diff --git a/lib/finance.rb b/lib/finance.rb
index 5e141df..2f68ea9 100644
--- a/lib/finance.rb
+++ b/lib/finance.rb
@@ -9,7 +9,7 @@
 #  * *principal* represents the outstanding balance of a loan or annuity.
 #  * *rate* represents the interest rate _per period_.
 module Finance
-  autoload :Amortization, 'finance/amortization'
-  autoload :Rate,         'finance/rates'
-  autoload :Transaction,  'finance/transaction'
+  require 'finance/amortization'
+  require 'finance/rates'
+  require 'finance/transaction'
 end