.env.example

# MnemoPay SDK — Environment Variables
# Copy this to .env and fill in your keys. NEVER commit .env to git.

# Paystack (required for PaystackRail)
PAYSTACK_SECRET_KEY=sk_test_your_key_here
PAYSTACK_PUBLIC_KEY=pk_test_your_key_here

# Stripe (required for StripeRail)
STRIPE_SECRET_KEY=sk_test_your_key_here

# Lightning Network (required for LightningRail)
LND_REST_URL=https://localhost:8080
LND_MACAROON=your_admin_macaroon_hex

# MnemoPay persistence directory
MNEMOPAY_PERSIST_DIR=./data

# ── Azure Cognitive Services Speech (Neural TTS) ───────────────────────────────
# Create a Speech service in portal.azure.com → AI + ML → Speech service
# F0 free tier gives 500K chars/month neural TTS (enough for ~1250 × 30s ads)
AZURE_SPEECH_KEY=
AZURE_SPEECH_REGION=eastus
AZURE_SPEECH_ENDPOINT=https://eastus.api.cognitive.microsoft.com/