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[Issue] FIS 12 | 2.0.3 | POST ORDER FLOWS (Missed EMI/Foreclosure/Prepay) – on_update_1 and on_update_2 Payload Issues #843

@y0geshb

Description

@y0geshb

Type of Issue

Question / Clarification

Summary

on_update_1 Issues:

The payment installments contain INSTALLMENT_ID_GOLD_LOAN, and all installments are marked as PAID.
An additional installment with INSTALLMENT_ID_PERSONAL_LOAN is included and marked as DELAYED, which is incorrect.
quote.breakup.principal amount is incorrect.
FORCLOSURE_CHARGES is sent instead of LATE_PAYMENT_FEE.
items.descriptor.code is set as LOAN, and the item id is sent as ITEM_ID_GOLD_LOAN_2, which is inconsistent.

on_update_2 Issues:

The MISSED_EMI_PAYMENT object is missing.
Item IDs are reverted to INSTALLMENT_ID_PERSONAL_LOAN with status NOT_PAID.
fulfillments.state is sent as CONSENT_REQUIRED.

Expected Behavior

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Steps to Reproduce / Context

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Payloads / Logs / Screenshots (if applicable)

Personal_Loan_Missed_EMI_Without_Account_Aggregator-Personal_Loan_Pre_Part_Payment_Without_Account_Aggregator.json

Domain

FIS 12

Version

2.0.3

Testing Mode

Dev

Scenario Name

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Additional Notes

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Reported By (GitHub Handle)

@y0geshb

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