diff --git a/DESCRIPTION b/DESCRIPTION
index d1ed74d..fa9eb93 100644
--- a/DESCRIPTION
+++ b/DESCRIPTION
@@ -1,6 +1,6 @@
 Package: fcall
 Title: Parse Farm Credit Administration Call Report Data into Tidy Data Frames
-Version: 0.1.5
+Version: 0.1.6
 Authors@R: c(
     person("Michael", "Thomas", email = "mthomas@ketchbrookanalytics.com",
            role = c("aut", "cre")),
diff --git a/NEWS.md b/NEWS.md
index 9c49f85..f6a6510 100644
--- a/NEWS.md
+++ b/NEWS.md
@@ -1,3 +1,11 @@
+# fcall 0.1.6
+
+## Bug Fix
+
+Sometime around 2025-12-08, the Farm Credit Administration (FCA) added a layer to it's website to "Verify you are a human" before hitting the page where the data can be downloaded via hyperlinks. This caused the `download_data()` function (which relies on `utils::download.file()`) to fail, including in CRAN checks/builds.
+
+To remediate this issue, Ketchbrook Analytics has replicated the files on the FCA website (from 2000-present) in a public AWS S3 bucket. `download_data()` now retrieves files from the public AWS S3 bucket instead of the FCA website directly.
+
 # fcall 0.1.5
 
 Addresses CRAN comments regarding:
diff --git a/R/download_data.R b/R/download_data.R
index 0ee20bb..c1a2e09 100644
--- a/R/download_data.R
+++ b/R/download_data.R
@@ -1,4 +1,4 @@
-#' Download data from FCA website
+#' Download FCA Call Report Data and Unzip
 #'
 #' @param year (Integer) The year of the Call Report (e.g., `2022`)
 #' @param month (String) The month of the Call Report (e.g., `"March"`); you may
@@ -18,6 +18,9 @@
 #'   `c(3, 6, 9, 12)`, unless there is an anomaly in FCA's reporting/publishing.
 #'   Check <https://www.fca.gov/bank-oversight/call-report-data-for-download> to
 #'   ensure the data is available for the quarter you are interested in.
+#'   Ketchbrook Analytics downloads these files and stores them in a public AWS
+#'   S3 bucket, which is the location that `download_data()` retrieves them
+#'   from.
 #'
 #' @return Console message informing the user where the data was successfully
 #'   downloaded (and unzipped) into
@@ -57,7 +60,8 @@
 #' }
 download_data <- function(year, month, dest, files = NULL, quiet = FALSE) {
 
-  # Example valid URL: "https://www.fca.gov/template-fca/bank/2020March.zip"
+  # Example valid URL:
+  # "https://fca-call-report-data.s3.us-east-1.amazonaws.com/raw/2020March.zip"
 
   # Ensure only one month & one year are specified
   if (length(year) > 1L) {
@@ -89,12 +93,15 @@ download_data <- function(year, month, dest, files = NULL, quiet = FALSE) {
 
   }
 
+  # Define base URL for AWS S3 bucket
+  base_url <- "https://fca-call-report-data.s3.us-east-1.amazonaws.com/raw/"
+
   # The download URL convention changed in March 2015
   if (year >= 2015L) {
 
     # Build the URL to the .zip file
     url <- paste0(
-      "https://www.fca.gov/template-fca/bank/",
+      base_url,
       year,
       month,
       ".zip"
@@ -113,7 +120,7 @@ download_data <- function(year, month, dest, files = NULL, quiet = FALSE) {
 
     # Build the URL to the .zip file
     url <- paste0(
-      "https://www.fca.gov/template-fca/download/CallReportData/",
+      base_url,
       month,
       year,
       ".zip"
diff --git a/README.Rmd b/README.Rmd
index 26f011b..8c1c729 100644
--- a/README.Rmd
+++ b/README.Rmd
@@ -38,9 +38,9 @@ pak::pak("ketchbrookanalytics/fcall")
 
 ## Background
 
-FCA publishes Call Report data on a quarterly basis at [https://www.fca.gov/bank-oversight/call-report-data-for-download](https://www.fca.gov/bank-oversight/call-report-data-for-download).
+FCA publishes Call Report data on a quarterly basis at [https://www.fca.gov/bank-oversight/call-report-data-for-download](https://www.fca.gov/bank-oversight/call-report-data-for-download). Ketchbrook Analytics replicates these files in a public AWS S3 bucket, which {fcall} interacts with via its `download_data()` function.
 
-As of June 2025, this data represents a set of 72 *.TXT* files. These files represent 36 datasets. The files prefixed with "D_" contain *metadata* (the column names, data types, etc.) of the associated file containing the raw, header-less comma-separated data. For example, the file that starts with *"D_INST"* contains the metadata for the file that starts with *"INST_"*.
+As of September 2025, this data represents a set of 72 *.TXT* files. These files represent 36 datasets. The files prefixed with "D_" contain *metadata* (the column names, data types, etc.) of the associated file containing the raw, header-less comma-separated data. For example, the file that starts with *"D_INST"* contains the metadata for the file that starts with *"INST_"*.
 
 Further, some of these datasets are structured in a way that makes data analysis difficult. In these cases, we chose to pivot the data to make it more analysis-friendly. See [Metadata File Scenarios](#metadata-file-scenarios) for a more in-depth discussion of when and how this pivoting took place.
 
diff --git a/README.md b/README.md
index f1ae976..a87b864 100644
--- a/README.md
+++ b/README.md
@@ -35,9 +35,11 @@ pak::pak("ketchbrookanalytics/fcall")
 
 FCA publishes Call Report data on a quarterly basis at
 <https://www.fca.gov/bank-oversight/call-report-data-for-download>.
+Ketchbrook Analytics replicates these files in a public AWS S3 bucket,
+which {fcall} interacts with via its `download_data()` function.
 
-As of June 2025, this data represents a set of 72 *.TXT* files. These
-files represent 36 datasets. The files prefixed with “D\_” contain
+As of September 2025, this data represents a set of 72 *.TXT* files.
+These files represent 36 datasets. The files prefixed with “D\_” contain
 *metadata* (the column names, data types, etc.) of the associated file
 containing the raw, header-less comma-separated data. For example, the
 file that starts with *“D_INST”* contains the metadata for the file that
diff --git a/cran-comments.md b/cran-comments.md
index 33ed917..cabdc12 100644
--- a/cran-comments.md
+++ b/cran-comments.md
@@ -1,7 +1,7 @@
-## Resubmission
+## Fix
 
-This is a resubmission of a package that has not yet been on CRAN.; the initial two attempts were rejected. In this version I have made the following changes:
+This is a resubmission of a package that is on CRAN but checks are failing due to a "Verify you are a human" page blocking the URL where `utils::download.file()` (within the package's `download_data()` function) attempts to download a file from. The following changes have been made to remediate this issue:
 
-* Removed second "Description:" from the Description field in `DESCRIPTION`
-* Removed single quotes around 'FCA' acronym in `DESCRIPTION`
-* Replaced `\dontrun{}` with `\donttest{}` in examples that download data (Note: all examples involve downloading data)
+* Files to be downloaded via `download_data()` are now hosted in a public AWS S3 bucket
+* `download_data()` now points to the public AWS S3 bucket
+* Documentation has been updated to let users know that the data is now being downloaded from AWS S3 instead of the FCA website directly
diff --git a/man/download_data.Rd b/man/download_data.Rd
index 90a7bf3..934b41f 100644
--- a/man/download_data.Rd
+++ b/man/download_data.Rd
@@ -2,7 +2,7 @@
 % Please edit documentation in R/download_data.R
 \name{download_data}
 \alias{download_data}
-\title{Download data from FCA website}
+\title{Download FCA Call Report Data and Unzip}
 \usage{
 download_data(year, month, dest, files = NULL, quiet = FALSE)
 }
@@ -27,7 +27,7 @@ Console message informing the user where the data was successfully
 downloaded (and unzipped) into
 }
 \description{
-Download data from FCA website
+Download FCA Call Report Data and Unzip
 }
 \details{
 FCA publishes Call Report data quarterly. These .zip files are
@@ -37,6 +37,9 @@ Therefore, valid values to the \code{month} argument should be limited to
 \code{c(3, 6, 9, 12)}, unless there is an anomaly in FCA's reporting/publishing.
 Check \url{https://www.fca.gov/bank-oversight/call-report-data-for-download} to
 ensure the data is available for the quarter you are interested in.
+Ketchbrook Analytics downloads these files and stores them in a public AWS
+S3 bucket, which is the location that \code{download_data()} retrieves them
+from.
 }
 \examples{
 \donttest{