[shefa/services] Complete 40+ TODO implementations blocking test coverage #171
Description
Context
Multiple shefa services have 40+ TODO comments indicating incomplete implementations, blocking test writing and coverage improvement.
Affected Files
flow-planning.service.ts- 15 TODOs (925 lines)insurance-mutual.service.ts- 24 TODOs (1027 lines)family-community-protection.service.ts- Core feature stub
Common Patterns
- Stub implementations returning empty data
- Incomplete state machine transitions
- Missing business logic for budget/capacity calculations
- Hardcoded magic numbers (5, 13) used 20+ times
Acceptance Criteria
- Complete flow-planning budget/capacity calculations
- Implement insurance-mutual claim adjustment workflows
- Complete family-community-protection core features
- Extract magic numbers to named constants
- Add tests for completed implementations
- Coverage reaches 50%+ on these services
Estimated Effort
16-24 hours (requires domain knowledge)
Priority Justification
HIGH - These are financial services (shefa module) and incomplete implementations create compliance/accuracy risks.
Created by quality-deep orchestrator - Sprint 3