Compare Competition

[amark]

Somebody tagged me in a recent thread that has a list of alt payment processors (ignore blockchain ones of course).

https://twitter.com/7etsuo/status/1780409644583952762

Hadn't heard of some of these yet, didn't have time to manually compile a list, so this is reminder for me to cjexk/research later.

[amark]

From Abdul:

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Checkard Competitor Research

Summray Table

This comparison highlights the difference between Checkard and other eCheck solutions. Checkard is more towards simplicity, while other platforms offer very powerfull additional features like custom branding, bulk check creation, and recurring payments. We selected these apps based on high, mid, and low tiers of functionality and likewise bussiness proposition. A full list of the remaining apps is provided at the end of the document.

Comparison of Feature-Rich vs. Bare-Bones eCheck Software

Features	Checkard	Online Check Writer	Check B****ook	Check K****eeper	Check P****rint
Check Registery (History)	❌	✅	✅	✅	✅
Bulk Check Creation	❌	✅	✅	✅	✅
Custom Branding	❌	✅	✅	✅	✅
Banking Features(AHC,fraud detection)	❌	✅	✅	❌	❌
Progress Tracking	❌	✅	✅	✅	❌
Recurring Payments	❌	✅	✅	❌	❌
Scheduled Payments	❌	✅	✅	❌	❌
Accounting Integrations	❌	✅	✅	✅	❌
Roles (Admin/Accountant)	❌	✅	✅	✅	❌
Payroll Checks	❌	✅	✅	✅	❌
Mobile Responsive	❌	✅	✅	✅	✅
Admin Approvals	❌	✅	✅	✅	❌
Export Reports	❌	✅	✅	✅	❌

OnlineCheckWriter.com

(Most feature rich and but not user friendly)

Key Features:

• Multiple Payment Sources: Pay from a variety of sources, including credit cards, Wallets and multiple bank accounts.
• Check Registry: Maintains a detailed history of payees, account numbers, and transaction details.
• Customizable Check Templates: Design and personalize checks with your business or personal branding.
• Real-Time Payment Tracking: Monitor payment status in real-time with instant notifications.
• Bulk Check Creation: Create and send multiple checks at once, saving time for large-volume transactions.
• Digital Signatures: Add digital signatures to checks for an extra layer of security and authenticity.
• Audit Trails: Maintain detailed records of all transactions for easy auditing and compliance.
• Accounting Integration: Seamlessly integrates with QuickBooks for efficient financial management.
• Overnight Check Mailing: Expedite check delivery with overnight mailing via FedEx.

Checkbook.io

(Balanced feature good user interface)

Key Features:

• Check Registry: Maintains a detailed history of payees, account numbers, and transaction details.
• Customizable Check Templates: Personalize check templates with your personal or business branding.
• Bulk Check Creation: Efficiently create and send multiple checks at once.
• Accounting Integration: Seamlessly integrates with QuickBooks for streamlined financial management.
• Automated Check Reconciliation: Automatically reconcile issued checks with your bank account to ensure accurate record-keeping.
• Real-Time Payment Tracking: Monitor the status of issued checks in real-time, with notifications for when checks are viewed, printed, or deposited.
• Physical Mailing of Checks: On-demand mailing of physical checks directly from the platform.

Checkkeeper.com

( Most easy to use payrole - invoice centric and simplifed pricing )

Does not offer the option to send checks via email.

Key Features:

• Physical Mailing of Checks: On-demand mailing of physical checks directly from the platform.
• Check and Mail Registry: Maintains a history of payees, account numbers, and transaction details.
• Customizable Check Templates: Personalize check templates with your personal or business branding.
• Bulk Check Creation: Efficiently create and send multiple checks at once.
• Downloadable PDFs: Create and download checks as PDF files.
• Accounting Integration: Seamlessly integrates with QuickBooks, FreshBooks, and Xero.

Check-print.com

(New player in the market with fewer features)

• Basic Account Management: Save accounts for easy access and check creation.
• Check Registery: : Maintains a detailed history of payees, account numbers, and transaction details.
• Simple Check Creation: Create checks using standard white paper, with the option to download or email them.
• Limited Free Features: Offers a free email option, but includes a void watermark, limiting its usability.
• Paid Marketing: Only one running paid ads.

Implementable Features

In my competitive research, I've identified several features that can be quickly implemented to

enhance Checkard. These features are straightforward to add and will help make the platform more competitive with others in the market.

If you'd like to include any of these, I can create a PR issue to get them added.

Feature which can be Implemented
Custom Authorized Signatures
Void After Field
Custom Branding
Progress Tracking
Mobile Responsive

Some Other Competitors

• Check Print
• Deluxe eChecks
• Check Keeper
• Online Check Writer
• Check Book
• Ploot
• Check Robot

[amark]

Note: I do not have a goal for us to support or necessarily even bother competing on any/all of the compared feature sets (unless customers specifically request things), this was just a useful to know what the market is like (how rich are our the competitors? will they try to bully us? or opposite, would any try to buy us?).

[amark]

Note: I do not have a goal for us to support or necessarily even bother competing on any/all of the compared feature sets (unless customers specifically request things), this was just a useful to know what the market is like (how rich are our the competitors? will they try to bully us? or opposite, would any try to buy us?).