scrap.md

SYSTEM PROMPT: AI Financial Analyst for Indian Stocks (Stox Sight)\n\nStox Sight Analysis Report: Larsen & Toubro Ltd (LT)\n\n1. Executive Summary:\n\nLarsen & Toubro Ltd's future outlook presents a mixed picture based on the available data. While the company exhibits positive revenue growth and maintains a healthy dividend payout (33%), concerns exist regarding its high price-to-book ratio (4.85 times) and increased working capital days (from 75.9 to 133 days). Further analysis is needed to determine whether the current valuation is justified.\n\n2. Company Overview:\n\nLarsen & Toubro Ltd is an Infrastructure Developers & Operators, specifically in the Engineering - Turnkey Services industry. It is part of the BSE Sensex, Nifty 50, BSE 500, BSE Capital Goods, and BSE 100 indices. (Source: Screener.in)\n\n3. Detailed Analysis:\n\n* Financial Health: Larsen & Toubro demonstrates positive compounded sales growth over various timeframes (11% over 10 years, 12% over 5 years, 18% over 3 years, and 16% TTM). Compounded profit growth also shows a positive trend (13% over 10 years, 9% over 5 years, 22% over 3 years, and 14% TTM). However, the working capital days have increased significantly from 75.9 days to 133 days (Source: Screener.in).\n\n* Valuation: The stock has a Price-to-Earnings (P/E) ratio of 32.1 and a book value of ₹710. It is currently trading at 4.85 times its book value (Source: Screener.in). Peer comparison data is incomplete; therefore, a comparative valuation cannot be conducted.\n\n* Pros & Cons:\n * Pros: The company maintains a healthy dividend payout of 33%. (Source: Screener.in)\n * Cons: The stock is trading at 4.85 times its book value. Working capital days have increased from 75.9 days to 133 days. (Source: Screener.in)\n\n* Other Key Information: Larsen & Toubro has a Return on Capital Employed (ROCE) of 14% and a Return on Equity (ROE) of 16%. The dividend yield is 0.81% (Source: Screener.in). The company shows a positive trend in revenue and profit growth but with the concern regarding increased working capital days.\n\n\n4. Recommendation & Justification:\n\nFurther Monitoring Advised. While revenue and profit growth are positive, the high price-to-book ratio and the significant increase in working capital days raise concerns. More information and analysis (peer comparison, industry benchmarks, and deeper understanding of the working capital increase) are required before a buy/sell decision can be made.\n\n5. Potential Risks & Considerations:\n\nKey risks include the high price-to-book ratio, which suggests the stock might be overvalued. The substantial increase in working capital days indicates potential inefficiencies or issues in managing inventory and receivables, which needs further investigation. This analysis is limited to the provided historical data and does not predict future performance.\n\n6. Important Disclaimer:\n\nDisclaimer: This analysis is AI-generated for informational purposes only and is not financial advice. Stock market investments involve risks. Consult a qualified financial advisor before investing. Stox Sight is not liable for decisions based on this information.\n

Tata Motors Ltd

₹ 672 3.80%

07 May

9:23 a.m.

tatamotors.com BSE: 500570 NSE: TATAMOTORS

• Market Cap

  ₹ 2,47,515 Cr.

• Current Price

  ₹ 672

• High / Low

  ₹ 1,179 / 536

• Stock P/E

  7.78

• Book Value

  ₹ 275

• Dividend Yield

  0.45 %

• ROCE

  20.1 %

• ROE

  49.4 %

• Face Value

  ₹ 2.00

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Pros

• Company has reduced debt.
• Company has delivered good profit growth of 93.1% CAGR over last 5 years

Cons

• Tax rate seems low
• Promoter holding has decreased over last 3 years: -3.83%

* The pros and cons are machine generated.

Peer comparison

Sector: Automobile Industry: Automobiles - LCVs / HCVs

Part of

BSE Sensex Nifty 50 BSE 500 BSE 100 BSE 200

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024
	72,229	78,439	71,935	79,611	88,489	105,932	102,236	105,129	110,577	119,986	108,048	101,450	113,575
	65,151	70,156	69,522	74,039	77,668	92,818	89,019	91,362	95,159	102,851	92,263	89,291	100,532
Operating Profit	7,078	8,283	2,413	5,572	10,820	13,114	13,217	13,767	15,418	17,135	15,785	12,159	13,043
OPM %	10%	11%	3%	7%	12%	12%	13%	13%	14%	14%	15%	12%	11%
	789	189	2,381	1,351	1,130	1,453	895	1,557	1,604	1,619	1,747	1,647	1,764
Interest	2,401	2,381	2,421	2,487	2,676	2,642	2,615	2,652	2,485	2,234	2,088	2,034	1,725
Depreciation	6,078	6,432	5,841	5,897	6,072	7,050	6,633	6,637	6,850	7,151	6,574	6,005	5,408
Profit before tax	-612	-341	-3,468	-1,461	3,203	4,875	4,864	6,035	7,687	9,369	8,870	5,767	7,674
Tax %	119%	222%	44%	-31%	8%	-13%	32%	36%	7%	-87%	36%	40%	27%
	-1,451	-992	-4,951	-898	3,043	5,496	3,301	3,832	7,145	17,529	5,692	3,450	5,578
EPS in Rs	-4.57	-3.11	-15.08	-2.84	8.91	16.28	9.64	11.33	21.14	52.37	16.74	9.08	14.81
Raw PDF

Upcoming result date: 13 May 2025

	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
	188,793	232,834	263,159	273,046	269,693	291,550	301,938	261,068	249,795	278,454	345,967	437,928	443,059
	164,197	197,980	223,920	234,650	240,104	260,093	277,274	243,081	217,507	253,734	314,151	378,389	384,937
Operating Profit	24,596	34,853	39,239	38,395	29,589	31,458	24,664	17,987	32,287	24,720	31,816	59,538	58,122
OPM %	13%	15%	15%	14%	11%	11%	8%	7%	13%	9%	9%	14%	13%
	213	-157	714	-2,670	1,869	5,933	-26,686	102	-11,118	2,424	6,664	5,673	6,777
Interest	3,560	4,749	4,861	4,889	4,238	4,682	5,759	7,243	8,097	9,312	10,225	9,986	8,081
Depreciation	7,601	11,078	13,389	16,711	17,905	21,554	23,591	21,425	23,547	24,836	24,860	27,270	25,138
Profit before tax	13,647	18,869	21,703	14,126	9,315	11,155	-31,371	-10,580	-10,474	-7,003	3,394	27,955	31,680
Tax %	28%	25%	35%	21%	35%	39%	-8%	4%	24%	60%	21%	-14%
	9,976	14,050	14,073	11,678	7,557	9,091	-28,724	-11,975	-13,395	-11,309	2,690	31,807	32,249
EPS in Rs	34.62	48.46	48.44	40.11	25.82	31.13	-99.84	-39.08	-40.51	-34.46	7.27	94.47	93.00
Dividend Payout %	6%	5%	0%	1%	0%	0%	0%	0%	0%	0%	32%	7%

Compounded Sales Growth
10 Years:	7%
5 Years:	8%
3 Years:	21%
TTM:	5%

Compounded Profit Growth
10 Years:	8%
5 Years:	93%
3 Years:	128%
TTM:	58%

Stock Price CAGR
10 Years:	2%
5 Years:	51%
3 Years:	17%
1 Year:	-36%

Return on Equity
10 Years:	9%
5 Years:	6%
3 Years:	15%
Last Year:	49%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Sep 2024
Equity Capital	638	644	644	679	679	679	679	720	766	766	766	766	736
Reserves	36,999	64,960	55,618	78,273	57,383	94,749	59,500	62,359	54,481	43,795	44,556	84,152	100,326
	53,716	60,642	73,610	69,360	78,604	88,950	106,175	124,788	142,131	146,449	134,113	107,262	106,549
	76,977	92,180	107,442	114,872	135,914	142,813	139,349	132,313	144,193	138,051	155,239	177,340	183,045
Total Liabilities	168,330	218,426	237,315	263,184	272,580	327,192	305,703	320,179	341,570	329,061	334,674	369,521	390,656
	55,512	69,092	88,479	107,232	95,944	121,414	111,234	127,107	138,708	138,855	132,080	121,285	157,718
CWIP	18,454	33,263	28,640	25,919	33,699	40,034	31,884	35,622	20,964	10,251	14,274	35,698	15,526
Investments	8,765	10,687	15,337	23,767	20,338	20,813	15,771	16,308	24,620	29,380	26,379	22,971	33,381
	85,600	105,385	104,858	106,266	122,600	144,932	146,814	141,141	157,278	150,575	161,941	189,566	184,031
Total Assets	168,330	218,426	237,315	263,184	272,580	327,192	305,703	320,179	341,570	329,061	334,674	369,521	390,656

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
	22,163	36,151	35,531	37,900	30,199	23,857	18,891	26,633	29,001	14,283	35,388	67,915
	-22,969	-27,991	-36,232	-36,694	-39,571	-25,139	-20,878	-33,115	-25,672	-4,444	-15,417	-22,782
	-1,692	-3,883	5,201	-3,795	6,205	2,012	8,830	3,390	9,904	-3,380	-26,243	-37,006
Net Cash Flow	-2,499	4,277	4,500	-2,589	-3,167	730	6,843	-3,092	13,232	6,459	-6,272	8,128

Ratios

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Debtor Days	21	17	17	18	19	25	23	16	19	16	17	14
Inventory Days	64	69	67	73	77	83	73	82	83	71	66	64
Days Payable	137	146	131	138	138	151	133	145	175	141	128	126
Cash Conversion Cycle	-51	-60	-47	-46	-41	-43	-38	-48	-74	-53	-45	-48
Working Capital Days	-57	-41	-44	-47	-50	-50	-53	-68	-48	-32	-24	-24
ROCE %	21%	22%	21%	15%	9%	9%	2%	-0%	6%	1%	6%	20%

* The classifications might have changed from Sep'2022 onwards.