diff --git a/human-resources/README.md b/human-resources/README.md
index 2d25914..4bc0a26 100644
--- a/human-resources/README.md
+++ b/human-resources/README.md
@@ -111,7 +111,10 @@ See [CONNECTORS.md](CONNECTORS.md) for the full list of supported integrations.
 
 ## Settings
 
-Create a local settings file at `human-resources/.claude/settings.local.json` to personalize:
+Create a `settings.local.json` file to personalize:
+
+- **Cowork**: Save it in any folder you've shared with Cowork (via the folder picker). The plugin finds it automatically.
+- **Claude Code**: Save it at `human-resources/.claude/settings.local.json`.
 
 ```json
 {
diff --git a/legal/README.md b/legal/README.md
index 9ff2355..f48bfae 100644
--- a/legal/README.md
+++ b/legal/README.md
@@ -29,7 +29,10 @@ claude plugins add knowledge-work-plugins/legal
 
 Create a local settings file to define your organization's standard positions. This is where you encode your team's negotiation playbook, risk tolerances, and standard terms.
 
-In your project's `.claude/` directory, create a `legal.local.md` file:
+Create a `legal.local.md` file where Claude can find it:
+
+- **Cowork**: Save it in any folder you've shared with Cowork (via the folder picker). The plugin finds it automatically.
+- **Claude Code**: Save it in your project's `.claude/` directory.
 
 ```markdown
 # Legal Playbook Configuration
diff --git a/sales/README.md b/sales/README.md
index 85d3269..478e692 100644
--- a/sales/README.md
+++ b/sales/README.md
@@ -115,7 +115,10 @@ See [CONNECTORS.md](CONNECTORS.md) for the full list of supported integrations,
 
 ## Settings
 
-Create a local settings file at `sales/.claude/settings.local.json` to personalize:
+Create a `settings.local.json` file to personalize:
+
+- **Cowork**: Save it in any folder you've shared with Cowork (via the folder picker). The plugin finds it automatically.
+- **Claude Code**: Save it at `sales/.claude/settings.local.json`.
 
 ```json
 {