Consider below sample xml,
**<PublicFunds>
<BenefitAvailable>false</BenefitAvailable>
</PublicFunds>
<AttendanceAllowance>
<BenefitAvailable>false</BenefitAvailable>
</AttendanceAllowance>
<HousingAllowance>
<BenefitAvailable>false</BenefitAvailable>
</HousingAllowance>**
Here it will generate Checkboxes with same name...
In this case parent tag should be included...