diff --git a/pay/pubspec.yaml b/pay/pubspec.yaml
index 3bcb958..0652450 100644
--- a/pay/pubspec.yaml
+++ b/pay/pubspec.yaml
@@ -35,7 +35,11 @@ dependencies:
   flutter_localizations:
     sdk: flutter
   pay_android: ^3.1.1
-  pay_ios: ^1.1.0
+  pay_ios: 
+    git:
+      url: https://github.com/dibsyhq/flutter-plugin.git
+      ref: main
+      path: pay_ios  
   pay_platform_interface: ^2.0.0
   meta: ^1.10.0
 
diff --git a/pay_ios/ios/Classes/PaymentExtensions.swift b/pay_ios/ios/Classes/PaymentExtensions.swift
index 3fe1a9d..cfb24e5 100644
--- a/pay_ios/ios/Classes/PaymentExtensions.swift
+++ b/pay_ios/ios/Classes/PaymentExtensions.swift
@@ -147,6 +147,9 @@ extension PKPaymentNetwork {
     case "girocard":
       guard #available(iOS 14.0, *) else { return nil }
       return .girocard
+    case "himyan":
+      guard #available(iOS 18.4, *) else { return nil }
+      return .himyan
     case "idCredit":
       return .idCredit
     case "interac":
diff --git a/pay_ios/ios/Classes/PaymentHandler.swift b/pay_ios/ios/Classes/PaymentHandler.swift
index 887aadf..97c3d71 100644
--- a/pay_ios/ios/Classes/PaymentHandler.swift
+++ b/pay_ios/ios/Classes/PaymentHandler.swift
@@ -36,7 +36,12 @@ enum PaymentHandlerStatus {
 /// paymentHandler.canMakePayments(stringArguments)
 /// ```
 class PaymentHandler: NSObject {
+
+  // CHANGE 1: Define the variable here so the class owns it.
+  // This stores the original prices without any surcharges.
+  var baseSummaryItems: [PKPaymentSummaryItem] = []
   
+  var creditSurchargeRate: NSDecimalNumber = .zero
   /// Holds the current status of the payment process.
   var paymentHandlerStatus: PaymentHandlerStatus!
   
@@ -74,12 +79,25 @@ class PaymentHandler: NSObject {
     // Reset payment handler status
     paymentHandlerStatus = .started
     
+    self.creditSurchargeRate = .zero // Reset to 0 before every new payment
+
+    if let configDict = PaymentHandler.extractPaymentConfiguration(from: paymentConfiguration) {
+        if let processingFee = configDict["processingFee"] as? [String: Any],
+           let creditRate = processingFee["credit"] as? Double {
+            
+            // Convert "2.5" (percentage) to "0.025" (multiplier)
+            let multiplier = creditRate / 100.0
+            self.creditSurchargeRate = NSDecimalNumber(value: multiplier)
+        }
+    }
+    
     // Deserialize payment configuration.
     guard let paymentRequest = PaymentHandler.createPaymentRequest(from: paymentConfiguration, paymentItems: paymentItems) else {
       result(FlutterError(code: "invalidPaymentConfiguration", message: "It was not possible to create a payment request from the provided configuration. Review your payment configuration and run again", details: nil))
       return
     }
     
+    self.baseSummaryItems = paymentRequest.paymentSummaryItems
     // Display the payment selector with the request created.
     let paymentController = PKPaymentAuthorizationController(paymentRequest: paymentRequest)
     paymentController.delegate = self
@@ -166,6 +184,13 @@ class PaymentHandler: NSObject {
     if let supportedNetworks = supportedNetworks(from: paymentConfigurationString) {
       paymentRequest.supportedNetworks = supportedNetworks
     }
+
+    // Add supported countries if available (iOS 11+).
+    if #available(iOS 11.0, *) {
+      if let supportedCountries = paymentConfiguration["supportedCountries"] as? Array<String> {
+        paymentRequest.supportedCountries = Set(supportedCountries)
+      }
+    }
     
     return paymentRequest
   }
@@ -174,8 +199,57 @@ class PaymentHandler: NSObject {
 /// Extension that implements the completion methods in the delegate to respond to user selection.
 extension PaymentHandler: PKPaymentAuthorizationControllerDelegate {
 
-  func paymentAuthorizationControllerWillAuthorizePayment(_ controller: PKPaymentAuthorizationController) {
-      paymentHandlerStatus = .authorizationStarted
+  func paymentAuthorizationController(_ controller: PKPaymentAuthorizationController, didSelectPaymentMethod paymentMethod: PKPaymentMethod, handler completion: @escaping (PKPaymentRequestPaymentMethodUpdate) -> Void) {
+
+let isCredit = paymentMethod.type == .credit
+    
+    // 1. Start with the clean, original list of items
+    var currentItems = self.baseSummaryItems
+
+    if isCredit && self.creditSurchargeRate.compare(NSDecimalNumber.zero) == .orderedDescending {
+        
+        if let originalTotalItem = currentItems.last {
+            
+            let originalAmount = originalTotalItem.amount
+            
+            // 2. Define Rounding Behavior (Bankers rounding or Plain)
+            let behavior = NSDecimalNumberHandler(roundingMode: .plain, 
+                                                  scale: 2, 
+                                                  raiseOnExactness: false, 
+                                                  raiseOnOverflow: false, 
+                                                  raiseOnUnderflow: false, 
+                                                  raiseOnDivideByZero: false)
+            
+            // 3. Calculate the Surcharge Amount (e.g., 100 * 0.025 = 2.5)
+            let rawSurcharge = originalAmount.multiplying(by: self.creditSurchargeRate)
+            let surchargeAmount = rawSurcharge.rounding(accordingToBehavior: behavior)
+            
+            // 4. Create the Surcharge Line Item
+            // Optional: Format the percentage for the label (e.g. "Credit Card Fee (2.5%)")
+            let percentage = self.creditSurchargeRate.multiplying(byPowerOf10: 2)
+            let surchargeLabel = "Credit Card Fee (\(percentage.stringValue)%)"
+            
+            let surchargeItem = PKPaymentSummaryItem(label: surchargeLabel, amount: surchargeAmount)
+            // Note: If you want to show it as an additional cost, usually types are final.
+            surchargeItem.type = .final 
+            
+            // 5. Calculate New Grand Total (Original + Surcharge)
+            let newTotalAmount = originalAmount.adding(surchargeAmount)
+            let newTotalItem = PKPaymentSummaryItem(label: originalTotalItem.label, amount: newTotalAmount)
+            
+            // 6. Construct the new list
+            // Remove the old total
+            currentItems.removeLast()
+            
+            // Add the surcharge line item
+            currentItems.append(surchargeItem)
+            
+            // Add the new Grand Total at the very end (Apple Pay requirement)
+            currentItems.append(newTotalItem)
+        }
+    }
+
+    completion(PKPaymentRequestPaymentMethodUpdate(paymentSummaryItems: currentItems))
   }
     
   func paymentAuthorizationController(_: PKPaymentAuthorizationController, didAuthorizePayment payment: PKPayment, handler completion: @escaping (PKPaymentAuthorizationResult) -> Void) {
@@ -208,3 +282,18 @@ extension PaymentHandler: PKPaymentAuthorizationControllerDelegate {
     }
   }
 }
+
+
+extension PKPaymentMethodType {
+    var stringValue: String {
+        switch self {
+        case .debit:   return "debit"
+        case .credit:  return "credit"
+        case .prepaid: return "prepaid"
+        case .store:   return "store"
+        case .eMoney:  return "emoney"
+        default:       return "unknown"
+        }
+    }
+}
+