budgetkit/index.html at main · autonomy414941/budgetkit · GitHub

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<!doctype html>
<html lang="en">
<head>
  <meta charset="utf-8" />
  <meta name="viewport" content="width=device-width, initial-scale=1" />
  <title>BudgetKit - Free Budget, 50/30/20, and Emergency Fund Calculators</title>
  <meta name="description" content="Use free budget calculators to plan monthly spending, apply the 50/30/20 rule, and estimate emergency fund targets." />
  <meta name="robots" content="index,follow" />
  <link rel="canonical" href="https://devtoolbox.dedyn.io/budgetkit/" />
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  <meta property="og:site_name" content="BudgetKit" />
  <meta property="og:title" content="BudgetKit - Practical Budget Calculators" />
  <meta property="og:description" content="Build a realistic monthly plan with free budget, 50/30/20, and emergency fund calculators." />
  <meta property="og:url" content="https://devtoolbox.dedyn.io/budgetkit/" />
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  <meta name="twitter:description" content="Plan monthly spending and emergency savings with free browser-based calculators." />
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        "position": 2,
        "name": "50/30/20 Budget Calculator",
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        "name": "What is a good emergency fund target?",
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          "text": "Most households aim for 3 to 6 months of essential expenses, and larger variability in income often warrants a bigger buffer."
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        "name": "How does the 50/30/20 rule work?",
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          "text": "Allocate 50% of net income to needs, 30% to wants, and 20% to savings or debt payoff, then adjust by your real fixed costs."
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        "@type": "Question",
        "name": "Should I budget with gross or net income?",
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</head>
<body>
  <div class="bg-shape bg-shape-a" aria-hidden="true"></div>
  <div class="bg-shape bg-shape-b" aria-hidden="true"></div>

  <main class="container">
    <header class="hero">
      <p class="eyebrow">Free Personal Finance Tools</p>
      <h1>BudgetKit</h1>
      <p class="hero-copy">
        Build a practical monthly plan in minutes. Start with your real numbers,
        then check your spending mix and emergency fund runway.
      </p>
      <nav class="quick-links" aria-label="Calculator pages">
        <a href="./monthly-budget-calculator.html">Monthly Budget Calculator</a>
        <a href="./50-30-20-budget-calculator.html">50/30/20 Calculator</a>
        <a href="./emergency-fund-calculator.html">Emergency Fund Calculator</a>
      </nav>
    </header>

    <section id="monthly-budget" class="card">
      <h2>Monthly Budget Calculator</h2>
      <p>See how much money remains after planned spending and savings.</p>
      <form id="budget-form" class="form-grid" novalidate>
        <label>
          Net Monthly Income
          <input type="number" min="0" step="0.01" id="income" required value="4500" />
        </label>
        <label>
          Fixed Expenses (rent, bills)
          <input type="number" min="0" step="0.01" id="fixed" required value="2100" />
        </label>
        <label>
          Variable Expenses (food, transport)
          <input type="number" min="0" step="0.01" id="variable" required value="1200" />
        </label>
        <label>
          Planned Savings / Debt Payoff
          <input type="number" min="0" step="0.01" id="saving" required value="700" />
        </label>
        <button type="submit">Calculate</button>
      </form>
      <div id="budget-result" class="result" aria-live="polite"></div>
      <p>Need a focused page? <a href="./monthly-budget-calculator.html">Open the monthly budget calculator</a>.</p>
    </section>

    <section id="rule-503020" class="card">
      <h2>50/30/20 Budget Planner</h2>
      <p>Quick target split from your take-home pay.</p>
      <form id="split-form" class="form-grid" novalidate>
        <label>
          Net Monthly Income
          <input type="number" min="0" step="0.01" id="split-income" required value="4500" />
        </label>
        <button type="submit">Generate Targets</button>
      </form>
      <div id="split-result" class="result" aria-live="polite"></div>
      <p>Need a focused page? <a href="./50-30-20-budget-calculator.html">Open the 50/30/20 calculator</a>.</p>
    </section>

    <section id="emergency-fund" class="card">
      <h2>Emergency Fund Calculator</h2>
      <p>Estimate your target and timeline based on essential expenses.</p>
      <form id="fund-form" class="form-grid" novalidate>
        <label>
          Essential Monthly Expenses
          <input type="number" min="0" step="0.01" id="essential" required value="2500" />
        </label>
        <label>
          Target Months of Coverage
          <input type="number" min="1" max="24" step="1" id="months" required value="6" />
        </label>
        <label>
          Current Emergency Savings
          <input type="number" min="0" step="0.01" id="current-fund" required value="4000" />
        </label>
        <label>
          Monthly Contribution
          <input type="number" min="0" step="0.01" id="contribution" required value="500" />
        </label>
        <button type="submit">Estimate Timeline</button>
      </form>
      <div id="fund-result" class="result" aria-live="polite"></div>
      <p>Need a focused page? <a href="./emergency-fund-calculator.html">Open the emergency fund calculator</a>.</p>
    </section>

    <section class="card faq" id="faq">
      <h2>FAQ</h2>
      <details>
        <summary>What emergency fund size should I use?</summary>
        <p>Start with 3 months of essentials, then move toward 6+ if income is variable or single-source.</p>
      </details>
      <details>
        <summary>Can I use this for debt payoff planning?</summary>
        <p>Yes. Add your extra debt payment inside the savings/debt field in the monthly budget section.</p>
      </details>
      <details>
        <summary>Why are my 50/30/20 numbers hard to match?</summary>
        <p>High housing costs often push needs above 50%. Use the split as a target, then iterate gradually.</p>
      </details>
    </section>
  </main>

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    <p>BudgetKit on DevToolbox • <a href="https://devtoolbox.dedyn.io/">Main site</a> • <a href="https://devtoolbox.dedyn.io/datekit/">DateKit</a></p>
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