diff --git a/.release-please-manifest.json b/.release-please-manifest.json
index d09f548f..5fbc9d62 100644
--- a/.release-please-manifest.json
+++ b/.release-please-manifest.json
@@ -1,3 +1,3 @@
 {
-  ".": "1.146.0"
+  ".": "1.147.0"
 }
\ No newline at end of file
diff --git a/.stats.yml b/.stats.yml
index 75b8da62..ea9c085b 100644
--- a/.stats.yml
+++ b/.stats.yml
@@ -1,4 +1,4 @@
 configured_endpoints: 229
-openapi_spec_url: https://storage.googleapis.com/stainless-sdk-openapi-specs/increase%2Fincrease-cea252dc0453b92916edc9d8fc79e120d049068b86fb4a554e91709483a5f97f.yml
-openapi_spec_hash: 7d34811e865a82a1ce2117d75a04d3ac
+openapi_spec_url: https://storage.googleapis.com/stainless-sdk-openapi-specs/increase%2Fincrease-cfdb6b2516039e7537ec6edb67df5581e3f08396a9f92579dd42c565015583e6.yml
+openapi_spec_hash: c41230e467198f4240e80c77ef8c5c7c
 config_hash: ca1425272e17fa23d4466d33492334fa
diff --git a/CHANGELOG.md b/CHANGELOG.md
index 353b50f8..648be35c 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -1,5 +1,13 @@
 # Changelog
 
+## 1.147.0 (2025-11-21)
+
+Full Changelog: [v1.146.0...v1.147.0](https://github.com/Increase/increase-ruby/compare/v1.146.0...v1.147.0)
+
+### Features
+
+* **api:** api update ([0a711f3](https://github.com/Increase/increase-ruby/commit/0a711f397e3751e296444459f1a2fe1720ffd1a5))
+
 ## 1.146.0 (2025-11-21)
 
 Full Changelog: [v1.145.0...v1.146.0](https://github.com/Increase/increase-ruby/compare/v1.145.0...v1.146.0)
diff --git a/Gemfile.lock b/Gemfile.lock
index 50a4170f..d5773e7a 100644
--- a/Gemfile.lock
+++ b/Gemfile.lock
@@ -11,7 +11,7 @@ GIT
 PATH
   remote: .
   specs:
-    increase (1.146.0)
+    increase (1.147.0)
       connection_pool
 
 GEM
diff --git a/README.md b/README.md
index 878ac68b..eb4c31e4 100644
--- a/README.md
+++ b/README.md
@@ -15,7 +15,7 @@ To use this gem, install via Bundler by adding the following to your application
 <!-- x-release-please-start-version -->
 
 ```ruby
-gem "increase", "~> 1.146.0"
+gem "increase", "~> 1.147.0"
 ```
 
 <!-- x-release-please-end -->
diff --git a/lib/increase/models/check_transfer_create_params.rb b/lib/increase/models/check_transfer_create_params.rb
index 8ccb39b6..f60d4754 100644
--- a/lib/increase/models/check_transfer_create_params.rb
+++ b/lib/increase/models/check_transfer_create_params.rb
@@ -263,9 +263,9 @@ class MailingAddress < Increase::Internal::Type::BaseModel
           optional :name, String
 
           # @!attribute phone
-          #   The phone number to associate with the check's destination address. Will be
-          #   supplied to FedEx as the contact phone number for the recipient to be used in
-          #   case of delivery issues.
+          #   The phone number to associate with the check's destination address. Only used if
+          #   shipping method is `fedex_overnight`. Will be supplied to FedEx as the contact
+          #   phone number for the recipient to be used in case of delivery issues.
           #
           #   @return [String, nil]
           optional :phone, String
@@ -289,7 +289,7 @@ class MailingAddress < Increase::Internal::Type::BaseModel
           #
           #   @param name [String] The name component of the check's destination address. Defaults to the provided
           #
-          #   @param phone [String] The phone number to associate with the check's destination address. Will be supp
+          #   @param phone [String] The phone number to associate with the check's destination address. Only used if
         end
 
         class Payer < Increase::Internal::Type::BaseModel
diff --git a/lib/increase/version.rb b/lib/increase/version.rb
index 647e3157..ae69e46c 100644
--- a/lib/increase/version.rb
+++ b/lib/increase/version.rb
@@ -1,5 +1,5 @@
 # frozen_string_literal: true
 
 module Increase
-  VERSION = "1.146.0"
+  VERSION = "1.147.0"
 end
diff --git a/rbi/increase/models/check_transfer_create_params.rbi b/rbi/increase/models/check_transfer_create_params.rbi
index 0ceeeded..304a83cc 100644
--- a/rbi/increase/models/check_transfer_create_params.rbi
+++ b/rbi/increase/models/check_transfer_create_params.rbi
@@ -495,9 +495,9 @@ module Increase
           sig { params(name: String).void }
           attr_writer :name
 
-          # The phone number to associate with the check's destination address. Will be
-          # supplied to FedEx as the contact phone number for the recipient to be used in
-          # case of delivery issues.
+          # The phone number to associate with the check's destination address. Only used if
+          # shipping method is `fedex_overnight`. Will be supplied to FedEx as the contact
+          # phone number for the recipient to be used in case of delivery issues.
           sig { returns(T.nilable(String)) }
           attr_reader :phone
 
@@ -530,9 +530,9 @@ module Increase
             # The name component of the check's destination address. Defaults to the provided
             # `recipient_name` parameter if `name` is not provided.
             name: nil,
-            # The phone number to associate with the check's destination address. Will be
-            # supplied to FedEx as the contact phone number for the recipient to be used in
-            # case of delivery issues.
+            # The phone number to associate with the check's destination address. Only used if
+            # shipping method is `fedex_overnight`. Will be supplied to FedEx as the contact
+            # phone number for the recipient to be used in case of delivery issues.
             phone: nil
           )
           end