From cc4ae7b004e137a5e09b2aad8061a796d3320a41 Mon Sep 17 00:00:00 2001
From: "Msk, Nikita" <88129731+MicardinaFoundation@users.noreply.github.com>
Date: Tue, 9 May 2023 22:47:56 +0500
Subject: [PATCH] Create mortgage.php

---
 mortgage.php | 27 +++++++++++++++++++++++++++
 1 file changed, 27 insertions(+)
 create mode 100644 mortgage.php

diff --git a/mortgage.php b/mortgage.php
new file mode 100644
index 0000000..ffb7a90
--- /dev/null
+++ b/mortgage.php
@@ -0,0 +1,27 @@
+<?php
+function printMortgagePayments($interestRate,$propertyCost,$downPayment,$loanTerm){
+    $monthlyInterestRate = $interestRate / 12;
+    $totalRate = (1 + $monthlyInterestRate) ** $loanTerm;
+    $loanAmount = $propertyCost-$downPayment;
+    $monthlyPayment = round($loanAmount * $monthlyInterestRate * $totalRate / ($totalRate - 1), 0);
+    $paymentSchedule =[];
+    for ($i = 0; $i < $loanTerm; $i++){
+        $interest = round($loanAmount*$monthlyInterestRate,0);
+        $principal = $monthlyPayment - $interest;
+        $loanAmount-=$principal;
+
+        $paymentSchedule[$i+1] = [ 
+            "basicPay" => $principal, 
+            "loanPay" => $interest, 
+            "balance" => $loanAmount
+        ];
+    }
+    return $paymentSchedule;
+}
+$interestRate = (float)readline("Годовая ставка: ");
+$propertyCost = (float)readline("Стоимость недвижимости: ");
+$downPayment = (float)readline("Размер первоначального взноса: ");
+$loanTerm = (int)readline("Cрок ипотеки в месяцах: ");
+print_r(printMortgagePayments($interestRate,$propertyCost,$downPayment,$loanTerm));
+
+?>