Data_Descriptions.txt

Data Dictionary:

CLIENTNUM: Client number. Unique identifier for the customer holding the account
Attrition_Flag: Internal event (customer activity) variable - if the account is closed then "Attrited Customer" else "Existing Customer"
Customer_Age: Age in Years
Gender: Gender of the account holder
Dependent_count: Number of dependents
Education_Level:  Educational Qualification of the account holder - Graduate, High School, Unknown, Uneducated, College(refers to a college student), Post-Graduate, Doctorate.
Marital_Status: Marital Status of the account holder
Income_Category: Annual Income Category of the account holder
Card_Category: Type of Card
Months_on_book: Period of relationship with the bank
Total_Relationship_Count: Total no. of products held by the customer
Months_Inactive_12_mon: No. of months inactive in the last 12 months
Contacts_Count_12_mon: No. of Contacts between the customer and bank in the last 12 months
Credit_Limit: Credit Limit on the Credit Card
Total_Revolving_Bal: The balance that carries over from one month to the next is the revolving balance
Avg_Open_To_Buy: Open to Buy refers to the amount left on the credit card to use (Average of last 12 months)
Total_Trans_Amt: Total Transaction Amount (Last 12 months)
Total_Trans_Ct: Total Transaction Count (Last 12 months)
Total_Ct_Chng_Q4_Q1: Ratio of the total transaction count in 4th quarter and the total transaction count in 1st quarter
Total_Amt_Chng_Q4_Q1: Ratio of the total transaction amount in 4th quarter and the total transaction amount in 1st quarter
Avg_Utilization_Ratio: Represents how much of the available credit the customer spent