3) nonprofit providing free tools, research, and consumer guides to help people navigate the federal bankruptcy system. We also conduct and publish empirical research on how the system actually works for consumers and share findings with rule-making bodies, regulators, and the public.",
"address": {
"@type": "PostalAddress",
"streetAddress": "1000 W 100th St",
"addressLocality": "Kansas City",
"addressRegion": "MO",
"postalCode": "64114",
"addressCountry": "US"
}
}
</script>
</head>
<body>
<a href="#main" class="skip-link">Ir al contenido</a>
<nav><a href="/" class="site-name">stopgarnishment.org</a>
<button class="hamburger" aria-label="Menu">☰</button>
<div class="nav-links">
<a href="/">Inicio</a>
<span class="lang-toggle"><span class="current">ES</span> | <a href="/">EN</a></span>
</div></nav>
<header>
<h1>Como <span class="accent">Detener el Embargo</span> de Salario</h1>
<p class="subtitle">Le estan embargando el salario? La bancarrota lo detiene inmediatamente. Conozca sus opciones y limites legales.</p>
</header>
<main id="main">
<nav class="breadcrumb-nav" aria-label="Breadcrumb"><a href="https://1328f.org">Home</a><span class="separator">›</span><a href="https://stopgarnishment.org">Como Detener el Embargo de Salario | stopgarnishment.org</a><span class="separator">›</span><span>Como Detener el Embargo de Salario</span></nav>
<div class="content-section">
<h2>Detener el Embargo Inmediatamente</h2>
<div class="green-box"><p><strong>La bancarrota detiene el embargo de salario inmediatamente.</strong> La suspension automática entra en efecto cuando presenta el caso, y su empleador recibe aviso del tribunal para dejar de retener.</p></div>
</div>
<div class="content-section">
<h2>Otras Opciones</h2>
<ul><li>Solicitar exencion de dificultad (<a href="https://bankruptcyhardship.org/" title="hardship discharge">hardship</a> exemption) al tribunal</li><li>Negociar un plan de pagos con el acreedor</li><li>Impugnar la sentencia si hubo irregularidades</li><li>Verificar que el monto embargado no excede los limites legales</li></ul>
</div>
<div class="content-section">
<h2>Limites Legales del Embargo</h2>
<p>La ley federal protege una porcion de su salario:</p><ul><li>No pueden embargar mas del 25% del ingreso disponible</li><li>No pueden reducir su salario por debajo de 30 veces el salario minimo federal</li></ul>
</div>
<div class="content-section">
<h2>Bancarrota y Estatus Migratorio</h2>
<div class="green-box">
<p><strong>La bancarrota NO afecta su estatus migratorio.</strong> Esto es un hecho legal verificado.</p>
</div>
<p>Muchas personas en la comunidad hispana temen que declararse en bancarrota pueda afectar su estatus migratorio, su solicitud de residencia, o su ciudadanía. Esto es <strong>falso</strong>.</p>
<ul>
<li><strong>Ciudadanos:</strong> La bancarrota es un derecho constitucional. No afecta su ciudadanía.</li>
<li><strong>Residentes permanentes:</strong> USCIS no lo considera un factor negativo.</li>
<li><strong>Visa de trabajo:</strong> No afecta su visa ni su empleo.</li>
<li><strong>DACA:</strong> No afecta su estatus DACA ni su renovación.</li>
</ul>
</div>
<div class="content-section">
<h2>Glosario Bilingüe / Bilingual Glossary</h2>
<table class="glossary-table">
<tr><th>Español</th><th>English</th><th>Definición</th></tr>
<tr><td>Bancarrota / Quiebra</td><td>Bankruptcy</td><td>Proceso legal federal para eliminar o reorganizar deudas</td></tr>
<tr><td>Descarga</td><td><a href="https://bankruptcydischarge.org/" title="discharge">Discharge</a></td><td>Orden judicial que elimina la obligación de pagar ciertas deudas</td></tr>
<tr><td>Deudor</td><td>Debtor</td><td>La persona que presenta la bancarrota</td></tr>
<tr><td>Acreedor</td><td>Creditor</td><td>Persona o empresa a quien se le debe dinero</td></tr>
<tr><td>Fideicomisario</td><td>Trustee</td><td>Persona designada por el tribunal para supervisar el caso</td></tr>
<tr><td>Suspension automática</td><td><a href="https://automaticstay.org" title="Automatic Stay in Bankruptcy - Open Bankruptcy Project" target="_blank" rel="noopener">Automatic stay</a></td><td>Protección inmediata que detiene cobros al presentar bancarrota</td></tr>
<tr><td>Capítulo 7</td><td><a href="https://whatischapter7.com/" title="Chapter 7">Chapter 7</a></td><td>Liquidación - elimina deudas no garantizadas en 3-4 meses</td></tr>
<tr><td>Capítulo 13</td><td><a href="https://chapter7vs13.org/" title="Chapter 13">Chapter 13</a></td><td>Plan de pagos de 3-5 anos para reorganizar deudas</td></tr>
</table>
</div>
<div class="content-section">
<h2>Preguntas Frecuentes</h2>
<div class="faq-item"><div class="faq-q">Cuanto tarda la bancarrota en detener un embargo?</div><div class="faq-a">La suspension automática es inmediata al presentar. Su empleador generalmente detiene el embargo dentro de 1-2 periodos de pago despues de recibir el aviso del tribunal.</div></div>
<div class="faq-item"><div class="faq-q">Puedo recuperar dinero ya embargado?</div><div class="faq-a">En algunos casos, si. Si el embargo ocurrio dentro de los 90 dias antes de presentar bancarrota, los fondos pueden ser recuperables como transferencia preferencial.</div></div>
<div class="faq-item"><div class="faq-q">Mi empleador puede despedirme por presentar bancarrota?</div><div class="faq-a">No. La ley federal (11 U.S.C. sección 525) prohibe a los empleadores despedirlo solo porque presento bancarrota.</div></div>
</div>
<div class="cta-box">
<h3>Verifique su Elegibilidad</h3>
<p>Use nuestras herramientas gratuitas para evaluar su situación.</p>
<a href="https://1328f.com/index-es.html?utm_source=stopgarnishment.org&utm_medium=cta&utm_campaign=btn-es" class="cta-btn green">Verificar Elegibilidad</a>
<a href="https://chapter7vs13.org/es.html?utm_source=stopgarnishment.org&utm_medium=cta&utm_campaign=btn-es" class="cta-btn blue">Capítulo 7 vs 13</a>
</div>
<div class="spanish-network">
<h3>Guías en Español / Spanish Guides</h3>
<div class="links">
<a href="https://chapter7vs13.org/es.html?utm_source=stopgarnishment.org&utm_medium=spanish-network&utm_campaign=btn-es">Capítulo 7 vs 13</a>
<a href="https://howtofilebankruptcy.org/es.html?utm_source=stopgarnishment.org&utm_medium=spanish-network&utm_campaign=btn-es">Como Declararse</a>
<a href="https://howmuchdoesbankruptcycost.com/es.html?utm_source=stopgarnishment.org&utm_medium=spanish-network&utm_campaign=btn-es">Cuanto Cuesta</a>
<a href="https://automaticstay.org/index-es.html?utm_source=stopgarnishment.org&utm_medium=spanish-network&utm_campaign=btn-es">Suspension Automática</a>
<a href="https://bankruptcyexemptionsbystate.com/es.html?utm_source=stopgarnishment.org&utm_medium=spanish-network&utm_campaign=btn-es">Exenciones por Estado</a>
<a href="https://nondischargeable.org/es.html?utm_source=stopgarnishment.org&utm_medium=spanish-network&utm_campaign=btn-es">Deudas No Descargables</a>
<a href="https://341meeting.org/index-es.html?utm_source=stopgarnishment.org&utm_medium=spanish-network&utm_campaign=btn-es">Junta 341</a>
<a href="https://keepmycarinbankruptcy.com/es.html?utm_source=stopgarnishment.org&utm_medium=spanish-network&utm_campaign=btn-es">Conservar Mi Carro</a>
<a href="https://bankruptcymeanstest.org/es.html?utm_source=stopgarnishment.org&utm_medium=spanish-network&utm_campaign=btn-es">Prueba de Medios</a>
</div>
</div>
</main>
<!-- BOOST-TOP10 internal links (boost_internal_links.py) -->
<div class="boost-top10" style="max-width:820px;margin:2rem auto;padding:1.5rem;background:#0d1117;border:1px solid #238636;border-radius:8px">
<p style="color:#f0f6fc;font-weight:700;font-size:1.05rem;margin:0 0 0.75rem 0">You May Also Find Helpful</p>
<ul style="list-style:none;padding:0;margin:0">
<li style="margin-bottom:0.5rem"><a href="https://bankruptcystudentloans.org/?utm_source=stopgarnishment.org&utm_medium=boost-top10&utm_campaign=btn-network" style="color:#58a6ff;text-decoration:none;font-size:0.9rem">Student Loans in Bankruptcy</a> <span style="color:#7d8590;font-size:0.8rem">-- bankruptcystudentloans.org</span></li>
<li style="margin-bottom:0.5rem"><a href="https://openbankruptcyproject.org/?utm_source=stopgarnishment.org&utm_medium=boost-top10&utm_campaign=btn-network" style="color:#58a6ff;text-decoration:none;font-size:0.9rem">Open Bankruptcy Project</a> <span style="color:#7d8590;font-size:0.8rem">-- openbankruptcyproject.org</span></li>
<li style="margin-bottom:0.5rem"><a href="https://chapter7vs13.org/?utm_source=stopgarnishment.org&utm_medium=boost-top10&utm_campaign=btn-network" style="color:#58a6ff;text-decoration:none;font-size:0.9rem">Chapter 7 vs. Chapter 13 Comparison</a> <span style="color:#7d8590;font-size:0.8rem">-- chapter7vs13.org</span></li>
</ul>
</div>
<!-- BTN:FOOTER:START -->
<footer class="network-footer" role="contentinfo">
<p style="color:#e6edf3;margin:0 0 0.5rem;font-size:0.95rem">Free, open-source bankruptcy transparency. No ads. No affiliate links. Supported by donations.</p>
<p><strong>Parte del Open Bankruptcy Project</strong></p>
<p>Información real, sin condiciones.</p>
<div class="links">
<a href="https://1328f.com?utm_source=stopgarnishment.org&utm_medium=referral&utm_campaign=btn-network">1328f.com</a>
<a href="https://1328f.org?utm_source=stopgarnishment.org&utm_medium=referral&utm_campaign=btn-network">1328f.org</a>
<a href="https://automaticstay.org?utm_source=stopgarnishment.org&utm_medium=referral&utm_campaign=btn-network">automaticstay.org</a>
<a href="https://bankruptcymeanstest.org?utm_source=stopgarnishment.org&utm_medium=referral&utm_campaign=btn-network">meanstest</a>
<a href="https://341meeting.org?utm_source=stopgarnishment.org&utm_medium=referral&utm_campaign=btn-network">341meeting.org</a>
<a href="https://chapter7vs13.org?utm_source=stopgarnishment.org&utm_medium=referral&utm_campaign=btn-network">chapter7vs13.org</a>
<a href="https://openbankruptcyproject.org?utm_source=stopgarnishment.org&utm_medium=referral&utm_campaign=btn-network">openbankruptcyproject.org</a>
<a href="https://github.com/sponsors/openbankruptcyproject" style="display:inline-block;background:#bf3989;color:#fff;padding:0.6rem 1.8rem;border-radius:6px;font-weight:600;font-size:0.95rem;text-decoration:none;transition:background 0.2s" onmouseover="this.style.background='#9e2c6f'" onmouseout="this.style.background='#bf3989'">♥ Sponsor</a>
</div>
<p class="disclaimer">Este sitio proporciona información educativa gratuita sobre bancarrota. No constituye asesoramiento legal. No se crea una relacion abogado-cliente. Consulte a un abogado con licencia para su situación especifica.<br>Un proyecto del <strong>Open Bankruptcy Project</strong>, una organizacion 501(c)(3) de caridad publica (EIN 41-5159631).</p>
<p style="margin-top:0.75rem;font-size:0.8rem"><a href="https://openbankruptcyproject.org/privacy.html?utm_source=stopgarnishment.org&utm_medium=referral&utm_campaign=btn-network" style="color:#7d8590;text-decoration:none">Privacidad</a> | <a href="https://openbankruptcyproject.org/terms.html?utm_source=stopgarnishment.org&utm_medium=referral&utm_campaign=btn-network" style="color:#7d8590;text-decoration:none">Terminos</a></p>
<p>This site provides general information, not legal advice. Consult a qualified attorney for your specific situation.</p>
</footer>
<div style="text-align:center;padding:1rem 0 0;border-top:1px solid #30363d;margin-top:1.5rem">
<p style="color:#7d8590;font-size:0.75rem">Our research was cited by the federal judiciary as <a href="https://www.uscourts.gov/rules-policies/records-and-archives-rules-committees/rules-suggestions" target="_blank" rel="noopener" style="color:#58a6ff">Suggestions 26-BK-3 and 26-BK-5</a></p>
</div>
<!-- BTN:FOOTER:END -->
<script src="/btn-engage.js" defer></script>
<script>
document.querySelectorAll('.faq-item').forEach(function(item){
item.querySelector('.faq-q').addEventListener('click',function(){
item.classList.toggle('open');
});
});
document.querySelector('.hamburger')&&document.querySelector('.hamburger').addEventListener('click',function(){
document.querySelector('.nav-links').classList.toggle('open');
});
</script>
<script src="https://openbankruptcyproject.org/btn-search.js" defer></script>
</body>
</html>