diff --git a/src/main/java/com/practice/likelionhackathoncesco/domain/user/controller/UserCreditController.java b/src/main/java/com/practice/likelionhackathoncesco/domain/user/controller/UserCreditController.java
index 294f0fb..8244b10 100644
--- a/src/main/java/com/practice/likelionhackathoncesco/domain/user/controller/UserCreditController.java
+++ b/src/main/java/com/practice/likelionhackathoncesco/domain/user/controller/UserCreditController.java
@@ -1,6 +1,7 @@
 package com.practice.likelionhackathoncesco.domain.user.controller;
 
 import com.practice.likelionhackathoncesco.domain.user.dto.response.CreditResponse;
+import com.practice.likelionhackathoncesco.domain.user.dto.response.UserCreditResponse;
 import com.practice.likelionhackathoncesco.domain.user.service.UserCreditService;
 import com.practice.likelionhackathoncesco.global.response.BaseResponse;
 import io.swagger.v3.oas.annotations.Operation;
@@ -28,4 +29,12 @@ public ResponseEntity<BaseResponse<CreditResponse>> getCreditStep(
     CreditResponse creditResponse = userCreditService.PostCreditStep(userId);
     return ResponseEntity.ok(BaseResponse.success("크레딧 지급 기준 충족 여부 조회 완료", creditResponse));
   }
+
+  @Operation(summary = "사용자 보유 크레딧 조회", description = "사용자의 보유 크레딧을 조회하는 API")
+  @GetMapping("/hascredit/{userId}")
+  public ResponseEntity<BaseResponse<UserCreditResponse>> getCredit(
+      @Parameter(description = "사용자 ID") @PathVariable Long userId) {
+    UserCreditResponse userCreditResponse = userCreditService.getUserCredit(userId);
+    return ResponseEntity.ok(BaseResponse.success("사용자 보유 크레딧 조회 완료", userCreditResponse));
+  }
 }
diff --git a/src/main/java/com/practice/likelionhackathoncesco/domain/user/dto/response/UserCreditResponse.java b/src/main/java/com/practice/likelionhackathoncesco/domain/user/dto/response/UserCreditResponse.java
new file mode 100644
index 0000000..571120d
--- /dev/null
+++ b/src/main/java/com/practice/likelionhackathoncesco/domain/user/dto/response/UserCreditResponse.java
@@ -0,0 +1,10 @@
+package com.practice.likelionhackathoncesco.domain.user.dto.response;
+
+import lombok.AllArgsConstructor;
+import lombok.Getter;
+
+@Getter
+@AllArgsConstructor
+public class UserCreditResponse {
+  private Integer credit;
+}
diff --git a/src/main/java/com/practice/likelionhackathoncesco/domain/user/service/UserCreditService.java b/src/main/java/com/practice/likelionhackathoncesco/domain/user/service/UserCreditService.java
index 5354430..2c90a81 100644
--- a/src/main/java/com/practice/likelionhackathoncesco/domain/user/service/UserCreditService.java
+++ b/src/main/java/com/practice/likelionhackathoncesco/domain/user/service/UserCreditService.java
@@ -1,6 +1,7 @@
 package com.practice.likelionhackathoncesco.domain.user.service;
 
 import com.practice.likelionhackathoncesco.domain.user.dto.response.CreditResponse;
+import com.practice.likelionhackathoncesco.domain.user.dto.response.UserCreditResponse;
 import com.practice.likelionhackathoncesco.domain.user.entity.User;
 import com.practice.likelionhackathoncesco.domain.user.exception.UserErrorCode;
 import com.practice.likelionhackathoncesco.domain.user.repository.UserRepository;
@@ -40,6 +41,18 @@ public CreditResponse PostCreditStep(Long userId) {
     }
   }
 
+  @Transactional(readOnly = true)
+  public UserCreditResponse getUserCredit(Long userId) {
+    log.info("[UserCreditService] 사용자 크레딧 조회 시도");
+    User user =
+        userRepository
+            .findById(userId)
+            .orElseThrow(() -> new CustomException(UserErrorCode.USER_NOT_FOUND));
+
+    log.info("[UserCreditService] 사용자 크레딧 조회 완료 : credit={}", user.getCredit());
+    return new UserCreditResponse(user.getCredit());
+  }
+
   public CreditResponse toCreditResponse(Boolean one, Boolean five, Boolean fifteen) {
     return CreditResponse.builder()
         .postCountOne(one)
diff --git a/src/main/resources/cesco-BackEnd-config b/src/main/resources/cesco-BackEnd-config
index 4809408..ee4b163 160000
--- a/src/main/resources/cesco-BackEnd-config
+++ b/src/main/resources/cesco-BackEnd-config
@@ -1 +1 @@
-Subproject commit 4809408a5e723bd2d340be14cfe49a4357616f9c
+Subproject commit ee4b16305b5c171fd89a0f71c4b0401918051447