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loan_default.dot
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6349 lines (6349 loc) · 326 KB
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digraph Tree {
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43 -> 51 ;
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104 -> 105 ;
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107 -> 108 ;
109 [label="int.rate <= 0.088\ngini = 0.219\nsamples = 160\nvalue = [140, 20]", fillcolor="#e99355"] ;
108 -> 109 ;
110 [label="fico <= 732.0\ngini = 0.346\nsamples = 9\nvalue = [7, 2]", fillcolor="#eca572"] ;
109 -> 110 ;
111 [label="fico <= 724.5\ngini = 0.48\nsamples = 5\nvalue = [3, 2]", fillcolor="#f6d5bd"] ;
110 -> 111 ;
112 [label="gini = 0.5\nsamples = 2\nvalue = [1, 1]", fillcolor="#ffffff"] ;
111 -> 112 ;
113 [label="gini = 0.444\nsamples = 3\nvalue = [2, 1]", fillcolor="#f2c09c"] ;
111 -> 113 ;
114 [label="gini = 0.0\nsamples = 4\nvalue = [4, 0]", fillcolor="#e58139"] ;
110 -> 114 ;
115 [label="fico <= 744.5\ngini = 0.21\nsamples = 151\nvalue = [133, 18]", fillcolor="#e99254"] ;
109 -> 115 ;
116 [label="fico <= 734.5\ngini = 0.22\nsamples = 127\nvalue = [111, 16]", fillcolor="#e99356"] ;
115 -> 116 ;
117 [label="fico <= 724.5\ngini = 0.2\nsamples = 62\nvalue = [55, 7]", fillcolor="#e89152"] ;
116 -> 117 ;
118 [label="gini = 0.245\nsamples = 14\nvalue = [12, 2]", fillcolor="#e9965a"] ;
117 -> 118 ;
119 [label="fico <= 729.5\ngini = 0.187\nsamples = 48\nvalue = [43, 5]", fillcolor="#e89050"] ;
117 -> 119 ;
120 [label="gini = 0.191\nsamples = 28\nvalue = [25, 3]", fillcolor="#e89051"] ;
119 -> 120 ;
121 [label="gini = 0.18\nsamples = 20\nvalue = [18, 2]", fillcolor="#e88f4f"] ;
119 -> 121 ;
122 [label="fico <= 739.5\ngini = 0.239\nsamples = 65\nvalue = [56, 9]", fillcolor="#e99559"] ;
116 -> 122 ;
123 [label="gini = 0.271\nsamples = 31\nvalue = [26, 5]", fillcolor="#ea995f"] ;
122 -> 123 ;
124 [label="gini = 0.208\nsamples = 34\nvalue = [30, 4]", fillcolor="#e89253"] ;
122 -> 124 ;
125 [label="gini = 0.153\nsamples = 24\nvalue = [22, 2]", fillcolor="#e78c4b"] ;
115 -> 125 ;
126 [label="gini = 0.0\nsamples = 7\nvalue = [7, 0]", fillcolor="#e58139"] ;
108 -> 126 ;
127 [label="fico <= 729.5\ngini = 0.375\nsamples = 8\nvalue = [6, 2]", fillcolor="#eeab7b"] ;
107 -> 127 ;
128 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]", fillcolor="#399de5"] ;
127 -> 128 ;
129 [label="fico <= 739.5\ngini = 0.245\nsamples = 7\nvalue = [6, 1]", fillcolor="#e9965a"] ;
127 -> 129 ;
130 [label="gini = 0.0\nsamples = 2\nvalue = [2, 0]", fillcolor="#e58139"] ;
129 -> 130 ;
131 [label="fico <= 744.5\ngini = 0.32\nsamples = 5\nvalue = [4, 1]", fillcolor="#eca06a"] ;
129 -> 131 ;
132 [label="gini = 0.375\nsamples = 4\nvalue = [3, 1]", fillcolor="#eeab7b"] ;
131 -> 132 ;
133 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]", fillcolor="#e58139"] ;
131 -> 133 ;
134 [label="fico <= 739.5\ngini = 0.149\nsamples = 99\nvalue = [91, 8]", fillcolor="#e78c4a"] ;
106 -> 134 ;
135 [label="fico <= 734.5\ngini = 0.092\nsamples = 62\nvalue = [59, 3]", fillcolor="#e68743"] ;
134 -> 135 ;
136 [label="int.rate <= 0.093\ngini = 0.185\nsamples = 29\nvalue = [26, 3]", fillcolor="#e89050"] ;
135 -> 136 ;
137 [label="gini = 0.0\nsamples = 8\nvalue = [8, 0]", fillcolor="#e58139"] ;
136 -> 137 ;
138 [label="fico <= 729.5\ngini = 0.245\nsamples = 21\nvalue = [18, 3]", fillcolor="#e9965a"] ;
136 -> 138 ;
139 [label="fico <= 724.5\ngini = 0.165\nsamples = 11\nvalue = [10, 1]", fillcolor="#e88e4d"] ;
138 -> 139 ;
140 [label="gini = 0.0\nsamples = 2\nvalue = [2, 0]", fillcolor="#e58139"] ;
139 -> 140 ;
141 [label="gini = 0.198\nsamples = 9\nvalue = [8, 1]", fillcolor="#e89152"] ;
139 -> 141 ;
142 [label="gini = 0.32\nsamples = 10\nvalue = [8, 2]", fillcolor="#eca06a"] ;
138 -> 142 ;
143 [label="gini = 0.0\nsamples = 33\nvalue = [33, 0]", fillcolor="#e58139"] ;
135 -> 143 ;
144 [label="int.rate <= 0.093\ngini = 0.234\nsamples = 37\nvalue = [32, 5]", fillcolor="#e99558"] ;
134 -> 144 ;
145 [label="fico <= 744.5\ngini = 0.444\nsamples = 3\nvalue = [2, 1]", fillcolor="#f2c09c"] ;
144 -> 145 ;
146 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]", fillcolor="#399de5"] ;
145 -> 146 ;
147 [label="gini = 0.0\nsamples = 2\nvalue = [2, 0]", fillcolor="#e58139"] ;
145 -> 147 ;
148 [label="fico <= 744.5\ngini = 0.208\nsamples = 34\nvalue = [30, 4]", fillcolor="#e89253"] ;
144 -> 148 ;
149 [label="gini = 0.188\nsamples = 19\nvalue = [17, 2]", fillcolor="#e89050"] ;
148 -> 149 ;
150 [label="gini = 0.231\nsamples = 15\nvalue = [13, 2]", fillcolor="#e99457"] ;
148 -> 150 ;
151 [label="int.rate <= 0.079\ngini = 0.07\nsamples = 1051\nvalue = [1013, 38]", fillcolor="#e68640"] ;
1 -> 151 ;
152 [label="fico <= 819.5\ngini = 0.046\nsamples = 469\nvalue = [458, 11]", fillcolor="#e6843e"] ;
151 -> 152 ;
153 [label="int.rate <= 0.071\ngini = 0.042\nsamples = 467\nvalue = [457, 10]", fillcolor="#e6843d"] ;
152 -> 153 ;
154 [label="fico <= 754.5\ngini = 0.121\nsamples = 31\nvalue = [29, 2]", fillcolor="#e78a47"] ;
153 -> 154 ;
155 [label="int.rate <= 0.069\ngini = 0.444\nsamples = 3\nvalue = [2, 1]", fillcolor="#f2c09c"] ;
154 -> 155 ;
156 [label="gini = 0.0\nsamples = 2\nvalue = [2, 0]", fillcolor="#e58139"] ;
155 -> 156 ;
157 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]", fillcolor="#399de5"] ;
155 -> 157 ;
158 [label="fico <= 774.5\ngini = 0.069\nsamples = 28\nvalue = [27, 1]", fillcolor="#e68640"] ;
154 -> 158 ;
159 [label="int.rate <= 0.069\ngini = 0.198\nsamples = 9\nvalue = [8, 1]", fillcolor="#e89152"] ;
158 -> 159 ;
160 [label="gini = 0.0\nsamples = 3\nvalue = [3, 0]", fillcolor="#e58139"] ;
159 -> 160 ;
161 [label="gini = 0.278\nsamples = 6\nvalue = [5, 1]", fillcolor="#ea9a61"] ;
159 -> 161 ;
162 [label="gini = 0.0\nsamples = 19\nvalue = [19, 0]", fillcolor="#e58139"] ;
158 -> 162 ;
163 [label="fico <= 774.5\ngini = 0.036\nsamples = 436\nvalue = [428, 8]", fillcolor="#e5833d"] ;
153 -> 163 ;
164 [label="int.rate <= 0.075\ngini = 0.018\nsamples = 221\nvalue = [219, 2]", fillcolor="#e5823b"] ;
163 -> 164 ;
165 [label="int.rate <= 0.074\ngini = 0.051\nsamples = 76\nvalue = [74, 2]", fillcolor="#e6843e"] ;
164 -> 165 ;
166 [label="gini = 0.0\nsamples = 61\nvalue = [61, 0]", fillcolor="#e58139"] ;
165 -> 166 ;
167 [label="fico <= 764.5\ngini = 0.231\nsamples = 15\nvalue = [13, 2]", fillcolor="#e99457"] ;
165 -> 167 ;
168 [label="fico <= 754.5\ngini = 0.48\nsamples = 5\nvalue = [3, 2]", fillcolor="#f6d5bd"] ;
167 -> 168 ;
169 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]", fillcolor="#e58139"] ;
168 -> 169 ;
170 [label="fico <= 759.5\ngini = 0.5\nsamples = 4\nvalue = [2, 2]", fillcolor="#ffffff"] ;
168 -> 170 ;
171 [label="gini = 0.5\nsamples = 2\nvalue = [1, 1]", fillcolor="#ffffff"] ;
170 -> 171 ;
172 [label="gini = 0.5\nsamples = 2\nvalue = [1, 1]", fillcolor="#ffffff"] ;
170 -> 172 ;
173 [label="gini = 0.0\nsamples = 10\nvalue = [10, 0]", fillcolor="#e58139"] ;
167 -> 173 ;
174 [label="gini = 0.0\nsamples = 145\nvalue = [145, 0]", fillcolor="#e58139"] ;
164 -> 174 ;
175 [label="fico <= 779.5\ngini = 0.054\nsamples = 215\nvalue = [209, 6]", fillcolor="#e6853f"] ;
163 -> 175 ;
176 [label="int.rate <= 0.076\ngini = 0.113\nsamples = 50\nvalue = [47, 3]", fillcolor="#e78946"] ;
175 -> 176 ;
177 [label="gini = 0.0\nsamples = 19\nvalue = [19, 0]", fillcolor="#e58139"] ;
176 -> 177 ;
178 [label="int.rate <= 0.077\ngini = 0.175\nsamples = 31\nvalue = [28, 3]", fillcolor="#e88e4e"] ;
176 -> 178 ;
179 [label="gini = 0.124\nsamples = 15\nvalue = [14, 1]", fillcolor="#e78a47"] ;
178 -> 179 ;
180 [label="int.rate <= 0.078\ngini = 0.219\nsamples = 16\nvalue = [14, 2]", fillcolor="#e99355"] ;
178 -> 180 ;
181 [label="gini = 0.245\nsamples = 14\nvalue = [12, 2]", fillcolor="#e9965a"] ;
180 -> 181 ;
182 [label="gini = 0.0\nsamples = 2\nvalue = [2, 0]", fillcolor="#e58139"] ;
180 -> 182 ;
183 [label="int.rate <= 0.077\ngini = 0.036\nsamples = 165\nvalue = [162, 3]", fillcolor="#e5833d"] ;
175 -> 183 ;
184 [label="fico <= 804.5\ngini = 0.027\nsamples = 148\nvalue = [146, 2]", fillcolor="#e5833c"] ;
183 -> 184 ;
185 [label="fico <= 784.5\ngini = 0.016\nsamples = 127\nvalue = [126, 1]", fillcolor="#e5823b"] ;
184 -> 185 ;
186 [label="int.rate <= 0.077\ngini = 0.054\nsamples = 36\nvalue = [35, 1]", fillcolor="#e6853f"] ;
185 -> 186 ;
187 [label="gini = 0.0\nsamples = 26\nvalue = [26, 0]", fillcolor="#e58139"] ;
186 -> 187 ;
188 [label="gini = 0.18\nsamples = 10\nvalue = [9, 1]", fillcolor="#e88f4f"] ;
186 -> 188 ;
189 [label="gini = 0.0\nsamples = 91\nvalue = [91, 0]", fillcolor="#e58139"] ;
185 -> 189 ;
190 [label="int.rate <= 0.074\ngini = 0.091\nsamples = 21\nvalue = [20, 1]", fillcolor="#e68743"] ;
184 -> 190 ;
191 [label="int.rate <= 0.074\ngini = 0.219\nsamples = 8\nvalue = [7, 1]", fillcolor="#e99355"] ;
190 -> 191 ;
192 [label="gini = 0.0\nsamples = 4\nvalue = [4, 0]", fillcolor="#e58139"] ;
191 -> 192 ;
193 [label="fico <= 809.5\ngini = 0.375\nsamples = 4\nvalue = [3, 1]", fillcolor="#eeab7b"] ;
191 -> 193 ;
194 [label="gini = 0.444\nsamples = 3\nvalue = [2, 1]", fillcolor="#f2c09c"] ;
193 -> 194 ;
195 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]", fillcolor="#e58139"] ;
193 -> 195 ;
196 [label="gini = 0.0\nsamples = 13\nvalue = [13, 0]", fillcolor="#e58139"] ;
190 -> 196 ;
197 [label="fico <= 789.5\ngini = 0.111\nsamples = 17\nvalue = [16, 1]", fillcolor="#e78945"] ;
183 -> 197 ;
198 [label="fico <= 784.5\ngini = 0.245\nsamples = 7\nvalue = [6, 1]", fillcolor="#e9965a"] ;
197 -> 198 ;
199 [label="gini = 0.0\nsamples = 4\nvalue = [4, 0]", fillcolor="#e58139"] ;
198 -> 199 ;
200 [label="int.rate <= 0.078\ngini = 0.444\nsamples = 3\nvalue = [2, 1]", fillcolor="#f2c09c"] ;
198 -> 200 ;
201 [label="gini = 0.5\nsamples = 2\nvalue = [1, 1]", fillcolor="#ffffff"] ;
200 -> 201 ;
202 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]", fillcolor="#e58139"] ;
200 -> 202 ;
203 [label="gini = 0.0\nsamples = 10\nvalue = [10, 0]", fillcolor="#e58139"] ;
197 -> 203 ;
204 [label="int.rate <= 0.075\ngini = 0.5\nsamples = 2\nvalue = [1, 1]", fillcolor="#ffffff"] ;
152 -> 204 ;
205 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]", fillcolor="#e58139"] ;
204 -> 205 ;
206 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]", fillcolor="#399de5"] ;
204 -> 206 ;
207 [label="int.rate <= 0.09\ngini = 0.088\nsamples = 582\nvalue = [555, 27]", fillcolor="#e68743"] ;
151 -> 207 ;
208 [label="int.rate <= 0.09\ngini = 0.1\nsamples = 475\nvalue = [450, 25]", fillcolor="#e68844"] ;
207 -> 208 ;
209 [label="fico <= 804.5\ngini = 0.096\nsamples = 473\nvalue = [449, 24]", fillcolor="#e68844"] ;
208 -> 209 ;
210 [label="int.rate <= 0.085\ngini = 0.101\nsamples = 450\nvalue = [426, 24]", fillcolor="#e68844"] ;
209 -> 210 ;
211 [label="fico <= 799.5\ngini = 0.126\nsamples = 193\nvalue = [180, 13]", fillcolor="#e78a47"] ;
210 -> 211 ;
212 [label="fico <= 774.5\ngini = 0.111\nsamples = 186\nvalue = [175, 11]", fillcolor="#e78945"] ;
211 -> 212 ;
213 [label="fico <= 769.5\ngini = 0.133\nsamples = 126\nvalue = [117, 9]", fillcolor="#e78b48"] ;
212 -> 213 ;
214 [label="int.rate <= 0.082\ngini = 0.107\nsamples = 106\nvalue = [100, 6]", fillcolor="#e78945"] ;
213 -> 214 ;
215 [label="int.rate <= 0.08\ngini = 0.134\nsamples = 83\nvalue = [77, 6]", fillcolor="#e78b48"] ;
214 -> 215 ;
216 [label="fico <= 759.5\ngini = 0.123\nsamples = 76\nvalue = [71, 5]", fillcolor="#e78a47"] ;
215 -> 216 ;
217 [label="fico <= 754.5\ngini = 0.176\nsamples = 41\nvalue = [37, 4]", fillcolor="#e88f4e"] ;
216 -> 217 ;
218 [label="gini = 0.159\nsamples = 23\nvalue = [21, 2]", fillcolor="#e78d4c"] ;
217 -> 218 ;
219 [label="gini = 0.198\nsamples = 18\nvalue = [16, 2]", fillcolor="#e89152"] ;
217 -> 219 ;
220 [label="fico <= 764.5\ngini = 0.056\nsamples = 35\nvalue = [34, 1]", fillcolor="#e6853f"] ;
216 -> 220 ;
221 [label="gini = 0.0\nsamples = 19\nvalue = [19, 0]", fillcolor="#e58139"] ;
220 -> 221 ;
222 [label="gini = 0.117\nsamples = 16\nvalue = [15, 1]", fillcolor="#e78946"] ;
220 -> 222 ;
223 [label="fico <= 759.5\ngini = 0.245\nsamples = 7\nvalue = [6, 1]", fillcolor="#e9965a"] ;
215 -> 223 ;
224 [label="gini = 0.0\nsamples = 4\nvalue = [4, 0]", fillcolor="#e58139"] ;
223 -> 224 ;
225 [label="fico <= 764.5\ngini = 0.444\nsamples = 3\nvalue = [2, 1]", fillcolor="#f2c09c"] ;
223 -> 225 ;
226 [label="gini = 0.5\nsamples = 2\nvalue = [1, 1]", fillcolor="#ffffff"] ;
225 -> 226 ;
227 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]", fillcolor="#e58139"] ;
225 -> 227 ;
228 [label="gini = 0.0\nsamples = 23\nvalue = [23, 0]", fillcolor="#e58139"] ;
214 -> 228 ;
229 [label="int.rate <= 0.082\ngini = 0.255\nsamples = 20\nvalue = [17, 3]", fillcolor="#ea975c"] ;
213 -> 229 ;
230 [label="int.rate <= 0.08\ngini = 0.117\nsamples = 16\nvalue = [15, 1]", fillcolor="#e78946"] ;
229 -> 230 ;
231 [label="gini = 0.124\nsamples = 15\nvalue = [14, 1]", fillcolor="#e78a47"] ;
230 -> 231 ;
232 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]", fillcolor="#e58139"] ;
230 -> 232 ;
233 [label="int.rate <= 0.084\ngini = 0.5\nsamples = 4\nvalue = [2, 2]", fillcolor="#ffffff"] ;
229 -> 233 ;
234 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]", fillcolor="#399de5"] ;
233 -> 234 ;
235 [label="gini = 0.444\nsamples = 3\nvalue = [2, 1]", fillcolor="#f2c09c"] ;
233 -> 235 ;
236 [label="int.rate <= 0.082\ngini = 0.064\nsamples = 60\nvalue = [58, 2]", fillcolor="#e68540"] ;
212 -> 236 ;
237 [label="fico <= 784.5\ngini = 0.036\nsamples = 54\nvalue = [53, 1]", fillcolor="#e5833d"] ;
236 -> 237 ;
238 [label="gini = 0.0\nsamples = 25\nvalue = [25, 0]", fillcolor="#e58139"] ;
237 -> 238 ;
239 [label="fico <= 789.5\ngini = 0.067\nsamples = 29\nvalue = [28, 1]", fillcolor="#e68640"] ;
237 -> 239 ;
240 [label="int.rate <= 0.08\ngini = 0.219\nsamples = 8\nvalue = [7, 1]", fillcolor="#e99355"] ;
239 -> 240 ;
241 [label="gini = 0.245\nsamples = 7\nvalue = [6, 1]", fillcolor="#e9965a"] ;
240 -> 241 ;
242 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]", fillcolor="#e58139"] ;
240 -> 242 ;
243 [label="gini = 0.0\nsamples = 21\nvalue = [21, 0]", fillcolor="#e58139"] ;
239 -> 243 ;
244 [label="fico <= 794.5\ngini = 0.278\nsamples = 6\nvalue = [5, 1]", fillcolor="#ea9a61"] ;
236 -> 244 ;
245 [label="gini = 0.0\nsamples = 4\nvalue = [4, 0]", fillcolor="#e58139"] ;
244 -> 245 ;
246 [label="int.rate <= 0.084\ngini = 0.5\nsamples = 2\nvalue = [1, 1]", fillcolor="#ffffff"] ;
244 -> 246 ;
247 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]", fillcolor="#399de5"] ;
246 -> 247 ;
248 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]", fillcolor="#e58139"] ;
246 -> 248 ;
249 [label="gini = 0.408\nsamples = 7\nvalue = [5, 2]", fillcolor="#efb388"] ;
211 -> 249 ;
250 [label="fico <= 789.5\ngini = 0.082\nsamples = 257\nvalue = [246, 11]", fillcolor="#e68742"] ;
210 -> 250 ;
251 [label="fico <= 784.5\ngini = 0.095\nsamples = 221\nvalue = [210, 11]", fillcolor="#e68843"] ;
250 -> 251 ;
252 [label="fico <= 759.5\ngini = 0.082\nsamples = 210\nvalue = [201, 9]", fillcolor="#e68742"] ;
251 -> 252 ;
253 [label="int.rate <= 0.086\ngini = 0.116\nsamples = 97\nvalue = [91, 6]", fillcolor="#e78946"] ;
252 -> 253 ;
254 [label="fico <= 754.5\ngini = 0.159\nsamples = 46\nvalue = [42, 4]", fillcolor="#e78d4c"] ;
253 -> 254 ;
255 [label="gini = 0.147\nsamples = 25\nvalue = [23, 2]", fillcolor="#e78c4a"] ;
254 -> 255 ;
256 [label="gini = 0.172\nsamples = 21\nvalue = [19, 2]", fillcolor="#e88e4e"] ;
254 -> 256 ;
257 [label="fico <= 754.5\ngini = 0.075\nsamples = 51\nvalue = [49, 2]", fillcolor="#e68641"] ;
253 -> 257 ;
258 [label="gini = 0.0\nsamples = 21\nvalue = [21, 0]", fillcolor="#e58139"] ;
257 -> 258 ;
259 [label="int.rate <= 0.088\ngini = 0.124\nsamples = 30\nvalue = [28, 2]", fillcolor="#e78a47"] ;
257 -> 259 ;
260 [label="gini = 0.0\nsamples = 5\nvalue = [5, 0]", fillcolor="#e58139"] ;
259 -> 260 ;
261 [label="gini = 0.147\nsamples = 25\nvalue = [23, 2]", fillcolor="#e78c4a"] ;
259 -> 261 ;
262 [label="fico <= 769.5\ngini = 0.052\nsamples = 113\nvalue = [110, 3]", fillcolor="#e6843e"] ;
252 -> 262 ;
263 [label="gini = 0.0\nsamples = 57\nvalue = [57, 0]", fillcolor="#e58139"] ;
262 -> 263 ;
264 [label="int.rate <= 0.088\ngini = 0.101\nsamples = 56\nvalue = [53, 3]", fillcolor="#e68844"] ;
262 -> 264 ;
265 [label="gini = 0.0\nsamples = 22\nvalue = [22, 0]", fillcolor="#e58139"] ;
264 -> 265 ;
266 [label="fico <= 774.5\ngini = 0.161\nsamples = 34\nvalue = [31, 3]", fillcolor="#e88d4c"] ;
264 -> 266 ;
267 [label="gini = 0.18\nsamples = 10\nvalue = [9, 1]", fillcolor="#e88f4f"] ;
266 -> 267 ;
268 [label="fico <= 779.5\ngini = 0.153\nsamples = 24\nvalue = [22, 2]", fillcolor="#e78c4b"] ;
266 -> 268 ;
269 [label="gini = 0.133\nsamples = 14\nvalue = [13, 1]", fillcolor="#e78b48"] ;
268 -> 269 ;
270 [label="gini = 0.18\nsamples = 10\nvalue = [9, 1]", fillcolor="#e88f4f"] ;
268 -> 270 ;
271 [label="int.rate <= 0.088\ngini = 0.298\nsamples = 11\nvalue = [9, 2]", fillcolor="#eb9d65"] ;
251 -> 271 ;
272 [label="int.rate <= 0.086\ngini = 0.48\nsamples = 5\nvalue = [3, 2]", fillcolor="#f6d5bd"] ;
271 -> 272 ;
273 [label="gini = 0.375\nsamples = 4\nvalue = [3, 1]", fillcolor="#eeab7b"] ;
272 -> 273 ;
274 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]", fillcolor="#399de5"] ;
272 -> 274 ;
275 [label="gini = 0.0\nsamples = 6\nvalue = [6, 0]", fillcolor="#e58139"] ;
271 -> 275 ;
276 [label="gini = 0.0\nsamples = 36\nvalue = [36, 0]", fillcolor="#e58139"] ;
250 -> 276 ;
277 [label="gini = 0.0\nsamples = 23\nvalue = [23, 0]", fillcolor="#e58139"] ;
209 -> 277 ;
278 [label="fico <= 802.0\ngini = 0.5\nsamples = 2\nvalue = [1, 1]", fillcolor="#ffffff"] ;
208 -> 278 ;
279 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]", fillcolor="#399de5"] ;
278 -> 279 ;
280 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]", fillcolor="#e58139"] ;
278 -> 280 ;
281 [label="fico <= 794.5\ngini = 0.037\nsamples = 107\nvalue = [105, 2]", fillcolor="#e5833d"] ;
207 -> 281 ;
282 [label="fico <= 759.5\ngini = 0.021\nsamples = 93\nvalue = [92, 1]", fillcolor="#e5823b"] ;
281 -> 282 ;
283 [label="fico <= 754.5\ngini = 0.059\nsamples = 33\nvalue = [32, 1]", fillcolor="#e6853f"] ;
282 -> 283 ;
284 [label="gini = 0.0\nsamples = 21\nvalue = [21, 0]", fillcolor="#e58139"] ;
283 -> 284 ;
285 [label="gini = 0.153\nsamples = 12\nvalue = [11, 1]", fillcolor="#e78c4b"] ;
283 -> 285 ;
286 [label="gini = 0.0\nsamples = 60\nvalue = [60, 0]", fillcolor="#e58139"] ;
282 -> 286 ;
287 [label="fico <= 799.5\ngini = 0.133\nsamples = 14\nvalue = [13, 1]", fillcolor="#e78b48"] ;
281 -> 287 ;
288 [label="gini = 0.278\nsamples = 6\nvalue = [5, 1]", fillcolor="#ea9a61"] ;
287 -> 288 ;
289 [label="gini = 0.0\nsamples = 8\nvalue = [8, 0]", fillcolor="#e58139"] ;
287 -> 289 ;
290 [label="fico <= 669.5\ngini = 0.298\nsamples = 7902\nvalue = [6463, 1439]", fillcolor="#eb9d65"] ;
0 -> 290 [labeldistance=2.5, labelangle=-45, headlabel="False"] ;
291 [label="int.rate <= 0.16\ngini = 0.383\nsamples = 1339\nvalue = [993, 346]", fillcolor="#eead7e"] ;
290 -> 291 ;
292 [label="fico <= 659.5\ngini = 0.357\nsamples = 982\nvalue = [754, 228]", fillcolor="#eda775"] ;
291 -> 292 ;
293 [label="int.rate <= 0.123\ngini = 0.409\nsamples = 363\nvalue = [259, 104]", fillcolor="#efb489"] ;
292 -> 293 ;
294 [label="gini = 0.0\nsamples = 3\nvalue = [0, 3]", fillcolor="#399de5"] ;
293 -> 294 ;
295 [label="int.rate <= 0.139\ngini = 0.404\nsamples = 360\nvalue = [259, 101]", fillcolor="#efb286"] ;
293 -> 295 ;
296 [label="fico <= 639.5\ngini = 0.303\nsamples = 113\nvalue = [92, 21]", fillcolor="#eb9e66"] ;
295 -> 296 ;
297 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]", fillcolor="#399de5"] ;
296 -> 297 ;
298 [label="int.rate <= 0.131\ngini = 0.293\nsamples = 112\nvalue = [92, 20]", fillcolor="#eb9c64"] ;
296 -> 298 ;
299 [label="fico <= 654.5\ngini = 0.1\nsamples = 19\nvalue = [18, 1]", fillcolor="#e68844"] ;
298 -> 299 ;
300 [label="fico <= 649.5\ngini = 0.18\nsamples = 10\nvalue = [9, 1]", fillcolor="#e88f4f"] ;
299 -> 300 ;
301 [label="gini = 0.0\nsamples = 3\nvalue = [3, 0]", fillcolor="#e58139"] ;
300 -> 301 ;
302 [label="int.rate <= 0.126\ngini = 0.245\nsamples = 7\nvalue = [6, 1]", fillcolor="#e9965a"] ;
300 -> 302 ;
303 [label="gini = 0.0\nsamples = 2\nvalue = [2, 0]", fillcolor="#e58139"] ;
302 -> 303 ;
304 [label="int.rate <= 0.129\ngini = 0.32\nsamples = 5\nvalue = [4, 1]", fillcolor="#eca06a"] ;
302 -> 304 ;
305 [label="gini = 0.375\nsamples = 4\nvalue = [3, 1]", fillcolor="#eeab7b"] ;
304 -> 305 ;
306 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]", fillcolor="#e58139"] ;
304 -> 306 ;
307 [label="gini = 0.0\nsamples = 9\nvalue = [9, 0]", fillcolor="#e58139"] ;
299 -> 307 ;
308 [label="int.rate <= 0.136\ngini = 0.325\nsamples = 93\nvalue = [74, 19]", fillcolor="#eca16c"] ;
298 -> 308 ;
309 [label="fico <= 644.5\ngini = 0.366\nsamples = 54\nvalue = [41, 13]", fillcolor="#eda978"] ;
308 -> 309 ;
310 [label="gini = 0.5\nsamples = 2\nvalue = [1, 1]", fillcolor="#ffffff"] ;
309 -> 310 ;
311 [label="fico <= 654.5\ngini = 0.355\nsamples = 52\nvalue = [40, 12]", fillcolor="#eda774"] ;
309 -> 311 ;
312 [label="int.rate <= 0.135\ngini = 0.375\nsamples = 32\nvalue = [24, 8]", fillcolor="#eeab7b"] ;
311 -> 312 ;
313 [label="int.rate <= 0.134\ngini = 0.351\nsamples = 22\nvalue = [17, 5]", fillcolor="#eda673"] ;
312 -> 313 ;
314 [label="fico <= 649.5\ngini = 0.391\nsamples = 15\nvalue = [11, 4]", fillcolor="#eeaf81"] ;
313 -> 314 ;
315 [label="gini = 0.5\nsamples = 2\nvalue = [1, 1]", fillcolor="#ffffff"] ;
314 -> 315 ;
316 [label="int.rate <= 0.133\ngini = 0.355\nsamples = 13\nvalue = [10, 3]", fillcolor="#eda774"] ;
314 -> 316 ;
317 [label="int.rate <= 0.132\ngini = 0.298\nsamples = 11\nvalue = [9, 2]", fillcolor="#eb9d65"] ;
316 -> 317 ;
318 [label="gini = 0.278\nsamples = 6\nvalue = [5, 1]", fillcolor="#ea9a61"] ;
317 -> 318 ;
319 [label="gini = 0.32\nsamples = 5\nvalue = [4, 1]", fillcolor="#eca06a"] ;
317 -> 319 ;
320 [label="gini = 0.5\nsamples = 2\nvalue = [1, 1]", fillcolor="#ffffff"] ;
316 -> 320 ;
321 [label="fico <= 649.5\ngini = 0.245\nsamples = 7\nvalue = [6, 1]", fillcolor="#e9965a"] ;
313 -> 321 ;
322 [label="gini = 0.0\nsamples = 4\nvalue = [4, 0]", fillcolor="#e58139"] ;
321 -> 322 ;
323 [label="gini = 0.444\nsamples = 3\nvalue = [2, 1]", fillcolor="#f2c09c"] ;
321 -> 323 ;
324 [label="int.rate <= 0.135\ngini = 0.42\nsamples = 10\nvalue = [7, 3]", fillcolor="#f0b78e"] ;
312 -> 324 ;
325 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]", fillcolor="#399de5"] ;
324 -> 325 ;
326 [label="fico <= 649.5\ngini = 0.346\nsamples = 9\nvalue = [7, 2]", fillcolor="#eca572"] ;
324 -> 326 ;
327 [label="gini = 0.444\nsamples = 3\nvalue = [2, 1]", fillcolor="#f2c09c"] ;
326 -> 327 ;
328 [label="gini = 0.278\nsamples = 6\nvalue = [5, 1]", fillcolor="#ea9a61"] ;
326 -> 328 ;
329 [label="int.rate <= 0.132\ngini = 0.32\nsamples = 20\nvalue = [16, 4]", fillcolor="#eca06a"] ;
311 -> 329 ;
330 [label="gini = 0.0\nsamples = 2\nvalue = [2, 0]", fillcolor="#e58139"] ;
329 -> 330 ;
331 [label="int.rate <= 0.134\ngini = 0.346\nsamples = 18\nvalue = [14, 4]", fillcolor="#eca572"] ;
329 -> 331 ;
332 [label="int.rate <= 0.133\ngini = 0.408\nsamples = 7\nvalue = [5, 2]", fillcolor="#efb388"] ;
331 -> 332 ;
333 [label="gini = 0.32\nsamples = 5\nvalue = [4, 1]", fillcolor="#eca06a"] ;
332 -> 333 ;
334 [label="gini = 0.5\nsamples = 2\nvalue = [1, 1]", fillcolor="#ffffff"] ;
332 -> 334 ;
335 [label="int.rate <= 0.135\ngini = 0.298\nsamples = 11\nvalue = [9, 2]", fillcolor="#eb9d65"] ;
331 -> 335 ;
336 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]", fillcolor="#e58139"] ;
335 -> 336 ;
337 [label="gini = 0.32\nsamples = 10\nvalue = [8, 2]", fillcolor="#eca06a"] ;
335 -> 337 ;
338 [label="fico <= 649.5\ngini = 0.26\nsamples = 39\nvalue = [33, 6]", fillcolor="#ea985d"] ;
308 -> 338 ;
339 [label="fico <= 644.5\ngini = 0.332\nsamples = 19\nvalue = [15, 4]", fillcolor="#eca36e"] ;
338 -> 339 ;
340 [label="int.rate <= 0.138\ngini = 0.219\nsamples = 8\nvalue = [7, 1]", fillcolor="#e99355"] ;
339 -> 340 ;
341 [label="gini = 0.0\nsamples = 6\nvalue = [6, 0]", fillcolor="#e58139"] ;
340 -> 341 ;
342 [label="gini = 0.5\nsamples = 2\nvalue = [1, 1]", fillcolor="#ffffff"] ;
340 -> 342 ;
343 [label="int.rate <= 0.137\ngini = 0.397\nsamples = 11\nvalue = [8, 3]", fillcolor="#efb083"] ;
339 -> 343 ;
344 [label="gini = 0.0\nsamples = 2\nvalue = [2, 0]", fillcolor="#e58139"] ;
343 -> 344 ;
345 [label="int.rate <= 0.138\ngini = 0.444\nsamples = 9\nvalue = [6, 3]", fillcolor="#f2c09c"] ;
343 -> 345 ;
346 [label="gini = 0.5\nsamples = 4\nvalue = [2, 2]", fillcolor="#ffffff"] ;
345 -> 346 ;
347 [label="gini = 0.32\nsamples = 5\nvalue = [4, 1]", fillcolor="#eca06a"] ;
345 -> 347 ;
348 [label="int.rate <= 0.137\ngini = 0.18\nsamples = 20\nvalue = [18, 2]", fillcolor="#e88f4f"] ;
338 -> 348 ;
349 [label="gini = 0.0\nsamples = 2\nvalue = [2, 0]", fillcolor="#e58139"] ;
348 -> 349 ;
350 [label="int.rate <= 0.138\ngini = 0.198\nsamples = 18\nvalue = [16, 2]", fillcolor="#e89152"] ;
348 -> 350 ;
351 [label="fico <= 654.5\ngini = 0.32\nsamples = 5\nvalue = [4, 1]", fillcolor="#eca06a"] ;
350 -> 351 ;
352 [label="gini = 0.0\nsamples = 3\nvalue = [3, 0]", fillcolor="#e58139"] ;
351 -> 352 ;
353 [label="gini = 0.5\nsamples = 2\nvalue = [1, 1]", fillcolor="#ffffff"] ;
351 -> 353 ;
354 [label="fico <= 654.5\ngini = 0.142\nsamples = 13\nvalue = [12, 1]", fillcolor="#e78c49"] ;
350 -> 354 ;
355 [label="int.rate <= 0.138\ngini = 0.278\nsamples = 6\nvalue = [5, 1]", fillcolor="#ea9a61"] ;
354 -> 355 ;
356 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]", fillcolor="#e58139"] ;
355 -> 356 ;
357 [label="gini = 0.32\nsamples = 5\nvalue = [4, 1]", fillcolor="#eca06a"] ;
355 -> 357 ;
358 [label="gini = 0.0\nsamples = 7\nvalue = [7, 0]", fillcolor="#e58139"] ;
354 -> 358 ;
359 [label="int.rate <= 0.144\ngini = 0.438\nsamples = 247\nvalue = [167, 80]", fillcolor="#f1bd98"] ;
295 -> 359 ;
360 [label="fico <= 634.5\ngini = 0.482\nsamples = 79\nvalue = [47, 32]", fillcolor="#f7d7c0"] ;
359 -> 360 ;
361 [label="gini = 0.444\nsamples = 3\nvalue = [1, 2]", fillcolor="#9ccef2"] ;
360 -> 361 ;
362 [label="fico <= 639.5\ngini = 0.478\nsamples = 76\nvalue = [46, 30]", fillcolor="#f6d3ba"] ;
360 -> 362 ;
363 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]", fillcolor="#e58139"] ;
362 -> 363 ;
364 [label="fico <= 644.5\ngini = 0.48\nsamples = 75\nvalue = [45, 30]", fillcolor="#f6d5bd"] ;
362 -> 364 ;
365 [label="int.rate <= 0.14\ngini = 0.461\nsamples = 25\nvalue = [16, 9]", fillcolor="#f4c8a8"] ;
364 -> 365 ;
366 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]", fillcolor="#399de5"] ;
365 -> 366 ;
367 [label="int.rate <= 0.143\ngini = 0.444\nsamples = 24\nvalue = [16, 8]", fillcolor="#f2c09c"] ;
365 -> 367 ;
368 [label="int.rate <= 0.142\ngini = 0.355\nsamples = 13\nvalue = [10, 3]", fillcolor="#eda774"] ;
367 -> 368 ;
369 [label="int.rate <= 0.141\ngini = 0.375\nsamples = 12\nvalue = [9, 3]", fillcolor="#eeab7b"] ;
368 -> 369 ;
370 [label="gini = 0.375\nsamples = 8\nvalue = [6, 2]", fillcolor="#eeab7b"] ;
369 -> 370 ;
371 [label="gini = 0.375\nsamples = 4\nvalue = [3, 1]", fillcolor="#eeab7b"] ;
369 -> 371 ;
372 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]", fillcolor="#e58139"] ;
368 -> 372 ;
373 [label="gini = 0.496\nsamples = 11\nvalue = [6, 5]", fillcolor="#fbeade"] ;
367 -> 373 ;
374 [label="int.rate <= 0.143\ngini = 0.487\nsamples = 50\nvalue = [29, 21]", fillcolor="#f8dcc8"] ;
364 -> 374 ;
375 [label="fico <= 649.5\ngini = 0.493\nsamples = 41\nvalue = [23, 18]", fillcolor="#f9e4d4"] ;
374 -> 375 ;
376 [label="int.rate <= 0.141\ngini = 0.494\nsamples = 9\nvalue = [4, 5]", fillcolor="#d7ebfa"] ;
375 -> 376 ;
377 [label="gini = 0.0\nsamples = 2\nvalue = [0, 2]", fillcolor="#399de5"] ;
376 -> 377 ;
378 [label="int.rate <= 0.142\ngini = 0.49\nsamples = 7\nvalue = [4, 3]", fillcolor="#f8e0ce"] ;
376 -> 378 ;
379 [label="gini = 0.444\nsamples = 6\nvalue = [4, 2]", fillcolor="#f2c09c"] ;
378 -> 379 ;
380 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]", fillcolor="#399de5"] ;
378 -> 380 ;
381 [label="int.rate <= 0.142\ngini = 0.482\nsamples = 32\nvalue = [19, 13]", fillcolor="#f7d7c0"] ;
375 -> 381 ;
382 [label="fico <= 654.5\ngini = 0.426\nsamples = 13\nvalue = [9, 4]", fillcolor="#f1b991"] ;
381 -> 382 ;
383 [label="int.rate <= 0.14\ngini = 0.444\nsamples = 6\nvalue = [4, 2]", fillcolor="#f2c09c"] ;
382 -> 383 ;
384 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]", fillcolor="#e58139"] ;
383 -> 384 ;
385 [label="int.rate <= 0.141\ngini = 0.48\nsamples = 5\nvalue = [3, 2]", fillcolor="#f6d5bd"] ;
383 -> 385 ;
386 [label="gini = 0.444\nsamples = 3\nvalue = [2, 1]", fillcolor="#f2c09c"] ;
385 -> 386 ;
387 [label="gini = 0.5\nsamples = 2\nvalue = [1, 1]", fillcolor="#ffffff"] ;
385 -> 387 ;
388 [label="int.rate <= 0.14\ngini = 0.408\nsamples = 7\nvalue = [5, 2]", fillcolor="#efb388"] ;
382 -> 388 ;
389 [label="gini = 0.5\nsamples = 2\nvalue = [1, 1]", fillcolor="#ffffff"] ;
388 -> 389 ;
390 [label="gini = 0.32\nsamples = 5\nvalue = [4, 1]", fillcolor="#eca06a"] ;
388 -> 390 ;
391 [label="fico <= 654.5\ngini = 0.499\nsamples = 19\nvalue = [10, 9]", fillcolor="#fcf2eb"] ;
381 -> 391 ;
392 [label="int.rate <= 0.142\ngini = 0.48\nsamples = 5\nvalue = [2, 3]", fillcolor="#bddef6"] ;
391 -> 392 ;
393 [label="gini = 0.444\nsamples = 3\nvalue = [1, 2]", fillcolor="#9ccef2"] ;
392 -> 393 ;
394 [label="gini = 0.5\nsamples = 2\nvalue = [1, 1]", fillcolor="#ffffff"] ;
392 -> 394 ;
395 [label="int.rate <= 0.142\ngini = 0.49\nsamples = 14\nvalue = [8, 6]", fillcolor="#f8e0ce"] ;
391 -> 395 ;
396 [label="gini = 0.48\nsamples = 10\nvalue = [6, 4]", fillcolor="#f6d5bd"] ;
395 -> 396 ;
397 [label="gini = 0.5\nsamples = 4\nvalue = [2, 2]", fillcolor="#ffffff"] ;
395 -> 397 ;
398 [label="fico <= 652.0\ngini = 0.444\nsamples = 9\nvalue = [6, 3]", fillcolor="#f2c09c"] ;
374 -> 398 ;
399 [label="gini = 0.408\nsamples = 7\nvalue = [5, 2]", fillcolor="#efb388"] ;
398 -> 399 ;
400 [label="gini = 0.5\nsamples = 2\nvalue = [1, 1]", fillcolor="#ffffff"] ;
398 -> 400 ;
401 [label="fico <= 654.5\ngini = 0.408\nsamples = 168\nvalue = [120, 48]", fillcolor="#efb388"] ;
359 -> 401 ;
402 [label="int.rate <= 0.154\ngini = 0.391\nsamples = 135\nvalue = [99, 36]", fillcolor="#eeaf81"] ;
401 -> 402 ;
403 [label="fico <= 639.5\ngini = 0.412\nsamples = 93\nvalue = [66, 27]", fillcolor="#f0b58a"] ;
402 -> 403 ;
404 [label="gini = 0.0\nsamples = 3\nvalue = [3, 0]", fillcolor="#e58139"] ;
403 -> 404 ;
405 [label="int.rate <= 0.152\ngini = 0.42\nsamples = 90\nvalue = [63, 27]", fillcolor="#f0b78e"] ;
403 -> 405 ;
406 [label="fico <= 644.5\ngini = 0.405\nsamples = 78\nvalue = [56, 22]", fillcolor="#efb287"] ;
405 -> 406 ;
407 [label="int.rate <= 0.15\ngini = 0.287\nsamples = 23\nvalue = [19, 4]", fillcolor="#ea9c63"] ;
406 -> 407 ;
408 [label="int.rate <= 0.149\ngini = 0.346\nsamples = 18\nvalue = [14, 4]", fillcolor="#eca572"] ;
407 -> 408 ;
409 [label="int.rate <= 0.149\ngini = 0.305\nsamples = 16\nvalue = [13, 3]", fillcolor="#eb9e67"] ;
408 -> 409 ;
410 [label="int.rate <= 0.147\ngini = 0.337\nsamples = 14\nvalue = [11, 3]", fillcolor="#eca36f"] ;
409 -> 410 ;
411 [label="int.rate <= 0.145\ngini = 0.219\nsamples = 8\nvalue = [7, 1]", fillcolor="#e99355"] ;
410 -> 411 ;
412 [label="gini = 0.32\nsamples = 5\nvalue = [4, 1]", fillcolor="#eca06a"] ;
411 -> 412 ;
413 [label="gini = 0.0\nsamples = 3\nvalue = [3, 0]", fillcolor="#e58139"] ;
411 -> 413 ;
414 [label="int.rate <= 0.148\ngini = 0.444\nsamples = 6\nvalue = [4, 2]", fillcolor="#f2c09c"] ;
410 -> 414 ;
415 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]", fillcolor="#399de5"] ;
414 -> 415 ;
416 [label="gini = 0.32\nsamples = 5\nvalue = [4, 1]", fillcolor="#eca06a"] ;
414 -> 416 ;
417 [label="gini = 0.0\nsamples = 2\nvalue = [2, 0]", fillcolor="#e58139"] ;
409 -> 417 ;
418 [label="gini = 0.5\nsamples = 2\nvalue = [1, 1]", fillcolor="#ffffff"] ;
408 -> 418 ;
419 [label="gini = 0.0\nsamples = 5\nvalue = [5, 0]", fillcolor="#e58139"] ;
407 -> 419 ;
420 [label="fico <= 649.5\ngini = 0.44\nsamples = 55\nvalue = [37, 18]", fillcolor="#f2be99"] ;
406 -> 420 ;
421 [label="int.rate <= 0.148\ngini = 0.473\nsamples = 26\nvalue = [16, 10]", fillcolor="#f5d0b5"] ;
420 -> 421 ;
422 [label="int.rate <= 0.146\ngini = 0.346\nsamples = 9\nvalue = [7, 2]", fillcolor="#eca572"] ;
421 -> 422 ;
423 [label="gini = 0.375\nsamples = 4\nvalue = [3, 1]", fillcolor="#eeab7b"] ;
422 -> 423 ;
424 [label="int.rate <= 0.147\ngini = 0.32\nsamples = 5\nvalue = [4, 1]", fillcolor="#eca06a"] ;
422 -> 424 ;
425 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]", fillcolor="#e58139"] ;
424 -> 425 ;
426 [label="gini = 0.375\nsamples = 4\nvalue = [3, 1]", fillcolor="#eeab7b"] ;
424 -> 426 ;
427 [label="int.rate <= 0.151\ngini = 0.498\nsamples = 17\nvalue = [9, 8]", fillcolor="#fcf1e9"] ;
421 -> 427 ;
428 [label="int.rate <= 0.149\ngini = 0.486\nsamples = 12\nvalue = [7, 5]", fillcolor="#f8dbc6"] ;
427 -> 428 ;
429 [label="gini = 0.5\nsamples = 8\nvalue = [4, 4]", fillcolor="#ffffff"] ;
428 -> 429 ;
430 [label="int.rate <= 0.149\ngini = 0.375\nsamples = 4\nvalue = [3, 1]", fillcolor="#eeab7b"] ;
428 -> 430 ;
431 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]", fillcolor="#e58139"] ;
430 -> 431 ;
432 [label="gini = 0.444\nsamples = 3\nvalue = [2, 1]", fillcolor="#f2c09c"] ;
430 -> 432 ;
433 [label="gini = 0.48\nsamples = 5\nvalue = [2, 3]", fillcolor="#bddef6"] ;
427 -> 433 ;
434 [label="int.rate <= 0.146\ngini = 0.4\nsamples = 29\nvalue = [21, 8]", fillcolor="#efb184"] ;
420 -> 434 ;
435 [label="gini = 0.5\nsamples = 6\nvalue = [3, 3]", fillcolor="#ffffff"] ;
434 -> 435 ;
436 [label="int.rate <= 0.148\ngini = 0.34\nsamples = 23\nvalue = [18, 5]", fillcolor="#eca470"] ;
434 -> 436 ;
437 [label="gini = 0.0\nsamples = 4\nvalue = [4, 0]", fillcolor="#e58139"] ;
436 -> 437 ;
438 [label="int.rate <= 0.149\ngini = 0.388\nsamples = 19\nvalue = [14, 5]", fillcolor="#eeae80"] ;
436 -> 438 ;
439 [label="gini = 0.48\nsamples = 10\nvalue = [6, 4]", fillcolor="#f6d5bd"] ;
438 -> 439 ;
440 [label="int.rate <= 0.151\ngini = 0.198\nsamples = 9\nvalue = [8, 1]", fillcolor="#e89152"] ;
438 -> 440 ;
441 [label="int.rate <= 0.15\ngini = 0.278\nsamples = 6\nvalue = [5, 1]", fillcolor="#ea9a61"] ;
440 -> 441 ;
442 [label="gini = 0.0\nsamples = 2\nvalue = [2, 0]", fillcolor="#e58139"] ;
441 -> 442 ;
443 [label="gini = 0.375\nsamples = 4\nvalue = [3, 1]", fillcolor="#eeab7b"] ;
441 -> 443 ;
444 [label="gini = 0.0\nsamples = 3\nvalue = [3, 0]", fillcolor="#e58139"] ;
440 -> 444 ;
445 [label="fico <= 644.5\ngini = 0.486\nsamples = 12\nvalue = [7, 5]", fillcolor="#f8dbc6"] ;
405 -> 445 ;
446 [label="int.rate <= 0.153\ngini = 0.375\nsamples = 4\nvalue = [1, 3]", fillcolor="#7bbeee"] ;
445 -> 446 ;
447 [label="gini = 0.444\nsamples = 3\nvalue = [1, 2]", fillcolor="#9ccef2"] ;
446 -> 447 ;
448 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]", fillcolor="#399de5"] ;
446 -> 448 ;
449 [label="int.rate <= 0.153\ngini = 0.375\nsamples = 8\nvalue = [6, 2]", fillcolor="#eeab7b"] ;
445 -> 449 ;
450 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]", fillcolor="#e58139"] ;
449 -> 450 ;
451 [label="fico <= 649.5\ngini = 0.408\nsamples = 7\nvalue = [5, 2]", fillcolor="#efb388"] ;
449 -> 451 ;
452 [label="gini = 0.444\nsamples = 3\nvalue = [2, 1]", fillcolor="#f2c09c"] ;
451 -> 452 ;
453 [label="gini = 0.375\nsamples = 4\nvalue = [3, 1]", fillcolor="#eeab7b"] ;
451 -> 453 ;
454 [label="int.rate <= 0.156\ngini = 0.337\nsamples = 42\nvalue = [33, 9]", fillcolor="#eca36f"] ;
402 -> 454 ;
455 [label="fico <= 644.5\ngini = 0.111\nsamples = 17\nvalue = [16, 1]", fillcolor="#e78945"] ;
454 -> 455 ;
456 [label="gini = 0.0\nsamples = 7\nvalue = [7, 0]", fillcolor="#e58139"] ;
455 -> 456 ;
457 [label="int.rate <= 0.154\ngini = 0.18\nsamples = 10\nvalue = [9, 1]", fillcolor="#e88f4f"] ;
455 -> 457 ;
458 [label="gini = 0.0\nsamples = 3\nvalue = [3, 0]", fillcolor="#e58139"] ;
457 -> 458 ;
459 [label="int.rate <= 0.155\ngini = 0.245\nsamples = 7\nvalue = [6, 1]", fillcolor="#e9965a"] ;
457 -> 459 ;
460 [label="gini = 0.278\nsamples = 6\nvalue = [5, 1]", fillcolor="#ea9a61"] ;
459 -> 460 ;
461 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]", fillcolor="#e58139"] ;
459 -> 461 ;
462 [label="int.rate <= 0.157\ngini = 0.435\nsamples = 25\nvalue = [17, 8]", fillcolor="#f1bc96"] ;
454 -> 462 ;
463 [label="fico <= 647.0\ngini = 0.375\nsamples = 4\nvalue = [1, 3]", fillcolor="#7bbeee"] ;
462 -> 463 ;
464 [label="gini = 0.0\nsamples = 2\nvalue = [0, 2]", fillcolor="#399de5"] ;
463 -> 464 ;
465 [label="gini = 0.5\nsamples = 2\nvalue = [1, 1]", fillcolor="#ffffff"] ;
463 -> 465 ;
466 [label="fico <= 649.5\ngini = 0.363\nsamples = 21\nvalue = [16, 5]", fillcolor="#eda877"] ;
462 -> 466 ;
467 [label="int.rate <= 0.157\ngini = 0.444\nsamples = 12\nvalue = [8, 4]", fillcolor="#f2c09c"] ;
466 -> 467 ;
468 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]", fillcolor="#399de5"] ;
467 -> 468 ;
469 [label="int.rate <= 0.159\ngini = 0.397\nsamples = 11\nvalue = [8, 3]", fillcolor="#efb083"] ;
467 -> 469 ;
470 [label="gini = 0.0\nsamples = 4\nvalue = [4, 0]", fillcolor="#e58139"] ;
469 -> 470 ;
471 [label="fico <= 629.5\ngini = 0.49\nsamples = 7\nvalue = [4, 3]", fillcolor="#f8e0ce"] ;
469 -> 471 ;
472 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]", fillcolor="#e58139"] ;
471 -> 472 ;
473 [label="fico <= 637.0\ngini = 0.5\nsamples = 6\nvalue = [3, 3]", fillcolor="#ffffff"] ;
471 -> 473 ;
474 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]", fillcolor="#399de5"] ;
473 -> 474 ;
475 [label="int.rate <= 0.16\ngini = 0.48\nsamples = 5\nvalue = [3, 2]", fillcolor="#f6d5bd"] ;
473 -> 475 ;
476 [label="fico <= 644.5\ngini = 0.444\nsamples = 3\nvalue = [2, 1]", fillcolor="#f2c09c"] ;
475 -> 476 ;
477 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]", fillcolor="#e58139"] ;
476 -> 477 ;
478 [label="gini = 0.5\nsamples = 2\nvalue = [1, 1]", fillcolor="#ffffff"] ;
476 -> 478 ;
479 [label="fico <= 644.5\ngini = 0.5\nsamples = 2\nvalue = [1, 1]", fillcolor="#ffffff"] ;
475 -> 479 ;
480 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]", fillcolor="#399de5"] ;
479 -> 480 ;
481 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]", fillcolor="#e58139"] ;
479 -> 481 ;
482 [label="int.rate <= 0.158\ngini = 0.198\nsamples = 9\nvalue = [8, 1]", fillcolor="#e89152"] ;
466 -> 482 ;
483 [label="int.rate <= 0.157\ngini = 0.278\nsamples = 6\nvalue = [5, 1]", fillcolor="#ea9a61"] ;
482 -> 483 ;
484 [label="gini = 0.0\nsamples = 2\nvalue = [2, 0]", fillcolor="#e58139"] ;
483 -> 484 ;
485 [label="gini = 0.375\nsamples = 4\nvalue = [3, 1]", fillcolor="#eeab7b"] ;
483 -> 485 ;
486 [label="gini = 0.0\nsamples = 3\nvalue = [3, 0]", fillcolor="#e58139"] ;
482 -> 486 ;
487 [label="int.rate <= 0.155\ngini = 0.463\nsamples = 33\nvalue = [21, 12]", fillcolor="#f4c9aa"] ;
401 -> 487 ;
488 [label="int.rate <= 0.152\ngini = 0.426\nsamples = 26\nvalue = [18, 8]", fillcolor="#f1b991"] ;
487 -> 488 ;
489 [label="int.rate <= 0.148\ngini = 0.472\nsamples = 21\nvalue = [13, 8]", fillcolor="#f5cfb3"] ;
488 -> 489 ;
490 [label="int.rate <= 0.145\ngini = 0.397\nsamples = 11\nvalue = [8, 3]", fillcolor="#efb083"] ;
489 -> 490 ;
491 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]", fillcolor="#e58139"] ;
490 -> 491 ;
492 [label="int.rate <= 0.146\ngini = 0.42\nsamples = 10\nvalue = [7, 3]", fillcolor="#f0b78e"] ;
490 -> 492 ;
493 [label="gini = 0.444\nsamples = 9\nvalue = [6, 3]", fillcolor="#f2c09c"] ;
492 -> 493 ;
494 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]", fillcolor="#e58139"] ;
492 -> 494 ;
495 [label="int.rate <= 0.149\ngini = 0.5\nsamples = 10\nvalue = [5, 5]", fillcolor="#ffffff"] ;
489 -> 495 ;
496 [label="gini = 0.5\nsamples = 4\nvalue = [2, 2]", fillcolor="#ffffff"] ;
495 -> 496 ;
497 [label="int.rate <= 0.151\ngini = 0.5\nsamples = 6\nvalue = [3, 3]", fillcolor="#ffffff"] ;
495 -> 497 ;
498 [label="gini = 0.5\nsamples = 4\nvalue = [2, 2]", fillcolor="#ffffff"] ;
497 -> 498 ;